The 2022 Volvo XC40 T2 2WD Momentum Pro is a front-wheel-drive SUV, petrol-powered with a manual gearbox. It has an engine displacement of 1.5 litres and an output of 95 kW (129 hp). The car is imported. Used imports of this make totalled 17,631 cars in 2023–2025, 2,080 of them 2022 cars.

The asking price is 30,900 € (plus a 349 € handling fee). That is 2,700 € (8%) below maksimi.fi's estimated market price of 33,600 €. The estimate is based on 987 comparable cars.

The asking price has been reduced 5 times, by a total of 1,000 € from the original 31,900 €. A dealer typically sells this model in about 12 days and a private seller in about 8 days.

The odometer reads 21,000 km, which works out at about 5,000 km per year. The car was inspected 7/2026, and the next inspection is due an estimated 7/2028.

Notable equipment:

  • Adaptive cruise control
  • Reversing camera
  • Keyless entry and start
  • Power tailgate
  • Parking sensors

Running the car costs an estimated:

Vehicle tax and insurance come to about 1,210 € per year.

The seller is Kamux (Seinäjoki).

The car has been for sale for 67 days since 25/06/2026.

Basic information

Mileage
21,000 km
carVertical Verify mileage authenticity
20% off
Engine
1.5 l, Petrol
Model year
2022
Gearbox
Manual
Drivetrain
Front-wheel drive
Office fee
349 €
Body type
SUV
Vehicle type
Passenger car
Colour
Blue
In traffic use in Finland
8 cars
Steering position
Left-hand
Imported car
Yes
VIN number
YV1XZL4V1N2676846
maksimi.fi ID
19258
Nettiauto ID
15823862

Technical details

Power
95 kW / 129 hp
Torque
245 Nm
Acceleration (0–100)
10.9 s
Top speed
180 km/h
Fuel consumption
7.9 l/100 km (urban)
Seats
5
Doors
5
Number of gears
6
Cylinders
3
Turbocharger
Yes
CO2 emissions
159 g/km
Kerb weight
1,580 kg
Gross weight
2,080 kg
Max towing weight
1,600 kg
Towing weight (unbraked)
750 kg
Dimensions (L × W × H)
4,425 × 1,873 × 1,632 mm
Last inspection
7/2026
Type approval number
e9*2007/46*3146*14

Gearbox
Manual

Equipment

  • Adaptive cruise control
  • Keyless entry and start
  • Parking sensors
  • Power tailgate
  • Reversing camera

Equipment rating

Asking price: 30,900 €

Below market price

Market price estimate 33,600 €

Based on asking prices

Compared to 987 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volvo XC40, 2022) 30,800 €
  • Fuel type: Petrol +4,240 €
  • Low mileage +3,790 €
  • Adaptive cruise control +890 €
  • Sold by a dealer +20 €
  • Front-wheel drive −1,450 €
  • Manual transmission −4,690 €
  • Market price estimate 33,600 €

Without a statistically distinct effect in this group: parking sensors.

30,500 €31,000 €31,500 €32,000 €25/6/202617/7/20269/8/202631/8/2026
DatePriceChangeListing
25/06/202631,900 €Kamux
02/07/202631,750 €−150 €Kamux
04/07/202631,750 €Kamux Seinäjoki
23/07/202631,490 €−260 €Kamux Seinäjoki
31/07/202631,450 €−40 €Kamux Seinäjoki
07/08/202631,400 €−50 €Kamux Seinäjoki
15/08/202630,900 €−500 €Kamux Seinäjoki

Next inspection due around 7/2028

About 23 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 7/2026.

Check with Traficom

The interval is derived from the model year, because the listing has no first registration date.

Sale periods

Kamux Seinäjoki, Etelä-Pohjanmaa 67 days for sale
25/6/202617/7/20269/8/202631/8/2026

Sales

No previous sales.

Listing changes

DateWhatChange
15/08/2026Asking price 31,400 € → 30,900 €
07/08/2026Asking price 31,450 € → 31,400 €
31/07/2026Asking price 31,490 € → 31,450 €
23/07/2026Asking price 31,750 € → 31,490 €
02/07/2026Asking price 31,900 € → 31,750 €
27/06/2026Mileage 22,000 km → 21,000 km Reading went down, check the odometer history

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
MAKSIMI −20% off the report
Service provided by carVertical

When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 345 €/mo
See offers
Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 179 €/yr
  • Driving power tax 0 €/yr
  • Total vehicle tax 179 €/yr

Base tax is based on CO₂ emissions (WLTP), 159 g/km.

The average CO₂ of petrol passenger cars first registered in 2022 was 125.7 g/km (WLTP). This car is 33 g/km above that average, which comes to 53 € more a year in base tax.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance230 €/yr
  • Comprehensive800 €/yr
  • Total insurance1,030 €/yr

≈ 86 €/mo

Request a quote
Service provided by POP Vakuutus

The final price depends on factors such as claims history and place of residence, and is set in the quote.

Remember to check tyre condition with the seller.

Tyre sizes for this model

  • 245/40 R21
  • 245/45 R20
  • 235/50 R19
  • 235/55 R18
  • 235/60 R17

Wheel sizes for this model

17″
18″
19″
20″
21″
What do the sizes mean?
Find tyres

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Frequently asked questions about this car

How much does Volvo XC40 T2 2WD Momentum Pro cost?

Volvo XC40 T2 2WD Momentum Pro is for sale at 30,900 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is below market price (estimated market price 33,600 €).

How long has this car been for sale?

The car has been for sale for at least 67 days. The listing entered maksimi.fi's tracking on 25/06/2026.

Has the price been reduced?

Yes. The asking price is 1,000 € below the original listing price.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2022. It was imported to Finland as a used car.

How many kilometres has the car covered?

The car's mileage is 21,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 7/2028. A car under 10 years old is inspected every two years.

How common is a 2022 Volvo in Finland?

On 30/06/2026 there were 9,028 Volvo passenger cars first used in 2022 in traffic use in Finland. That is 8.5 % of all cars first used that year, making it the third most common brand of that year among 36 brands. The most common fuel type among them is plug-in hybrid (56.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

How common are used imports of this make?

17,631 used Volvo passenger cars were imported into Finland in 2023–2025, 14.4% of all used passenger-car imports; 2,080 of them were 2022 cars. The most common source countries for used passenger-car imports are Sweden (52%) and Germany (30%).

What fuel type and gearbox does the car have?

The fuel type is petrol and the gearbox is manual.

What features does the car have?

Notable features include Adaptive cruise control, Reversing camera, Keyless entry and start, Power tailgate, Parking sensors. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 179 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

Where is Volvo XC40 T2 2WD Momentum Pro located?

The car is located in Etelä-Pohjanmaa (Seinäjoki, Etelä-Pohjanmaa).

How much does the car cost to keep per year?

The estimate is 1,209 € per year: vehicle tax 179 €, insurance 1,030 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Kamux (Seinäjoki).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.