The 2004 Volvo S40 is a front-wheel-drive sedan, petrol-powered with a manual gearbox. It has an engine displacement of 2.4 litres and an output of 125 kW (170 hp).

The asking price is 1,000 €. That is 700 € (41%) below maksimi.fi's estimated market price of 1,700 €. The estimate is based on 206 comparable cars. The chance this car sells within the next 7 days is about 17%.

The asking price has been reduced 2 times, by a total of 1,400 € from the original 2,400 €. A dealer typically sells this model in about 10 days and a private seller in about 8 days.

The odometer reads 369,000 km, which works out at about 17,000 km per year. The car was inspected 7/2026, and the next inspection is due an estimated 7/2027.

Running the car costs an estimated:

Vehicle tax and insurance come to about 790 € per year.

The original tyre size is 205/55 R16.

The seller is a private individual, Hausjärvi.

The car has been for sale for 34 days since 04/07/2026. The listing has been renewed mid-sale.

Basic information

Registration number
FGL-380
Mileage
369,000 km
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Engine
2.4 l, Petrol
Model year
2004
Gearbox
Manual
Drivetrain
Front-wheel drive
Body type
Sedan
Vehicle type
Passenger car
Colour
Grey
Tyre size
205/55 R16
Wheel size
16″
In traffic use in Finland
422 cars
Steering position
Left-hand
VIN number
YV1MS664242024908
maksimi.fi ID
96694
Nettiauto ID
15940940

Technical details

Power
125 kW / 170 hp
Acceleration (0–100)
8 s
Fuel consumption
7.5 l/100 km (combined)
Seats
5
Doors
4
CO2 emissions
199 g/km
Kerb weight
1,433 kg
Gross weight
1,930 kg
Dimensions (L × W × H)
4,470 × 1,770 × 1,450 mm
First registration
28/05/2004
Last inspection
7/2026

Gearbox
Manual

Equipment

No notable equipment was identified from the listing.

Equipment rating

Asking price: 1,000 €

Below market price

Market price estimate 1,700 €

Based on asking prices

Compared to 206 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volvo S40, 2004) 1,920 €
  • Sold by a private seller −220 €
  • Market price estimate 1,700 €

Without a statistically distinct effect in this group: manual transmission.

500 €1,000 €1,500 €2,000 €2,500 €4/7/202623/7/202612/8/202631/8/2026
  • Private seller · 4/7/2026
  • Private seller · 23/8/–31/8/2026
DatePriceChangeListing
04/07/20262,400 €Private seller
23/08/20261,300 €Private seller
31/08/20261,000 €−300 €Private seller

Next inspection due around 7/2027

About 11 months left. A car over 10 years old is inspected every year. According to the listing, the car was inspected in 7/2026.

Check with Traficom

Failure rate among cars of the same age

Of 21-year-old petrol passenger cars, 45.6% failed their periodic inspection in 2025 (74,373 inspections, median mileage 251,000 km).

Sale periods

Private seller, Hausjärvi, Kanta-Häme 34 days for sale
4/7/202623/7/202612/8/202631/8/2026

Grey break: the listing was off the market, with no sale recorded.

Sales

No previous sales.

Listing changes

DateWhatChange
31/08/2026Asking price 1,300 € → 1,000 €
23/08/2026Listing renewed description text changed
23/08/2026Asking price 2,400 € → 1,300 €
23/08/2026Mileage 361,749 km → 369,000 km

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

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500 € 70,000 €
3 years
1 year 3 years
Estimated monthly instalment approx. 35 €/mo
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Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 294 €/yr
  • Driving power tax 0 €/yr
  • Total vehicle tax 294 €/yr

Base tax is based on CO₂ emissions (NEDC), 199 g/km.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance240 €/yr
  • Comprehensive260 €/yr
  • Total insurance500 €/yr

≈ 42 €/mo

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The final price depends on factors such as claims history and place of residence, and is set in the quote.

Remember to check tyre condition with the seller.

Volvo S40 (2004–2012) · 2.4. (103kW)

Tyre sizes for this car

  • 205/55 R16 Original
  • 235/30 R20 Recommended
  • 235/35 R19 Recommended
  • 225/40 R18 Recommended
  • 225/45 R17 Recommended
  • 205/50 R17 Recommended
  • 195/65 R15 Recommended

Wheel sizes for this car

15″
16″
17″
18″
19″
20″

Original wheel size: 16″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (FGL-380).

Order tyres See wheels too →

Frequently asked questions about this car

Which car has the registration FGL-380?

FGL-380 is a 2004 Volvo S40 with 369,000 km on the odometer. It is for sale at 1,000 €.

How much does Volvo S40 cost?

Volvo S40 is for sale at 1,000 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is below market price (estimated market price 1,700 €).

How long has this car been for sale?

The car has been for sale for at least 34 days: the first listing entered maksimi.fi's tracking on 04/07/2026, and the listing has since been renewed.

Has the price been reduced?

Yes. The asking price is 1,400 € below the original listing price.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2004 and was first registered on 28/05/2004.

How many kilometres has the car covered?

The car's mileage is 369,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 7/2027. A car over 10 years old is inspected every year.

How common is a 2004 Volvo in Finland?

On 30/06/2026 there were 8,398 Volvo passenger cars first used in 2004 in traffic use in Finland. That is 10.9 % of all cars first used that year, making it the second most common brand of that year among 34 brands. The most common fuel type among them is petrol (81.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What fuel type and gearbox does the car have?

The fuel type is petrol and the gearbox is manual.

How much is the car's vehicle tax?

Vehicle tax is 294 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 205/55 R16.

Where is Volvo S40 located?

The car is located in Kanta-Häme (Hausjärvi, Kanta-Häme).

How much does the car cost to keep per year?

The estimate is 794 € per year: vehicle tax 294 €, insurance 500 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Private seller (Hausjärvi).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.