On sale 14 daysOn sale 14 d
2,600 €
Private seller, Kittilä, Lappi
1 / 24 Image source: Private seller, Nettiauto
The 2004 Volvo S40 T5.katsastettu 7.9.26 is a front-wheel-drive sedan, petrol-powered with an automatic gearbox. It has an engine displacement of 2.5 litres and an output of 162 kW (220 hp).
The asking price is 2,650 €. That is 850 € (47%) above maksimi.fi's estimated market price of 1,800 €. The estimate is based on 229 comparable cars. The chance this car sells within the next 30 days is about 79%.
A dealer typically sells this model in about 10 days and a private seller in about 8 days.
The odometer reads 440,000 km, which works out at about 20,000 km per year. The car was inspected 9/2026, and the next inspection is due an estimated 9/2027.
- Tow bar
This car has been sold before within maksimi.fi's tracking: it sold on 04/08/2026 for 1,700 €, at 436,000 km. It is now listed for 950 € more than in that sale. It has covered about 4,000 km more since.
Running the car costs an estimated:
- Vehicle tax 247 € per year
- Insurance 550 € per year
- Financing instalment 56 € per month
Vehicle tax and insurance come to about 800 € per year.
The original tyre size is 205/50 R17. The listing says 2 sets of tyres are included: summer and winter.
The seller is a private individual, Äänekoski.
The car has been for sale for 4 days since 05/09/2026.
Basic information
- Registration number
- XCG-621
- Mileage
- 440,000 km
Verify mileage authenticity 20% off
- Engine
- 2.5 l, Petrol
- Model year
- 2004
- Gearbox
- Automatic
- Drivetrain
- Front-wheel drive
- Body type
- Sedan
- Vehicle type
- Passenger car
- Colour
- Silver
- Tyre size
- 205/50 R17
- Wheel size
- 17″
- Tyre sets
- 2 (summer and winter)
- Keys
- 2
- Steering position
- Left-hand
- maksimi.fi ID
- 96692
Technical details
- Power
- 162 kW / 220 hp
- Torque
- 430 Nm
- Seats
- 5
- Dimensions (L × W × H)
- 4,470 × 1,770 × 1,450 mm
- Last inspection
- 9/2026
- Gearbox
- Automatic
Equipment
- Tow bar
Equipment rating
Asking price: 2,650 €
- Private seller · 4/7/–26/7/2026
- Private seller · 5/9/–10/9/2026
| Date | Price | Change | Listing |
|---|---|---|---|
| 04/07/2026 | 2,300 € | – | Private seller |
| 09/07/2026 | 2,200 € | −100 € | Private seller |
| 17/07/2026 | 2,100 € | −100 € | Private seller |
| 19/07/2026 | 2,000 € | −100 € | Private seller |
| 22/07/2026 | 1,800 € | −200 € | Private seller |
| 26/07/2026 | 1,700 € | −100 € | Private seller |
| 05/09/2026 | 2,900 € | – | Private seller |
| 08/09/2026 | 2,750 € | −150 € | Private seller |
| 10/09/2026 | 2,650 € | −100 € | Private seller |
Next inspection due around 9/2027
About 12 months left. A car over 10 years old is inspected every year. According to the listing, the car was inspected in 9/2026.
Check with TraficomThe interval is derived from the model year, because the listing has no first registration date.
Failure rate among cars of the same age
Of 21-year-old petrol passenger cars, 45.6% failed their periodic inspection in 2025 (74,373 inspections, median mileage 251,000 km).
Sale periods
Private seller, Äänekoski, Keski-Suomi 30 days
Private seller, Äänekoski, Keski-Suomi 4 days for sale
4/7/202627/7/202618/8/202610/9/2026
sale
Sales
| Sold | Price | Mileage | Time on market | Seller |
|---|---|---|---|---|
| 04/08/2026 | 1,700 € from 2,300 € (−600 €) | 436,000 km | 31 days | Private seller, Äänekoski, Keski-Suomi |
Listing changes
| Date | What | Change |
|---|---|---|
| 10/09/2026 | Asking price | 2,750 € → 2,650 € |
| 08/09/2026 | Asking price | 2,900 € → 2,750 € |
| 05/09/2026 | Seller changed | Private seller, Äänekoski, Keski-Suomi → Private seller, Äänekoski, Keski-Suomi |
| 05/09/2026 | Asking price | 1,700 € → 2,900 € |
| 05/09/2026 | Mileage | 436,000 km → 440,000 km |
| 26/07/2026 | Asking price | 1,800 € → 1,700 € |
| 22/07/2026 | Asking price | 2,000 € → 1,800 € |
| 19/07/2026 | Asking price | 2,100 € → 2,000 € |
| 17/07/2026 | Asking price | 2,200 € → 2,100 € |
| 09/07/2026 | Asking price | 2,300 € → 2,200 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
5 years
1 year 5 years
Estimated monthly instalment approx. 56 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 247 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 247 €/yr
Base tax is based on gross weight (approx. 1850 kg).
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance260 €/yr
- Comprehensive290 €/yr
- Total insurance550 €/yr
≈ 46 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included: summer and winter.
Remember to check tyre condition with the seller.
Volvo S40 (2003–2007) · T5 2.5. (162kW)
Tyre sizes for this car
- 205/50 R17 Original
- 225/30 R20 Recommended
- 235/35 R19 Recommended
- 225/35 R19 Recommended
- 225/40 R18 Recommended
- 225/45 R17 Recommended
- 215/55 R16 Recommended
- 205/55 R16 Recommended
Wheel sizes for this car
16″
17″
18″
19″
20″
Original wheel size: 17″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (XCG-621).
Order tyres See wheels too →Similar cars on sale
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Frequently asked questions about this car
Which car has the registration XCG-621?
XCG-621 is a 2004 Volvo S40 T5.katsastettu 7.9.26 with 440,000 km on the odometer. It is for sale at 2,650 €.
How much does Volvo S40 T5.katsastettu 7.9.26 cost?
Volvo S40 T5.katsastettu 7.9.26 is for sale at 2,650 €.
Is this car well priced?
According to maksimi.fi's price estimate, the asking price is well above market price (estimated market price 1,800 €).
How long has this car been for sale?
The car has been for sale for at least 4 days. The listing entered maksimi.fi's tracking on 05/09/2026.
Has this car been on the market before?
Yes: this car has one earlier completed sale on record. It was last sold on 04/08/2026 for 1,700 €, and it has been driven about 4,000 km more since then.
What model year is the car?
The car is model year 2004.
How many kilometres has the car covered?
The car's mileage is 440,000 km.
When is the car due for its next inspection?
Based on the listing data, the next inspection is due around 9/2027. A car over 10 years old is inspected every year.
How common is a 2004 Volvo in Finland?
On 30/06/2026 there were 8,398 Volvo passenger cars first used in 2004 in traffic use in Finland. That is 10.9 % of all cars first used that year, making it the second most common brand of that year among 34 brands. The most common fuel type among them is petrol (81.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What fuel type and gearbox does the car have?
The fuel type is petrol and the gearbox is automatic.
What features does the car have?
Notable features include Tow bar. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 247 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 205/50 R17.
Where is Volvo S40 T5.katsastettu 7.9.26 located?
The car is located in Keski-Suomi (Äänekoski, Keski-Suomi).
How much does the car cost to keep per year?
The estimate is 797 € per year: vehicle tax 247 €, insurance 550 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Private seller (Äänekoski).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.