The 2019 Volvo XC40 is a front-wheel-drive SUV, petrol-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 140 kW (190 hp).

The asking price is 30,890 € (plus a 299 € handling fee). That is 3,610 € (10%) below maksimi.fi's estimated market price of 34,500 €. The estimate is based on 608 comparable cars.

The asking price has been reduced 3 times, by a total of 2,090 € from the original 32,980 €. A dealer typically sells this model in about 12 days and a private seller in about 8 days.

The odometer reads 45,002 km, which works out at about 6,000 km per year. The most common inspection failure cause in this model series is brakes.

Notable equipment:

  • Fuel-operated parking heater
  • Adaptive cruise control
  • LED headlights
  • Reversing camera
  • Keyless entry and start
  • Power tailgate
  • Leather upholstery

This car has been sold before within maksimi.fi's tracking: it sold on 13/08/2026 for 32,780 €, at 45,001 km. It is now listed for 1,890 € less than in that sale. It has covered about 1 km more since.

Running the car costs an estimated:

Vehicle tax and insurance come to about 1,280 € per year.

The seller is Wetteri (Helsinki).

The car has been for sale for 58 days since 04/07/2026.

Basic information

Mileage
45,002 km
carVertical Verify mileage authenticity
20% off
Engine
2.0 l, Petrol
Model year
2019
Gearbox
Automatic
Drivetrain
Front-wheel drive
Office fee
299 €
Body type
SUV
Vehicle type
Passenger car
Colour
Grey
In traffic use in Finland
195 cars
Steering position
Left-hand
VIN number
YV1XZACVDK2144655
maksimi.fi ID
99292
Nettiauto ID
15903652

Technical details

Power
140 kW / 190 hp
Acceleration (0–100)
8.4 s
Top speed
210 km/h
Fuel consumption
8.4 l/100 km (combined)
Seats
5
Doors
4
Number of gears
8
Cylinders
4
Turbocharger
Yes
CO2 emissions
176 g/km
Kerb weight
1,655 kg
Gross weight
2,160 kg
Dimensions (L × W × H)
4,425 × 1,873 × 1,632 mm
First registration
23/05/2019
Type approval number
e9*2007/46*3146*05

Gearbox
Automatic

Equipment

  • Adaptive cruise control
  • Fuel-operated parking heater
  • Keyless entry and start
  • Leather upholstery
  • LED headlights
  • Power tailgate
  • Reversing camera

Equipment rating

Asking price: 30,890 €

Below market price

Market price estimate 34,500 €

Based on asking prices

Compared to 608 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volvo XC40, 2019) 24,050 €
  • Low mileage +5,100 €
  • Fuel type: Petrol +5,510 €
  • Fuel-operated parking heater +720 €
  • Adaptive cruise control +460 €
  • Automatic transmission +120 €
  • Sold by a dealer +30 €
  • Front-wheel drive −1,490 €
  • Market price estimate 34,500 €

Without a statistically distinct effect in this group: leather upholstery, reversing camera.

30,000 €31,000 €32,000 €33,000 €34,000 €4/7/202623/7/202612/8/202631/8/2026
DatePriceChangeListing
04/07/202632,980 €Wetteri Raisio
15/07/202632,780 €−200 €Wetteri Raisio
05/08/202632,780 €Wetteri Airport
14/08/202631,800 €−980 €Wetteri Airport
28/08/202630,890 €−910 €Wetteri Airport

Next inspection

A car under 10 years old is inspected every two years. The listing has no inspection date, so the due date cannot be estimated.

Check with Traficom

Failures in the same model series

1,055 cars of the Volvo XC40 model series (first registered in 2019) were inspected in 2025. They recorded 46 defects leading to a failure, or 4.4 defects per 100 inspections. For cars of the same age nationwide the figure is 14.1. That is clearly fewer defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Brakes 1.5

    16 defects, All cars 3.3

    Service and parking brake, brake dynamometer tests, stability control

  2. Emissions and leaks 1.4

    15 defects, All cars 1.4

    Exhaust measurement, OBD system, oil, fluid and fuel leaks

  3. Axles and suspension 0.9

    9 defects, All cars 6.7

    Front and rear axles, springs and dampers, tyres and wheels

The remaining 13 % of defects fall under other items. Most advisories concerned road test and visibility (31). Median mileage 96,000 km.

Sale periods

Wetteri Raisio, Varsinais-Suomi 39 days
Wetteri Airport, Helsinki, Uusimaa 26 days for sale
4/7/202623/7/202612/8/202631/8/2026

sale

Sales

SoldPriceMileageTime on marketSeller
13/08/202632,780 € from 32,980 € (−200 €)45,001 km 40 daysWetteri Raisio, Raisio, Varsinais-Suomi

Listing changes

DateWhatChange
28/08/2026Asking price Wetteri Airport31,800 € → 30,890 €
14/08/2026Asking price Wetteri Airport32,780 € → 31,800 €
07/08/2026Mileage Wetteri Airport45,001 km → 45,002 km
15/07/2026Asking price Wetteri Raisio32,980 € → 32,780 €

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

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When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 345 €/mo
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Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 218 €/yr
  • Driving power tax 0 €/yr
  • Total vehicle tax 218 €/yr

Base tax is based on CO₂ emissions (WLTP), 176 g/km.

The average CO₂ of petrol passenger cars first registered in 2019 was 143.9 g/km (WLTP). This car is 32 g/km above that average, which comes to 69 € more a year in base tax.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance250 €/yr
  • Comprehensive810 €/yr
  • Total insurance1,060 €/yr

≈ 88 €/mo

Request a quote
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The final price depends on factors such as claims history and place of residence, and is set in the quote.

Remember to check tyre condition with the seller.

Tyre sizes for this model

  • 245/40 R21
  • 245/45 R20
  • 235/50 R19
  • 235/55 R18
  • 235/60 R17
  • 235/30 R22
  • 235/60 R22
  • 245/30 R22

Wheel sizes for this model

17″
18″
19″
20″
21″
22″
What do the sizes mean?
Find tyres

Frequently asked questions about this car

How much does Volvo XC40 cost?

Volvo XC40 is for sale at 30,890 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is below market price (estimated market price 34,500 €).

How long has this car been for sale?

The car has been for sale for at least 58 days. The listing entered maksimi.fi's tracking on 04/07/2026.

Has the price been reduced?

Yes. The asking price is 2,090 € below the original listing price.

Has this car been on the market before?

Yes: this car has one earlier completed sale on record. It was last sold on 13/08/2026 for 32,780 €, and it has been driven about 1 km more since then.

What model year is the car?

The car is model year 2019 and was first registered on 23/05/2019.

How many kilometres has the car covered?

The car's mileage is 45,002 km.

How often does this model fail its inspection?

3.1 % of Volvo XC40 cars first registered in 2019 failed their periodic inspection in 2025 (1,055 inspections, median mileage 96,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2019 Volvo in Finland?

On 30/06/2026 there were 12,138 Volvo passenger cars first used in 2019 in traffic use in Finland. That is 9.4 % of all cars first used that year, making it the third most common brand of that year among 30 brands. The most common fuel type among them is diesel (41.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What causes inspection failures for this model year?

For Volvo XC40 cars first registered in 2019, defects leading to a failure in 2025 inspections came most often from: brakes, emissions and leaks, axles and suspension. That is 4.4 defects per 100 inspections, against 14.1 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is petrol and the gearbox is automatic.

What features does the car have?

Notable features include Fuel-operated parking heater, Adaptive cruise control, LED headlights, Reversing camera, Keyless entry and start. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 218 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

Where is Volvo XC40 located?

The car is located in Uusimaa (Helsinki, Uusimaa).

How much does the car cost to keep per year?

The estimate is 1,278 € per year: vehicle tax 218 €, insurance 1,060 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Wetteri (Helsinki).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.