The 2004 BMW X5 is an all-wheel-drive SUV, diesel-powered with an automatic gearbox. It has an engine displacement of 3.0 litres and an output of 160 kW (218 hp).

The asking price is 3,890 €. That is in line with maksimi.fi's estimated market price of 3,600 €. The estimate is based on 120 comparable cars. The chance this car sells within the next 30 days is about 55%.

Cars of this model typically sell in about 16 days whether the seller is a dealer or a private seller.

The odometer reads 501,000 km, which works out at about 22,000 km per year. The car was inspected 7/2026, and the next inspection is due 26/07/2027.

Notable equipment:

  • Tow bar
  • Power tailgate
  • Parking sensors

Running the car costs an estimated:

Vehicle tax and insurance come to about 1,540 € per year.

The original tyre size is 255/50 R19.

The seller is Koneralli (Rovaniemi).

The car has been for sale for 2 days since 15/09/2026.

Basic information

Registration number
HSZ-386
Mileage
501,000 km
carVertical Verify mileage authenticity
20% off
Engine
3.0 l, Diesel
Model year
2004
Gearbox
Automatic
Drivetrain
All-wheel drive
Body type
SUV
Vehicle type
Passenger car
Colour
Grey
Tyre size
255/50 R19
Wheel size
19″
In traffic use in Finland
40 cars
Steering position
Left-hand
Imported car
No
VIN number
WBAFB71090LV55729
maksimi.fi ID
225525

Technical details

Power
160 kW / 218 hp
Acceleration (0–100)
10.5 s
Fuel consumption
10 l/100 km (urban)
Seats
2
Doors
5
Number of gears
6
Cylinders
6
Turbocharger
Yes
CO2 emissions
250 g/km
Kerb weight
2,180 kg
Gross weight
2,695 kg
Max towing weight
2,300 kg
Towing weight (unbraked)
750 kg
Dimensions (L × W × H)
4,670 × 1,870 × 1,720 mm
First registration
10/05/2004
Last inspection
7/2026
Type approval number
e1*2001/116*0153*12

Gearbox
Automatic

Equipment

  • Parking sensors
  • Power tailgate
  • Tow bar

Equipment rating

Asking price: 3,890 €

At market price

Market price estimate 3,600 €

Based on asking prices

Compared to 120 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (BMW X5, 2004) 3,100 €
  • Sold by a dealer +500 €
  • Market price estimate 3,600 €

Without a statistically distinct effect in this group: parking sensors.

No price changes during the tracked period.

Next inspection due 26/07/2027

About 10 months left. A car over 10 years old is inspected every year. According to the listing, the car was inspected in 7/2026.

Check with Traficom

The due date comes from the listing description, not from the inspection interval.

Failure rate among cars of the same age

Of 21-year-old diesel passenger cars, 48% failed their periodic inspection in 2025 (13,514 inspections, median mileage 392,000 km).

Sale periods

Koneralli Oy, Rovaniemi, Lappi 2 days for sale
15/9/202616/9/202617/9/202618/9/2026

Sales

No previous sales.

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
MAKSIMI −20% off the report
Service provided by carVertical

When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

500 € 70,000 €
5 years
1 year 5 years
Estimated monthly instalment approx. 80 €/mo
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Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 425 €/yr
  • Driving power tax 542 €/yr
  • Total vehicle tax 967 €/yr

Base tax is based on CO₂ emissions (NEDC), 250 g/km. Driving power tax is based on gross weight (2695 kg).

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance260 €/yr
  • Comprehensive310 €/yr
  • Total insurance570 €/yr

≈ 48 €/mo

Request a quote
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The final price depends on factors such as claims history and place of residence, and is set in the quote.

Remember to check tyre condition with the seller.

BMW X5 (2004–2006) · 3.0d. E53 (160kW)

Tyre sizes for this car

  • 285/45 R19 Original
  • 255/50 R19 Original
  • 285/30 R22 Recommended
  • 265/35 R22 Recommended
  • 305/30 R21 Fits
  • 295/35 R21 Fits
  • 285/35 R21 Fits
  • 275/35 R21 Fits
  • 275/40 R21 Fits
  • 265/35 R21 Fits
  • 265/40 R21 Fits
  • 255/35 R21 Fits
  • 255/40 R21 Fits
  • 245/40 R21 Fits
  • 315/35 R20 Recommended
  • 275/45 R20 Recommended
  • 275/40 R20 Recommended
  • 255/55 R18 Recommended
  • 235/65 R17 Recommended

Wheel sizes for this car

17″
18″
19″
20″
21″
22″

Original wheel size: 19″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (HSZ-386).

Order tyres See wheels too →

Frequently asked questions about this car

Which car has the registration HSZ-386?

HSZ-386 is a 2004 BMW X5 with 501,000 km on the odometer. It is for sale at 3,890 €.

How much does BMW X5 cost?

BMW X5 is for sale at 3,890 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is at market price (estimated market price 3,600 €).

How long has this car been for sale?

The car has been for sale for at least 2 days. The listing entered maksimi.fi's tracking on 15/09/2026.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2004 and was first registered on 10/05/2004.

How many kilometres has the car covered?

The car's mileage is 501,000 km.

When is the car due for its next inspection?

According to the listing, the next inspection is due 26/07/2027. A car over 10 years old is inspected every year.

How common is a 2004 BMW in Finland?

On 30/06/2026 there were 2,667 BMW passenger cars first used in 2004 in traffic use in Finland. That is 3.5 % of all cars first used that year, making it the 10th most common brand of that year among 34 brands. The most common fuel type among them is petrol (58.6 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What fuel type and gearbox does the car have?

The fuel type is diesel and the gearbox is automatic.

What features does the car have?

Notable features include Tow bar, Power tailgate, Parking sensors. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 967 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 255/50 R19.

Where is BMW X5 located?

The car is located in Lappi (Rovaniemi, Lappi).

How much does the car cost to keep per year?

The estimate is 1,537 € per year: vehicle tax 967 €, insurance 570 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Koneralli (Rovaniemi).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.