On sale 5 daysOn sale 5 d
21,900 €
K-auto Oulu, Vaihtoautot, Oulu, Pohjois-Pohjanmaa
1 / 8 Image source: Kamux, Nettiauto
The 2020 BMW 520 is an all-wheel-drive sedan, diesel-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 140 kW (190 hp).
The asking price is 21,900 € (plus a 349 € handling fee). That is in line with maksimi.fi's estimated market price of 22,600 €. The estimate is based on 286 comparable cars. The chance this car sells within the next 30 days is about 68%.
A dealer typically sells this model in about 11 days and a private seller in about 9 days.
The odometer reads 176,000 km, which works out at about 29,000 km per year. The car was inspected 1/2025, and the next inspection is due an estimated 1/2027.
- Reversing camera
- Keyless entry and start
Running the car costs an estimated:
- Vehicle tax 688 € per year
- Insurance 900 € per year
- Financing instalment 246 € per month
Vehicle tax and insurance come to about 1,590 € per year.
The seller is Kamux (Vantaa).
The car has been for sale since 17/08/2026.
Basic information
- Registration number
- XOU-419
- Mileage
- 176,000 km
Verify mileage authenticity 20% off
- Engine
- 2.0 l, Diesel
- Model year
- 2020
- Gearbox
- Automatic
- Drivetrain
- All-wheel drive
- Office fee
- 349 €
- Body type
- Sedan
- Vehicle type
- Passenger car
- Colour
- Black
- In traffic use in Finland
- 35 cars
- Steering position
- Left-hand
- Imported car
- No
- VIN number
- WBAJC5102JWC62589
- maksimi.fi ID
- 177861
- Nettiauto ID
- 15928570
Technical details
- Power
- 140 kW / 190 hp
- Acceleration (0–100)
- 7.6 s
- Top speed
- 232 km/h
- Fuel consumption
- 5.1 l/100 km (urban)
- Seats
- 5
- Doors
- 4
- Number of gears
- 8
- Cylinders
- 4
- Turbocharger
- Yes
- CO2 emissions
- 171 g/km
- Kerb weight
- 1,695 kg
- Gross weight
- 2,325 kg
- Max towing weight
- 2,000 kg
- Towing weight (unbraked)
- 750 kg
- Dimensions (L × W × H)
- 4,936 × 1,868 × 1,479 mm
- Last inspection
- 1/2025
- Type approval number
- e1*2007/46*1688*03
- Gearbox
- Automatic
Equipment
- Keyless entry and start
- Reversing camera
Equipment rating
Asking price: 21,900 €
No price changes during the tracked period.
Next inspection due around 1/2027
About 5 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 1/2025.
Check with TraficomThe interval is derived from the model year, because the listing has no first registration date.
Failures in the same model series
392 cars of the BMW 5-sarja model series (first registered in 2020) were inspected in 2025. They recorded 52 defects leading to a failure, or 13.3 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is fewer defects than in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Axles and suspension 5.4
Front and rear axles, springs and dampers, tyres and wheels
- Emissions and leaks 4.1
Exhaust measurement, OBD system, oil, fluid and fuel leaks
- Road test and visibility 1.3
Windscreen and wipers, mirrors, field of view, controls, road test
The remaining 19.2 % of defects fall under other items. Most advisories concerned lights and electrics (15). Median mileage 98,000 km.
Sale periods
Kamux Vantaa Varisto, Vantaa, Uusimaa 1 day for sale
17/8/2026
Sales
No previous sales.
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 246 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 206 €/yr
- Driving power tax 482 €/yr
- Total vehicle tax 688 €/yr
Base tax is based on CO₂ emissions (WLTP), 171 g/km. Driving power tax is based on gross weight (2325 kg).
The average CO₂ of diesel passenger cars first registered in 2020 was 171.8 g/km (WLTP). This car is 1 g/km below that average.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance250 €/yr
- Comprehensive650 €/yr
- Total insurance900 €/yr
≈ 75 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
Tyre sizes for this model
- 245/35 R20
- 275/30 R20
- 285/30 R20
- 245/40 R19
- 275/35 R19
- 245/45 R18
- 275/40 R18
- 225/55 R17
Wheel sizes for this model
17″
18″
19″
20″
What do the sizes mean?
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Frequently asked questions about this car
Which car has the registration XOU-419?
XOU-419 is a 2020 BMW 520 with 176,000 km on the odometer. It is for sale at 21,900 €.
How much does BMW 520 cost?
BMW 520 is for sale at 21,900 €.
Is this car well priced?
According to maksimi.fi's price estimate, the asking price is at market price (estimated market price 22,600 €).
How long has this car been for sale?
The listing entered maksimi.fi's tracking on 17/08/2026.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2020.
How many kilometres has the car covered?
The car's mileage is 176,000 km.
When is the car due for its next inspection?
Based on the listing data, the next inspection is due around 1/2027. A car under 10 years old is inspected every two years.
How often does this model fail its inspection?
9.4 % of BMW 5-sarja cars first registered in 2020 failed their periodic inspection in 2025 (392 inspections, median mileage 98,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2020 BMW in Finland?
On 30/06/2026 there were 6,815 BMW passenger cars first used in 2020 in traffic use in Finland. That is 5.7 % of all cars first used that year, making it the 7th most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (65.6 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What causes inspection failures for this model year?
For BMW 5-sarja cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: axles and suspension, emissions and leaks, road test and visibility. That is 13.3 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is diesel and the gearbox is automatic.
What features does the car have?
Notable features include Reversing camera, Keyless entry and start. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 688 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
Where is BMW 520 located?
The car is located in Uusimaa (Vantaa, Uusimaa).
How much does the car cost to keep per year?
The estimate is 1,588 € per year: vehicle tax 688 €, insurance 900 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Kamux (Vantaa).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.