On sale 13 daysOn sale 13 d
40,900 €
K-Auto Airport, Vantaa, Uusimaa
1 / 30 Image source: SAKA
The 2021 BMW X4 is an all-wheel-drive SUV, hybrid-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 140 kW (190 hp).
The asking price is 39,900 € (plus a 349 € handling fee).
maksimi.fi has no price estimate for this car, because there are too few comparable cars. A dealer typically sells this model in about 14 days.
The odometer reads 65,000 km, which works out at about 13,000 km per year.
- Tow bar
- Fuel-operated parking heater
- LED headlights
- Keyless entry and start
- Power tailgate
- Parking sensors
- Leather upholstery
Running the car costs an estimated:
- Vehicle tax 177 € per year
- Insurance 1,290 € per year
- Financing instalment 444 € per month
Vehicle tax and insurance come to about 1,470 € per year.
The original tyre size is 225/60 R18. The listing says 2 sets of tyres are included: summer and winter.
The seller is SAKA (Vantaa).
The car has been for sale for 58 days since 04/07/2026.
Basic information
- Registration number
- IZJ-655
- Mileage
- 65,000 km
Verify mileage authenticity 20% off
- Engine
- 2.0 l, Hybrid
- Model year
- 2021
- Gearbox
- Automatic
- Drivetrain
- All-wheel drive
- Office fee
- 349 €
- Body type
- SUV
- Vehicle type
- Passenger car
- Colour
- Black
- Tyre size
- 225/60 R18
- Wheel size
- 18″
- Tyre sets
- 2 (summer and winter)
- Keys
- 2
- In traffic use in Finland
- 3 cars
- Steering position
- Left-hand
- Imported car
- No
- VIN number
- WBA4M9107M9F86397
- maksimi.fi ID
- 46438
- Nettiauto ID
- 15841890
Technical details
- Power
- 140 kW / 190 hp
- Acceleration (0–100)
- 7.9 s
- Top speed
- 213 km/h
- Fuel consumption
- 6.8 l/100 km (combined)
- Seats
- 5
- Doors
- 4
- Number of gears
- 8
- Cylinders
- 4
- Turbocharger
- Yes
- CO2 emissions
- 158 g/km
- Kerb weight
- 1,925 kg
- Max towing weight
- 2,400 kg
- Towing weight (unbraked)
- 750 kg
- Dimensions (L × W × H)
- 4,752 × 1,918 × 1,621 mm
- Type approval number
- e1*2007/46*1881*06
- Gearbox
- Automatic
Equipment
- Fuel-operated parking heater
- Keyless entry and start
- Leather upholstery
- LED headlights
- Parking sensors
- Power tailgate
- Tow bar
Equipment rating
Asking price: 39,900 €
| Date | Price | Change | Listing |
|---|---|---|---|
| 04/07/2026 | 39,900 € | – | Saka |
| 04/07/2026 | 39,900 € | – | SAKA Finland Oy Pakkala |
Next inspection
A car under 10 years old is inspected every two years. The listing has no inspection date, so the due date cannot be estimated.
Check with TraficomThe interval is derived from the model year, because the listing has no first registration date.
Failure rate among cars of the same age
Of 4-year-old petrol passenger cars, 5.4% failed their periodic inspection in 2025 (51,981 inspections, median mileage 56,000 km).
Sale periods
SAKA Finland Oy Pakkala, Vantaa, Uusimaa 58 days for sale
4/7/202623/7/202612/8/202631/8/2026
Sales
No previous sales.
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 444 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 177 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 177 €/yr
Base tax is based on CO₂ emissions (WLTP), 158 g/km.
The average CO₂ of petrol passenger cars first registered in 2021 was 129.9 g/km (WLTP). This car is 28 g/km above that average, which comes to 46 € more a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance250 €/yr
- Comprehensive1,040 €/yr
- Total insurance1,290 €/yr
≈ 108 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included: summer and winter.
Remember to check tyre condition with the seller.
BMW X4 (2020–2021) · 20d hybrid xDrive. G02 (140kW)
Tyre sizes for this car
- 275/40 R20 Original
- 225/60 R18 Original
- 285/30 R22 Recommended
- 255/35 R22 Recommended
- 275/35 R21 Recommended
- 245/40 R21 Recommended
- 245/45 R20 Recommended
- 245/50 R19 Recommended
Wheel sizes for this car
18″
19″
20″
21″
22″
Original wheel size: 20″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (IZJ-655).
Order tyres See wheels too →Suomi-Auto / HIFI / Webasto / Koukku / Sportti-penkit / Vakkari / DisplayKey
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Frequently asked questions about this car
Which car has the registration IZJ-655?
IZJ-655 is a 2021 BMW X4 with 65,000 km on the odometer. It is for sale at 39,900 €.
How much does BMW X4 cost?
BMW X4 is for sale at 39,900 €.
How long has this car been for sale?
The car has been for sale for at least 58 days. The listing entered maksimi.fi's tracking on 04/07/2026.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2021.
How many kilometres has the car covered?
The car's mileage is 65,000 km.
How common is a 2021 BMW in Finland?
On 30/06/2026 there were 7,354 BMW passenger cars first used in 2021 in traffic use in Finland. That is 5.9 % of all cars first used that year, making it the 7th most common brand of that year among 34 brands. The most common fuel type among them is plug-in hybrid (71.5 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What fuel type and gearbox does the car have?
The fuel type is hybrid and the gearbox is automatic.
What features does the car have?
Notable features include Tow bar, Fuel-operated parking heater, LED headlights, Keyless entry and start, Power tailgate. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 177 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 225/60 R18.
Where is BMW X4 located?
The car is located in Uusimaa (Vantaa, Uusimaa).
How much does the car cost to keep per year?
The estimate is 1,467 € per year: vehicle tax 177 €, insurance 1,290 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is SAKA (Vantaa).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.