On sale 55 daysOn sale 55 d
29,480 €
J. Rinta-Jouppi Kuopio, Pohjois-Savo
1 / 34 Image source: Saka
The 2020 Volkswagen Passat is an all-wheel-drive estate, diesel-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 140 kW (190 hp).
The asking price is 29,400 € (plus a 349 € handling fee). That is in line with maksimi.fi's estimated market price of 28,700 €. The estimate is based on 972 comparable cars. The chance this car sells within the next 30 days is about 65%.
The asking price has been reduced by 2,500 € from the original 31,900 €. A dealer typically sells this model in about 11 days and a private seller in about 8 days.
The odometer reads 96,000 km, which works out at about 15,000 km per year. The next inspection is due 13/03/2028.
- Premium audio
- Tow bar
- Fuel-operated parking heater
- Adaptive cruise control
- LED headlights
- Reversing camera
- Keyless entry and start
- Power tailgate
- Parking sensors
- Leather upholstery
This car has been sold before within maksimi.fi's tracking: it sold on 25/08/2026 for 29,900 €, at 96,000 km. It is now listed for 500 € less than in that sale.
Running the car costs an estimated:
- Vehicle tax 665 € per year
- Insurance 1,030 € per year
- Financing instalment 328 € per month
Vehicle tax and insurance come to about 1,700 € per year.
The original tyre size is 225/55 R17. The listing says 2 sets of tyres are included: summer and winter. According to the listing, VAT is deductible: at the 25.5 % rate the price includes 5,974 € in VAT, leaving a net cost of 23,426 € for a buyer entitled to deduct it.
The seller is Saka (Tuusula).
The car has been for sale for 8 days since 01/09/2026.
Basic information
- Registration number
- ZNC-527
- Mileage
- 96,000 km
Verify mileage authenticity 20% off
- Engine
- 2.0 l, Diesel
- Model year
- 2020
- Gearbox
- Automatic
- Drivetrain
- All-wheel drive
- Office fee
- 349 €
- Body type
- Estate
- Vehicle type
- Passenger car
- Colour
- White
- Tyre size
- 225/55 R17
- Wheel size
- 17″
- Tyre sets
- 2 (summer and winter)
- Owners
- 2
- Keys
- 2
- VAT deductible
- Yes
- In traffic use in Finland
- 3,103 cars
- Steering position
- Left-hand
- Imported car
- No
- VIN number
- WVWZZZ3CZLE115667
- maksimi.fi ID
- 94195
Technical details
- Power
- 140 kW / 190 hp
- Acceleration (0–100)
- 8 s
- Top speed
- 223 km/h
- Fuel consumption
- 6.2 l/100 km (combined)
- Seats
- 5
- Doors
- 5
- CO2 emissions
- 161 g/km
- Kerb weight
- 1,735 kg
- Max towing weight
- 2,200 kg
- Towing weight (unbraked)
- 750 kg
- Dimensions (L × W × H)
- 4,889 × 1,832 × 1,467 mm
- First registration
- 19/05/2020
- Gearbox
- Automatic
Equipment
- Adaptive cruise control
- Fuel-operated parking heater
- Keyless entry and start
- Leather upholstery
- LED headlights
- Parking sensors
- Power tailgate
- Premium audio
- Reversing camera
- Tow bar
Equipment rating
Asking price: 29,400 €
- Ayvens Koivuhaka, Vantaa · 4/7/–16/7/2026
- Saka Finland Oy Tuusula · 1/9/–5/9/2026
| Date | Price | Change | Listing |
|---|---|---|---|
| 04/07/2026 | 31,900 € | – | Ayvens Koivuhaka, Vantaa |
| 16/07/2026 | 29,900 € | −2,000 € | Ayvens Koivuhaka, Vantaa |
| 01/09/2026 | 30,900 € | – | Saka Finland Oy Tuusula |
| 05/09/2026 | 29,400 € | −1,500 € | Saka Finland Oy Tuusula |
Next inspection due 13/03/2028
About 18 months left. A car under 10 years old is inspected every two years.
Check with TraficomThe due date comes from the listing description, not from the inspection interval.
Failures in the same model series
924 cars of the Volkswagen PASSAT model series (first registered in 2020) were inspected in 2025. They recorded 156 defects leading to a failure, or 16.9 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is about as many defects as in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Axles and suspension 11.7
Front and rear axles, springs and dampers, tyres and wheels
- Brakes 3.2
Service and parking brake, brake dynamometer tests, stability control
- Emissions and leaks 1.3
Exhaust measurement, OBD system, oil, fluid and fuel leaks
Most advisories concerned road test and visibility (32). Median mileage 111,000 km.
Sale periods
Ayvens Koivuhaka, Vantaa, Uusimaa 51 days
Saka Finland Oy Tuusula, Uusimaa 8 days for sale
4/7/202627/7/202618/8/202610/9/2026
sale
Sales
| Sold | Price | Mileage | Time on market | Seller |
|---|---|---|---|---|
| 25/08/2026 | 29,900 € from 31,900 € (−2,000 €) | 96,000 km | 52 days | Ayvens Koivuhaka, Vantaa, Vantaa, Uusimaa |
Listing changes
| Date | What | Change |
|---|---|---|
| 05/09/2026 | Asking price Saka Finland Oy Tuusula | 30,900 € → 29,400 € |
| 04/09/2026 | Mileage Saka Finland Oy Tuusula | 97,000 km → 96,000 km Reading went down, check the odometer history |
| 01/09/2026 | Seller changed | Ayvens Koivuhaka, Vantaa → Saka Finland Oy Tuusula |
| 01/09/2026 | Asking price Saka Finland Oy Tuusula | 29,900 € → 30,900 € |
| 01/09/2026 | Mileage Saka Finland Oy Tuusula | 96,000 km → 97,000 km |
| 16/07/2026 | Asking price Ayvens Koivuhaka, Vantaa | 31,900 € → 29,900 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 328 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 183 €/yr
- Driving power tax 482 €/yr
- Total vehicle tax 665 €/yr
Base tax is based on CO₂ emissions (WLTP), 161 g/km. Driving power tax is based on gross weight (2320 kg).
The average CO₂ of diesel passenger cars first registered in 2020 was 171.8 g/km (WLTP). This car is 11 g/km below that average, which comes to 25 € less a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance250 €/yr
- Comprehensive780 €/yr
- Total insurance1,030 €/yr
≈ 86 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included: summer and winter.
Remember to check tyre condition with the seller.
Volkswagen Passat Alltrack (2018–2019) · II 2.0 TDI 190. B8 (140kW)
Tyre sizes for this car
- 225/55 R17 Original
- 245/30 R21 Recommended
- 245/35 R20 Recommended
- 245/40 R19 Recommended
- 245/45 R18 Recommended
- 215/55 R17 Recommended
Wheel sizes for this car
17″
18″
19″
20″
21″
Original wheel size: 17″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (ZNC-527).
Order tyres See wheels too →ALV / Webasto / ACC / Koukku / DynAudio / IQ.Light / P. kamera
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Frequently asked questions about this car
Which car has the registration ZNC-527?
ZNC-527 is a 2020 Volkswagen Passat with 96,000 km on the odometer. It is for sale at 29,400 €.
How much does Volkswagen Passat cost?
Volkswagen Passat is for sale at 29,400 €.
Is this car well priced?
According to maksimi.fi's price estimate, the asking price is at market price (estimated market price 28,700 €).
How long has this car been for sale?
The car has been for sale for at least 8 days. The listing entered maksimi.fi's tracking on 01/09/2026.
Has the price been reduced?
Yes. The asking price is 2,500 € below the original listing price.
Has this car been on the market before?
Yes: this car has one earlier completed sale on record. It was last sold on 25/08/2026 for 29,900 €.
What model year is the car?
The car is model year 2020 and was first registered on 07/05/2020.
How many kilometres has the car covered?
The car's mileage is 96,000 km.
When is the car due for its next inspection?
According to the listing, the next inspection is due 13/03/2028. A car under 10 years old is inspected every two years.
How often does this model fail its inspection?
13.4 % of Volkswagen PASSAT cars first registered in 2020 failed their periodic inspection in 2025 (924 inspections, median mileage 111,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2020 Volkswagen in Finland?
On 30/06/2026 there were 12,618 Volkswagen passenger cars first used in 2020 in traffic use in Finland. That is 10.5 % of all cars first used that year, making it the third most common brand of that year among 33 brands. The most common fuel type among them is petrol (50.2 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What causes inspection failures for this model year?
For Volkswagen PASSAT cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: axles and suspension, brakes, emissions and leaks. That is 16.9 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is diesel and the gearbox is automatic.
What features does the car have?
Notable features include Premium audio, Tow bar, Fuel-operated parking heater, Adaptive cruise control, LED headlights. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 665 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
Can VAT be deducted from this car's price?
According to the listing, yes: at the 25.5 % rate the price includes 5,974 € in deductible VAT, leaving a net cost of 23,426 € for a buyer entitled to deduct it. The deduction is available only to a VAT-registered buyer, and for a passenger car only if the car is used exclusively for purposes entitling to deduction.
What tyre size fits this car?
The car's original tyre size is 225/55 R17.
Where is Volkswagen Passat located?
The car is located in Uusimaa (Tuusula, Uusimaa).
How many owners has the car had?
According to the listing, the car has had 2 owners.
How much does the car cost to keep per year?
The estimate is 1,695 € per year: vehicle tax 665 €, insurance 1,030 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Saka (Tuusula).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.