On sale 58 daysOn sale 58 d
22,700 €
Käyttöauto Oy Seinäjoki Pohjankaari, Seinäjoki, Etelä-Pohjanmaa
1 / 15 Image source: Bilia
The 2019 Volvo XC40 T3 Business is a front-wheel-drive SUV, petrol-powered with a manual gearbox. It has an engine displacement of 1.5 litres and an output of 115 kW (156 hp).
The asking price is 22,700 € (plus a 349 € handling fee). That is 1,300 € (5%) below maksimi.fi's estimated market price of 24,000 €. The estimate is based on 613 comparable cars.
The asking price has been reduced 3 times, by a total of 600 € from the original 23,300 €. A dealer typically sells this model in about 12 days and a private seller in about 8 days.
The odometer reads 125,500 km, which works out at about 16,000 km per year. The car was inspected 6/2026, and the next inspection is due an estimated 6/2028. The most common inspection failure cause in this model series is brakes.
- Fuel-operated parking heater
- LED headlights
- Keyless entry and start
- Parking sensors
Running the car costs an estimated:
- Vehicle tax 150 € per year
- Insurance 880 € per year
- Financing instalment 255 € per month
Vehicle tax and insurance come to about 1,030 € per year.
The original tyre size is 235/55 R18. The listing says 2 sets of tyres are included: summer and winter.
The seller is Bilia (Helsinki).
The car has been for sale for 58 days since 04/07/2026.
Basic information
- Registration number
- IOP-341
- Mileage
- 125,500 km
Verify mileage authenticity 20% off
- Engine
- 1.5 l, Petrol
- Model year
- 2019
- Gearbox
- Manual
- Drivetrain
- Front-wheel drive
- Office fee
- 349 €
- Body type
- SUV
- Vehicle type
- Passenger car
- Colour
- Red
- Tyre size
- 235/55 R18
- Wheel size
- 18″
- Tyre sets
- 2 (summer and winter)
- In traffic use in Finland
- 66 cars
- Steering position
- Left-hand
- VIN number
- YV1XZ14V1K2085531
- maksimi.fi ID
- 99131
- Nettiauto ID
- 15786942
Technical details
- Power
- 115 kW / 156 hp
- Fuel consumption
- 7.7 l/100 km (extra-urban)
- Seats
- 5
- Doors
- 5
- Number of gears
- 6
- Cylinders
- 3
- Turbocharger
- Yes
- CO2 emissions
- 144 g/km
- Kerb weight
- 1,568 kg
- Gross weight
- 2,060 kg
- Dimensions (L × W × H)
- 4,425 × 1,873 × 1,632 mm
- First registration
- 23/11/2018
- Last inspection
- 6/2026
- Type approval number
- e9*2007/46*3146*05
- Gearbox
- Manual
Equipment
- Fuel-operated parking heater
- Keyless entry and start
- LED headlights
- Parking sensors
Equipment rating
Asking price: 22,700 €
| Date | Price | Change |
|---|---|---|
| 04/07/2026 | 23,300 € | – |
| 11/07/2026 | 23,100 € | −200 € |
| 29/07/2026 | 22,900 € | −200 € |
| 20/08/2026 | 22,700 € | −200 € |
Next inspection due around 6/2028
About 21 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 6/2026.
Check with Traficom
Failures in the same model series
1,055 cars of the Volvo XC40 model series (first registered in 2019) were inspected in 2025. They recorded 46 defects leading to a failure, or 4.4 defects per 100 inspections. For cars of the same age nationwide the figure is 14.1. That is clearly fewer defects than in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Brakes 1.5
Service and parking brake, brake dynamometer tests, stability control
- Emissions and leaks 1.4
Exhaust measurement, OBD system, oil, fluid and fuel leaks
- Axles and suspension 0.9
Front and rear axles, springs and dampers, tyres and wheels
The remaining 13 % of defects fall under other items. Most advisories concerned road test and visibility (31). Median mileage 96,000 km.
Sale periods
Bilia Oy, Helsinki, Uusimaa 58 days for sale
4/7/202623/7/202612/8/202631/8/2026
Sales
No previous sales.
Listing changes
| Date | What | Change |
|---|---|---|
| 20/08/2026 | Asking price | 22,900 € → 22,700 € |
| 29/07/2026 | Asking price | 23,100 € → 22,900 € |
| 11/07/2026 | Asking price | 23,300 € → 23,100 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 255 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 150 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 150 €/yr
Base tax is based on CO₂ emissions (WLTP), 144 g/km.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance240 €/yr
- Comprehensive640 €/yr
- Total insurance880 €/yr
≈ 73 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included: summer and winter.
Remember to check tyre condition with the seller.
Volvo XC40 (2017–2019) · T3 1.5. (115kW)
Tyre sizes for this car
- 235/55 R18 Original
- 245/40 R21 Recommended
- 245/45 R20 Recommended
- 235/50 R19 Recommended
- 235/60 R17 Recommended
Wheel sizes for this car
17″
18″
19″
20″
21″
Original wheel size: 18″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (IOP-341).
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Frequently asked questions about this car
Which car has the registration IOP-341?
IOP-341 is a 2019 Volvo XC40 T3 Business with 125,500 km on the odometer. It is for sale at 22,700 €.
How much does Volvo XC40 T3 Business cost?
Volvo XC40 T3 Business is for sale at 22,700 €.
Is this car well priced?
According to maksimi.fi's price estimate, the asking price is below market price (estimated market price 24,000 €).
How long has this car been for sale?
The car has been for sale for at least 58 days. The listing entered maksimi.fi's tracking on 04/07/2026.
Has the price been reduced?
Yes. The asking price is 600 € below the original listing price.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2019 and was first registered on 23/11/2018.
How many kilometres has the car covered?
The car's mileage is 125,500 km.
When is the car due for its next inspection?
Based on the listing data, the next inspection is due around 6/2028. A car under 10 years old is inspected every two years.
How often does this model fail its inspection?
3.1 % of Volvo XC40 cars first registered in 2019 failed their periodic inspection in 2025 (1,055 inspections, median mileage 96,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2019 Volvo in Finland?
On 30/06/2026 there were 12,138 Volvo passenger cars first used in 2019 in traffic use in Finland. That is 9.4 % of all cars first used that year, making it the third most common brand of that year among 30 brands. The most common fuel type among them is diesel (41.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What causes inspection failures for this model year?
For Volvo XC40 cars first registered in 2019, defects leading to a failure in 2025 inspections came most often from: brakes, emissions and leaks, axles and suspension. That is 4.4 defects per 100 inspections, against 14.1 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is petrol and the gearbox is manual.
What features does the car have?
Notable features include Fuel-operated parking heater, LED headlights, Keyless entry and start, Parking sensors. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 150 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 235/55 R18.
Where is Volvo XC40 T3 Business located?
The car is located in Uusimaa (Helsinki, Uusimaa).
How much does the car cost to keep per year?
The estimate is 1,030 € per year: vehicle tax 150 €, insurance 880 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Bilia (Helsinki).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.