On sale 60 daysOn sale 60 d
3,500 €
Private seller, Inari, Lappi
1 / 5 Image source: Private seller, Nettiauto
The 2004 BMW X5 X5 m57 tu2 is an all-wheel-drive SUV, diesel-powered with an automatic gearbox. It has an engine displacement of 3.0 litres and an output of 198 kW (269 hp).
The asking price is 3,500 €. The chance this car sells within the next 30 days is about 57%.
A dealer typically sells this model in about 14 days and a private seller in about 13 days.
The odometer reads 521,000 km, which works out at about 23,000 km per year. The car was inspected 1/2026, and the next inspection is due an estimated 1/2027.
Running the car costs an estimated:
- Vehicle tax 933 € per year
- Insurance 600 € per year
- Financing instalment 72 € per month
Vehicle tax and insurance come to about 1,530 € per year.
The seller is a private individual, Porvoo.
The car has been for sale since 01/09/2026.
Basic information
- Registration number
- XMG-445
- Mileage
- 521,000 km
Verify mileage authenticity 20% off
- Engine
- 3.0 l, Diesel
- Model year
- 2004
- Gearbox
- Automatic
- Drivetrain
- All-wheel drive
- Body type
- SUV
- Vehicle type
- Passenger car
- Colour
- Black
- Steering position
- Left-hand
- maksimi.fi ID
- 203950
- Nettiauto ID
- 15960491
Technical details
- Power
- 198 kW / 270 hp
- Torque
- 600 Nm
- Acceleration (0–100)
- 7 s
- Top speed
- 240 km/h
- Seats
- 2
- Doors
- 5
- First registration
- 10/12/2003
- Last inspection
- 1/2026
- Gearbox
- Automatic
Equipment
No notable equipment was identified from the listing.
Equipment rating
Asking price: 3,500 €
No price changes during the tracked period.
Next inspection due around 1/2027
About 4 months left. A car over 10 years old is inspected every year. According to the listing, the car was inspected in 1/2026.
Check with Traficom
Failure rate among cars of the same age
Of 21-year-old diesel passenger cars, 48% failed their periodic inspection in 2025 (13,514 inspections, median mileage 392,000 km).
Sale periods
Private seller, Porvoo, Uusimaa 1 day for sale
1/9/2026
Sales
No previous sales.
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
5 years
1 year 5 years
Estimated monthly instalment approx. 72 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 391 €/yr
- Driving power tax 542 €/yr
- Total vehicle tax 933 €/yr
Base tax is based on gross weight. Driving power tax is based on gross weight (approx. 2695 kg).
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance280 €/yr
- Comprehensive320 €/yr
- Total insurance600 €/yr
≈ 50 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
Tyre sizes for this model
- 275/45 R20
- 265/35 R22
- 285/30 R22
- 255/35 R21
- 275/40 R20
- 315/35 R20
- 255/50 R19
- 255/55 R18
Wheel sizes for this model
18″
19″
20″
21″
22″
What do the sizes mean?
Find tyres Kohtalaisen siisti bemarin mustimmalla värillä oleva x5 facelift matti 57 tu2 joka tynkkysen laatuohjelmalla 270hp ja 600nm.
Pakuks rekattu ja penkkejä ei ole mukaan antaa.
Korissa tietenkin normi käytöjälkeä mutta ei mikään ruosteläjä!
Katsastettu tammikuun lopulla eli ajoaikaa kivasti.
Ovet pelaa hienosti eli pääset sisään ulkoa ja sisältä:)
Toimiva laite, toimivalla kauko-ohjaus webastolla sekä defa ylläpitolaturilla.
Aika reippaasti huollettu muutaman vuoden sisällä
*takavakaajat kaikki sekä narinahelat
*etuvakaajien tangot
*kaikki jarrut käyty läpi
*koneen öljyt 10tkm sekä suodatin
*nafta suodatin
*raitisilma suodatin
*koneen ilmansuodatin
*dampperi
*moniurahihna ja ac hihna
*termostaatti
*webasto huollettu viimetalvena uusihöyrystin ja perushuolto siihen
*Jarrunesteet sekä vas.taka jarruletku
*kuskin oven kahvan lukkomekanismi
*ohjaustehostin öljyt
*Ahtopaineletku välijäähdyttimeltä imusarjalle
Tässä mallissa ei ole imusarjan kierreläppiä.
Egr on deletoitu ohjelmallisesti samalla kun ohjelmoitu. Päästöjen kanssa ei ole mitään ongelmia.
Korjaamo setä tuumas vain sisään ajettu bemari kun hain päästöt konttorille!
Turbo uusittu myös matkanvarrella kilometreillä 470tkm.
Ilmastointi vaatii täytön, vaihdelaatikon öljyt olisi hyvä vaihtaa sekä jakolaatikon voi olla että kerkiän tekemään jossain käänteessä.
Siinähän tuli infot kokonaisuudessaan.
Yht otot viestillä ja otan yhteyttä myöhemmin koska työskentelen merillä!
Vaihdot järjellä ehkä uudempi x5 tai joku ml mersu toki voi tuputtaa muutakin saksan rautaa.
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Frequently asked questions about this car
Which car has the registration XMG-445?
XMG-445 is a 2004 BMW X5 X5 m57 tu2 with 521,000 km on the odometer. It is for sale at 3,500 €.
How much does BMW X5 X5 m57 tu2 cost?
BMW X5 X5 m57 tu2 is for sale at 3,500 €.
How long has this car been for sale?
The listing entered maksimi.fi's tracking on 01/09/2026.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2004 and was first registered on 10/12/2003.
How many kilometres has the car covered?
The car's mileage is 521,000 km.
When is the car due for its next inspection?
Based on the listing data, the next inspection is due around 1/2027. A car over 10 years old is inspected every year.
How common is a 2004 BMW in Finland?
On 30/06/2026 there were 2,667 BMW passenger cars first used in 2004 in traffic use in Finland. That is 3.5 % of all cars first used that year, making it the 10th most common brand of that year among 34 brands. The most common fuel type among them is petrol (58.6 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What fuel type and gearbox does the car have?
The fuel type is diesel and the gearbox is automatic.
How much is the car's vehicle tax?
Vehicle tax is 933 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
Where is BMW X5 X5 m57 tu2 located?
The car is located in Uusimaa (Porvoo, Uusimaa).
How much does the car cost to keep per year?
The estimate is 1,533 € per year: vehicle tax 933 €, insurance 600 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Private seller (Porvoo).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.