The 2004 Volkswagen Golf 5-ovi 1.6 Man 102hv is a front-wheel-drive hatchback, petrol-powered with a manual gearbox. It has an engine displacement of 1.6 litres and an output of 75 kW (102 hp).

The asking price is 2,750 € (plus a 199 € handling fee). That is in line with maksimi.fi's estimated market price of 2,700 €. The estimate is based on 658 comparable cars.

A dealer typically sells this model in about 11 days and a private seller in about 8 days.

The odometer reads 239,000 km, which works out at about 11,000 km per year. The car was inspected 9/2025, and the next inspection is due an estimated 9/2026.

Notable equipment:

  • Tow bar

Running the car costs an estimated:

Vehicle tax and insurance come to about 680 € per year.

The original tyre size is 195/65 R15. The listing says 2 sets of tyres are included.

The seller is JS-Automoto (Kempele).

The car has been for sale for 58 days since 04/07/2026.

Basic information

Registration number
NGA-317
Mileage
239,000 km
carVertical Verify mileage authenticity
20% off
Engine
1.6 l, Petrol
Model year
2004
Gearbox
Manual
Drivetrain
Front-wheel drive
Office fee
199 €
Body type
Hatchback
Vehicle type
Passenger car
Colour
Blue
Tyre size
195/65 R15
Wheel size
15″
Tyre sets
2
In traffic use in Finland
1,368 cars
Steering position
Left-hand
VIN number
WVWZZZ1KZ4W149011
maksimi.fi ID
91671
Nettiauto ID
15825106

Technical details

Power
75 kW / 102 hp
Fuel consumption
9.9 l/100 km (urban)
Seats
5
CO2 emissions
175 g/km
Kerb weight
1,283 kg
Gross weight
1,800 kg
Max towing weight
1,200 kg
Towing weight (unbraked)
620 kg
Dimensions (L × W × H)
4,200 × 1,750 × 1,460 mm
First registration
14/06/2004
Last inspection
9/2025

Gearbox
Manual

Equipment

  • Tow bar

Equipment rating

Asking price: 2,750 €

At market price

Market price estimate 2,700 €

Based on asking prices

Compared to 658 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volkswagen Golf, 2004) 2,160 €
  • Sold by a dealer +700 €
  • Manual transmission −80 €
  • Front-wheel drive −80 €
  • Market price estimate 2,700 €

Without a statistically distinct effect in this group: tow bar.

No price changes during the tracked period.

Next inspection due around 9/2026

Less than a month left. A car over 10 years old is inspected every year. According to the listing, the car was inspected in 9/2025.

Check with Traficom

Failure rate among cars of the same age

Of 21-year-old petrol passenger cars, 45.6% failed their periodic inspection in 2025 (74,373 inspections, median mileage 251,000 km).

Sale periods

JS-Automoto, Kempele, Pohjois-Pohjanmaa 58 days for sale
4/7/202623/7/202612/8/202631/8/2026

Sales

No previous sales.

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
MAKSIMI −20% off the report
Service provided by carVertical

When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

500 € 70,000 €
5 years
1 year 5 years
Estimated monthly instalment approx. 58 €/mo
See offers
Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 203 €/yr
  • Driving power tax 0 €/yr
  • Total vehicle tax 203 €/yr

Base tax is based on CO₂ emissions (NEDC), 175 g/km.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance220 €/yr
  • Comprehensive260 €/yr
  • Total insurance480 €/yr

≈ 40 €/mo

Request a quote
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The final price depends on factors such as claims history and place of residence, and is set in the quote.

The listing says 2 sets of tyres are included.

Remember to check tyre condition with the seller.

Volkswagen Golf (2004–2010) · V 1.6. 5dr (75kW)

Tyre sizes for this car

  • 195/65 R15 Original
  • 235/30 R20 Recommended
  • 235/35 R19 Recommended
  • 225/40 R18 Recommended
  • 225/45 R17 Recommended
  • 205/50 R17 Recommended
  • 205/55 R16 Recommended

Wheel sizes for this car

15″
16″
17″
18″
19″
20″

Original wheel size: 15″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (NGA-317).

Order tyres See wheels too →

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Frequently asked questions about this car

Which car has the registration NGA-317?

NGA-317 is a 2004 Volkswagen Golf 5-ovi 1.6 Man 102hv with 239,000 km on the odometer. It is for sale at 2,750 €.

How much does Volkswagen Golf 5-ovi 1.6 Man 102hv cost?

Volkswagen Golf 5-ovi 1.6 Man 102hv is for sale at 2,750 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is at market price (estimated market price 2,700 €).

How long has this car been for sale?

The car has been for sale for at least 58 days. The listing entered maksimi.fi's tracking on 04/07/2026.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2004 and was first registered on 14/06/2004.

How many kilometres has the car covered?

The car's mileage is 239,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 9/2026. A car over 10 years old is inspected every year.

How common is a 2004 Volkswagen in Finland?

On 30/06/2026 there were 7,634 Volkswagen passenger cars first used in 2004 in traffic use in Finland. That is 9.9 % of all cars first used that year, making it the third most common brand of that year among 34 brands. The most common fuel type among them is petrol (82.3 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What fuel type and gearbox does the car have?

The fuel type is petrol and the gearbox is manual.

What features does the car have?

Notable features include Tow bar. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 203 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 195/65 R15.

Where is Volkswagen Golf 5-ovi 1.6 Man 102hv located?

The car is located in Pohjois-Pohjanmaa (Kempele, Pohjois-Pohjanmaa).

How much does the car cost to keep per year?

The estimate is 683 € per year: vehicle tax 203 €, insurance 480 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is JS-Automoto (Kempele).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.