On sale 23 daysOn sale 23 d
18,990 €
K-Auto Lahti, Päijät-Häme
1 / 15 Image source: Private seller, Nettiauto
The 2019 Volvo XC40 D3 AWD Momentum aut is an all-wheel-drive SUV, diesel-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 110 kW (150 hp).
The asking price is 19,000 €. That is 1,000 € (5%) below maksimi.fi's estimated market price of 20,000 €. The estimate is based on 608 comparable cars.
The asking price has been reduced once, by 500 € from the original 19,500 €. A dealer typically sells this model in about 12 days and a private seller in about 8 days.
The odometer reads 224,000 km, which works out at about 31,000 km per year. The car was inspected 7/2026, and the next inspection is due an estimated 7/2028. The most common inspection failure cause in this model series is brakes.
- Tow bar
- Adaptive cruise control
- LED headlights
- Reversing camera
- Keyless entry and start
- Power tailgate
- Parking sensors
Running the car costs an estimated:
- Vehicle tax 607 € per year
- Insurance 810 € per year
- Financing instalment 214 € per month
Vehicle tax and insurance come to about 1,420 € per year.
The original tyre size is 235/55 R18. The listing says 2 sets of tyres are included: summer and winter.
The seller is a private individual, Kauhajoki.
The car has been for sale for 58 days since 04/07/2026.
Basic information
- Registration number
- ZMK-800
- Mileage
- 224,000 km
Verify mileage authenticity 20% off
- Engine
- 2.0 l, Diesel
- Model year
- 2019
- Gearbox
- Automatic
- Drivetrain
- All-wheel drive
- Body type
- SUV
- Vehicle type
- Passenger car
- Colour
- White
- Tyre size
- 235/55 R18
- Wheel size
- 18″
- Tyre sets
- 2 (summer and winter)
- In traffic use in Finland
- 165 cars
- Steering position
- Left-hand
- VIN number
- YV1XZ72VCK2065536
- maksimi.fi ID
- 99116
- Nettiauto ID
- 15843018
Technical details
- Power
- 110 kW / 150 hp
- Torque
- 320 Nm
- Acceleration (0–100)
- 10.4 s
- Seats
- 5
- Doors
- 4
- Number of gears
- 8
- Cylinders
- 4
- Turbocharger
- Yes
- CO2 emissions
- 141 g/km
- Kerb weight
- 1,734 kg
- Gross weight
- 2,240 kg
- Dimensions (L × W × H)
- 4,425 × 1,873 × 1,632 mm
- Last inspection
- 7/2026
- Type approval number
- e9*2007/46*3146*04
- Gearbox
- Automatic
Equipment
- Adaptive cruise control
- Keyless entry and start
- LED headlights
- Parking sensors
- Power tailgate
- Reversing camera
- Tow bar
Equipment rating
Asking price: 19,000 €
| Date | Price | Change |
|---|---|---|
| 04/07/2026 | 19,500 € | – |
| 11/07/2026 | 19,000 € | −500 € |
Next inspection due around 7/2028
About 23 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 7/2026.
Check with TraficomThe interval is derived from the model year, because the listing has no first registration date.
Failures in the same model series
1,055 cars of the Volvo XC40 model series (first registered in 2019) were inspected in 2025. They recorded 46 defects leading to a failure, or 4.4 defects per 100 inspections. For cars of the same age nationwide the figure is 14.1. That is clearly fewer defects than in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Brakes 1.5
Service and parking brake, brake dynamometer tests, stability control
- Emissions and leaks 1.4
Exhaust measurement, OBD system, oil, fluid and fuel leaks
- Axles and suspension 0.9
Front and rear axles, springs and dampers, tyres and wheels
The remaining 13 % of defects fall under other items. Most advisories concerned road test and visibility (31). Median mileage 96,000 km.
Sale periods
Private seller, Kauhajoki, Etelä-Pohjanmaa 58 days for sale
4/7/202623/7/202612/8/202631/8/2026
Sales
No previous sales.
Listing changes
| Date | What | Change |
|---|---|---|
| 06/08/2026 | Mileage | 221,000 km → 224,000 km |
| 11/07/2026 | Asking price | 19,500 € → 19,000 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 214 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 145 €/yr
- Driving power tax 462 €/yr
- Total vehicle tax 607 €/yr
Base tax is based on CO₂ emissions (WLTP), 141 g/km. Driving power tax is based on gross weight (approx. 2290 kg).
The average CO₂ of diesel passenger cars first registered in 2019 was 164.2 g/km (WLTP). This car is 23 g/km below that average, which comes to 45 € less a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance230 €/yr
- Comprehensive580 €/yr
- Total insurance810 €/yr
≈ 68 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included: summer and winter.
Remember to check tyre condition with the seller.
Volvo XC40 (2018–2025) · D3 2.0. AWD (110kW)
Tyre sizes for this car
- 235/55 R18 Original
- 245/40 R21 Recommended
- 245/45 R20 Recommended
- 235/50 R19 Recommended
- 235/60 R17 Recommended
Wheel sizes for this car
17″
18″
19″
20″
21″
Original wheel size: 18″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (ZMK-800).
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Frequently asked questions about this car
Which car has the registration ZMK-800?
ZMK-800 is a 2019 Volvo XC40 D3 AWD Momentum aut with 224,000 km on the odometer. It is for sale at 19,000 €.
How much does Volvo XC40 D3 AWD Momentum aut cost?
Volvo XC40 D3 AWD Momentum aut is for sale at 19,000 €.
Is this car well priced?
According to maksimi.fi's price estimate, the asking price is below market price (estimated market price 20,000 €).
How long has this car been for sale?
The car has been for sale for at least 58 days. The listing entered maksimi.fi's tracking on 04/07/2026.
Has the price been reduced?
Yes. The asking price is 500 € below the original listing price.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2019.
How many kilometres has the car covered?
The car's mileage is 224,000 km.
When is the car due for its next inspection?
Based on the listing data, the next inspection is due around 7/2028. A car under 10 years old is inspected every two years.
How often does this model fail its inspection?
3.1 % of Volvo XC40 cars first registered in 2019 failed their periodic inspection in 2025 (1,055 inspections, median mileage 96,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2019 Volvo in Finland?
On 30/06/2026 there were 12,138 Volvo passenger cars first used in 2019 in traffic use in Finland. That is 9.4 % of all cars first used that year, making it the third most common brand of that year among 30 brands. The most common fuel type among them is diesel (41.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What causes inspection failures for this model year?
For Volvo XC40 cars first registered in 2019, defects leading to a failure in 2025 inspections came most often from: brakes, emissions and leaks, axles and suspension. That is 4.4 defects per 100 inspections, against 14.1 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is diesel and the gearbox is automatic.
What features does the car have?
Notable features include Tow bar, Adaptive cruise control, LED headlights, Reversing camera, Keyless entry and start. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 607 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 235/55 R18.
Where is Volvo XC40 D3 AWD Momentum aut located?
The car is located in Etelä-Pohjanmaa (Kauhajoki, Etelä-Pohjanmaa).
How much does the car cost to keep per year?
The estimate is 1,417 € per year: vehicle tax 607 €, insurance 810 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Private seller (Kauhajoki).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.