The 2020 BMW 520 is an all-wheel-drive estate, hybrid-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 148 kW (201 hp).

The asking price is 21,900 € (plus a 349 € handling fee). That is in line with maksimi.fi's estimated market price of 21,400 €. The estimate is based on 368 comparable cars. The chance this car sells within the next 7 days is about 3%.

The asking price has been reduced by 1,990 € from the original 23,890 €. A dealer typically sells this model in about 13 days and a private seller in about 12 days.

The odometer reads 250,000 km. The car was inspected 6/2026, and the next inspection is due an estimated 6/2028.

Notable equipment:

  • Tow bar
  • Fuel-operated parking heater
  • LED headlights
  • Reversing camera
  • Power tailgate
  • Parking sensors
  • Leather upholstery

Running the car costs an estimated:

Vehicle tax and insurance come to about 1,080 € per year.

The original tyre size is 245/45 R18.

The seller is Kamux (Lahti).

The car has been for sale for 57 days since 22/06/2026. The listing has been renewed mid-sale.

Basic information

Registration number
NNB-138
Mileage
250,000 km
carVertical Verify mileage authenticity
20% off
Engine
2.0 l, Hybrid
Model year
2020
Gearbox
Automatic
Drivetrain
All-wheel drive
Office fee
349 €
Body type
Estate
Vehicle type
Passenger car
Colour
Black
Tyre size
245/45 R18
Wheel size
18″
In traffic use in Finland
6 cars
Steering position
Left-hand
VIN number
WBA31DX03LCE05456
maksimi.fi ID
14945

Technical details

Power
148 kW / 201 hp
Acceleration (0–100)
7.6 s
Top speed
222 km/h
Fuel consumption
5.8 l/100 km (combined)
Seats
5
Doors
4
Number of gears
8
Cylinders
4
Turbocharger
Yes
CO2 emissions
151 g/km
Kerb weight
1,950 kg
Gross weight
2,515 kg
Max towing weight
2,000 kg
Towing weight (unbraked)
750 kg
Dimensions (L × W × H)
4,942 × 1,868 × 1,498 mm
First registration
25/07/2023
Last inspection
6/2026
Type approval number
e1*2007/46*1750*08

Gearbox
Automatic

Equipment

  • Fuel-operated parking heater
  • Leather upholstery
  • LED headlights
  • Parking sensors
  • Power tailgate
  • Reversing camera
  • Tow bar

Equipment rating

Asking price: 21,900 €

At market price

Market price estimate 21,400 €

Based on asking prices

Compared to 368 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (BMW 520, 2020) 29,220 €
  • Reversing camera +1,270 €
  • All-wheel drive +280 €
  • Sold by a dealer +210 €
  • High mileage −9,580 €
  • Market price estimate 21,400 €

Without a statistically distinct effect in this group: fuel type: hybrid, fuel-operated parking heater, tow bar.

21,000 €22,000 €23,000 €24,000 €25,000 €22/6/202621/7/202619/8/202618/9/2026
DatePriceChangeListing
22/06/202623,890 €Kamux
03/07/202623,490 €−400 €Kamux
04/07/202623,490 €Kamux Lahti
07/07/202623,480 €−10 €Kamux Lahti
14/07/202622,900 €−580 €Kamux Lahti
23/07/202622,800 €−100 €Kamux Lahti
29/07/202622,790 €−10 €Kamux Lahti
05/08/202621,900 €−890 €Kamux Lahti
13/08/202621,890 €−10 €Kamux Lahti
17/08/202621,500 €−390 €Kamux Lahti
17/09/202621,900 €Kamux Lahti

Next inspection due around 6/2028

About 21 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 6/2026.

Check with Traficom

The car was registered in Finland later than its model year, which is typical of an imported car. The inspection interval runs from the original date of first use, so it is derived from the model year.

Failures in the same model series

392 cars of the BMW 5-sarja model series (first registered in 2020) were inspected in 2025. They recorded 52 defects leading to a failure, or 13.3 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is fewer defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Axles and suspension 5.4

    21 defects, All cars 8.5

    Front and rear axles, springs and dampers, tyres and wheels

  2. Emissions and leaks 4.1

    16 defects, All cars 1.3

    Exhaust measurement, OBD system, oil, fluid and fuel leaks

  3. Road test and visibility 1.3

    5 defects, All cars 0.5

    Windscreen and wipers, mirrors, field of view, controls, road test

The remaining 19.2 % of defects fall under other items. Most advisories concerned lights and electrics (15). Median mileage 98,000 km.

Sale periods

Kamux, Lahti 13 days
Kamux Lahti, Päijät-Häme 45 days for sale
22/6/202621/7/202619/8/202618/9/2026

Grey break: the listing was off the market, with no sale recorded.

Sales

No previous sales.

Listing changes

DateWhatChange
17/09/2026Listing renewed Kamux Lahti
17/09/2026Asking price Kamux Lahti21,500 € → 21,900 €
17/09/2026Mileage Kamux Lahti244,000 km → 250,000 km
17/08/2026Asking price Kamux Lahti21,890 € → 21,500 €
13/08/2026Asking price Kamux Lahti21,900 € → 21,890 €
06/08/2026Mileage Kamux Lahti242,000 km → 244,000 km
05/08/2026Asking price Kamux Lahti22,790 € → 21,900 €
29/07/2026Asking price Kamux Lahti22,800 € → 22,790 €
23/07/2026Asking price Kamux Lahti22,900 € → 22,800 €
14/07/2026Asking price Kamux Lahti23,480 € → 22,900 €
07/07/2026Asking price Kamux Lahti23,490 € → 23,480 €
03/07/2026Asking price Kamux23,890 € → 23,490 €

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

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When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 246 €/mo
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Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 163 €/yr
  • Driving power tax 0 €/yr
  • Total vehicle tax 163 €/yr

Base tax is based on CO₂ emissions (WLTP), 151 g/km.

The average CO₂ of petrol passenger cars first registered in 2023 was 122.6 g/km (WLTP). This car is 28 g/km above that average, which comes to 39 € more a year in base tax.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance250 €/yr
  • Comprehensive670 €/yr
  • Total insurance920 €/yr

≈ 77 €/mo

Request a quote
Service provided by POP Vakuutus

The final price depends on factors such as claims history and place of residence, and is set in the quote.

Remember to check tyre condition with the seller.

BMW 5-Serie (2017–2024) · 520e d xDrive. G31 touring (excl M-sport) (140kW)

Tyre sizes for this car

  • 245/45 R18 Original
  • 295/25 R21 Recommended
  • 255/30 R21 Recommended
  • 285/30 R20 Recommended
  • 275/30 R20 Recommended
  • 245/35 R20 Recommended
  • 275/35 R19 Recommended
  • 245/40 R19 Recommended
  • 275/40 R18 Recommended
  • 225/55 R17 Recommended

Wheel sizes for this car

17″
18″
19″
20″
21″

Original wheel size: 18″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (NNB-138).

Order tyres See wheels too →

Frequently asked questions about this car

Which car has the registration NNB-138?

NNB-138 is a 2020 BMW 520 with 250,000 km on the odometer. It is for sale at 21,900 €.

How much does BMW 520 cost?

BMW 520 is for sale at 21,900 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is at market price (estimated market price 21,400 €).

How long has this car been for sale?

The car has been for sale for at least 57 days: the first listing entered maksimi.fi's tracking on 22/06/2026, and the listing has since been renewed.

Has the price been reduced?

Yes. The asking price is 1,990 € below the original listing price.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2020 and was first registered on 25/07/2023.

How many kilometres has the car covered?

The car's mileage is 250,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 6/2028. A car under 10 years old is inspected every two years.

How often does this model fail its inspection?

9.4 % of BMW 5-sarja cars first registered in 2020 failed their periodic inspection in 2025 (392 inspections, median mileage 98,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2020 BMW in Finland?

On 30/06/2026 there were 6,815 BMW passenger cars first used in 2020 in traffic use in Finland. That is 5.7 % of all cars first used that year, making it the 7th most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (65.6 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What causes inspection failures for this model year?

For BMW 5-sarja cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: axles and suspension, emissions and leaks, road test and visibility. That is 13.3 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is hybrid and the gearbox is automatic.

What features does the car have?

Notable features include Tow bar, Fuel-operated parking heater, LED headlights, Reversing camera, Power tailgate. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 163 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 245/45 R18.

Where is BMW 520 located?

The car is located in Päijät-Häme (Lahti, Päijät-Häme).

How much does the car cost to keep per year?

The estimate is 1,083 € per year: vehicle tax 163 €, insurance 920 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Kamux (Lahti).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.