40,900 €
Hedin Automotive BMW Joensuu, Pohjois-Karjala
The 2020 BMW X4 G02 xDrive 30d A Business M Sport is an all-wheel-drive SUV, diesel-powered with an automatic gearbox. It has an engine displacement of 3.0 litres and an output of 195 kW (265 hp). The car is imported from Sweden. Used imports of this make totalled 11,234 cars in 2023–2025, 1,963 of them 2020 cars.
The asking price is 40,900 € (plus a 299 € handling fee). That is 7,700 € (23%) above maksimi.fi's estimated market price of 33,200 €. The estimate is based on 25 comparable cars. The chance this car sells within the next 30 days is about 58%.
The asking price has been reduced 6 times, by a total of 1,990 € from the original 42,890 €. A dealer typically sells this model in about 14 days.
The odometer reads 154,000 km, which works out at about 23,000 km per year. The car was inspected 2/2026, and the next inspection is due an estimated 2/2028.
This car has been sold before within maksimi.fi's tracking: it sold on 18/08/2026 for 41,690 €, at 154,000 km. It is now listed for 790 € less than in that sale.
Running the car costs an estimated:
Vehicle tax and insurance come to about 2,080 € per year.
The original tyre size is 245/45 R20. The listing says 2 sets of tyres are included.
The seller is K-Auto (Vantaa).
The car has been for sale for 13 days since 18/08/2026.
Asking price: 40,900 €
| Date | Price | Change | Listing |
|---|---|---|---|
| 04/07/2026 | 42,890 € | – | K-Auto Jyväskylä |
| 09/07/2026 | 42,800 € | −90 € | K-Auto Jyväskylä |
| 17/07/2026 | 41,790 € | −1,010 € | K-Auto Jyväskylä |
| 01/08/2026 | 41,780 € | −10 € | K-Auto Jyväskylä |
| 07/08/2026 | 41,770 € | −10 € | K-Auto Jyväskylä |
| 14/08/2026 | 41,690 € | −80 € | K-Auto Jyväskylä |
| 18/08/2026 | 41,690 € | – | K-Auto Airport |
| 21/08/2026 | 40,900 € | −790 € | K-Auto Airport |
Of 5-year-old diesel passenger cars, 19.3% failed their periodic inspection in 2025 (3,366 inspections, median mileage 160,000 km).
sale
| Sold | Price | Mileage | Time on market | Seller |
|---|---|---|---|---|
| 18/08/2026 | 41,690 € from 42,890 € (−1,200 €) | 154,000 km | 45 days | K-Auto Jyväskylä, Jyväskylä, Keski-Suomi |
| Date | What | Change |
|---|---|---|
| 21/08/2026 | Asking price K-Auto Airport | 41,690 € → 40,900 € |
| 18/08/2026 | Seller changed | K-Auto Jyväskylä → K-Auto Airport |
| 14/08/2026 | Asking price K-Auto Jyväskylä | 41,770 € → 41,690 € |
| 07/08/2026 | Asking price K-Auto Jyväskylä | 41,780 € → 41,770 € |
| 01/08/2026 | Asking price K-Auto Jyväskylä | 41,790 € → 41,780 € |
| 17/07/2026 | Asking price K-Auto Jyväskylä | 42,800 € → 41,790 € |
| 09/07/2026 | Asking price K-Auto Jyväskylä | 42,890 € → 42,800 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report | Country | Period | Asking price | Odometer |
|---|---|---|---|
| 1Sweden | not known | not known | not known |
| 2Finland | 7/2026–8/2026 | 40,900 € | 154,000 km |
When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
Base tax is based on CO₂ emissions (WLTP), 186 g/km. Driving power tax is based on gross weight (2460 kg).
The average CO₂ of diesel passenger cars first registered in 2020 was 171.8 g/km (WLTP). This car is 14 g/km above that average, which comes to 36 € more a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
≈ 111 €/mo
Request a quoteThe final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included.
Remember to check tyre condition with the seller.
BMW X4 (2018–2020) · 30d xDrive. G02 (195kW)
Original wheel size: 20″
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (ZNX-907).
Order tyres See wheels too →
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Wetteri Airport, Helsinki, Uusimaa
ZNX-907 is a 2020 BMW X4 G02 xDrive 30d A Business M Sport with 154,000 km on the odometer. It is for sale at 40,900 €.
BMW X4 G02 xDrive 30d A Business M Sport is for sale at 40,900 €.
According to maksimi.fi's price estimate, the asking price is above market price (estimated market price 33,200 €).
The car has been for sale for at least 13 days. The listing entered maksimi.fi's tracking on 18/08/2026.
Yes. The asking price is 1,990 € below the original listing price.
Yes: this car has one earlier completed sale on record. It was last sold on 18/08/2026 for 41,690 €.
The car is model year 2020 and was first registered on 28/01/2020. It was imported to Finland as a used car.
The car's mileage is 154,000 km.
Based on the listing data, the next inspection is due around 2/2028. A car under 10 years old is inspected every two years.
On 30/06/2026 there were 6,815 BMW passenger cars first used in 2020 in traffic use in Finland. That is 5.7 % of all cars first used that year, making it the 7th most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (65.6 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
11,234 used BMW passenger cars were imported into Finland in 2023–2025, 9.2% of all used passenger-car imports; 1,963 of them were 2020 cars. The most common source countries for used passenger-car imports are Sweden (52%) and Germany (30%).
The fuel type is diesel and the gearbox is automatic.
Notable features include Fuel-operated parking heater, Adaptive cruise control, LED headlights, Reversing camera, Keyless entry and start. The full feature list is on this page.
Vehicle tax is 747 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
The car's original tyre size is 245/45 R20.
The car is located in Uusimaa (Vantaa, Uusimaa).
The estimate is 2,077 € per year: vehicle tax 747 €, insurance 1,330 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
The seller is K-Auto (Vantaa).
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.