The 2020 BMW X3 M F97 is an all-wheel-drive SUV, petrol-powered with an automatic gearbox. It has an engine displacement of 3.0 litres and an output of 353 kW (480 hp).
The asking price is 70,900 € (plus a 349 € handling fee).
The asking price has been reduced 3 times, by a total of 3,000 € from the original 73,900 €. maksimi.fi has no price estimate for this car, because there are too few comparable cars.
The odometer reads 119,000 km, which works out at about 21,000 km per year. The car was inspected 5/2026, and the next inspection is due an estimated 5/2028.
- Premium audio
- Tow bar
- Adaptive cruise control
- LED headlights
- Keyless entry and start
- Power tailgate
- Parking sensors
- Leather upholstery
Running the car costs an estimated:
- Vehicle tax 449 € per year
- Insurance 2,280 € per year
- Financing instalment 785 € per month
Vehicle tax and insurance come to about 2,730 € per year.
The original tyre size is 255/45 R20. The listing says 2 sets of tyres are included.
The seller is Rinta-Joupin Autoliike (Oulu).
The car has been for sale for 58 days since 04/07/2026.
Basic information
- Registration number
- CNM-712
- Mileage
- 119,000 km
Verify mileage authenticity - Engine
- 3.0 l, Petrol
- Model year
- 2020
- Gearbox
- Automatic
- Drivetrain
- All-wheel drive
- Office fee
- 349 €
- Body type
- SUV
- Vehicle type
- Passenger car
- Colour
- Grey
- Tyre size
- 255/45 R20
- Wheel size
- 20″
- Tyre sets
- 2
- Keys
- 2
- In traffic use in Finland
- 1 cars
- Steering position
- Left-hand
- Imported car
- No
- VIN number
- WBSTS0102LLA57031
- maksimi.fi ID
- 56466
- Nettiauto ID
- 15695038
Technical details
- Power
- 353 kW / 480 hp
- Acceleration (0–100)
- 4.2 s
- Top speed
- 250 km/h
- Fuel consumption
- 11.7 l/100 km (combined)
- Seats
- 5
- Doors
- 4
- Number of gears
- 8
- Cylinders
- 6
- Turbocharger
- Yes
- CO2 emissions
- 261 g/km
- Emission class
- Euro 6
- Kerb weight
- 2,045 kg
- Gross weight
- 2,500 kg
- Max towing weight
- 2,400 kg
- Towing weight (unbraked)
- 750 kg
- Dimensions (L × W × H)
- 4,726 × 1,897 × 1,667 mm
- First registration
- 07/12/2020
- Last inspection
- 5/2026
- Last service
- 10/03/2026
- Type approval number
- e1*2007/46*1988*00
- Gearbox
- Automatic
Equipment
- Adaptive cruise control
- Keyless entry and start
- Leather upholstery
- LED headlights
- Parking sensors
- Power tailgate
- Premium audio
- Tow bar
Equipment rating
Asking price: 70,900 €
| Date | Price | Change |
|---|---|---|
| 04/07/2026 | 73,900 € | – |
| 29/07/2026 | 72,900 € | −1,000 € |
| 06/08/2026 | 71,900 € | −1,000 € |
| 25/08/2026 | 70,900 € | −1,000 € |
Next inspection due around 5/2028
About 21 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 5/2026.
Check with Traficom
Failure rate among cars of the same age
Of 5-year-old petrol passenger cars, 7.8% failed their periodic inspection in 2025 (7,506 inspections, median mileage 76,000 km).
Sale periods
Sales
No previous sales.
Listing changes
| Date | What | Change |
|---|---|---|
| 25/08/2026 | Asking price | 71,900 € → 70,900 € |
| 06/08/2026 | Asking price | 72,900 € → 71,900 € |
| 29/07/2026 | Asking price | 73,900 € → 72,900 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 449 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 449 €/yr
Base tax is based on CO₂ emissions (WLTP), 261 g/km.
The average CO₂ of petrol passenger cars first registered in 2020 was 137.8 g/km (WLTP). This car is 123 g/km above that average, which comes to 310 € more a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
- Liability insurance360 €/yr
- Comprehensive1,920 €/yr
- Total insurance2,280 €/yr
≈ 190 €/mo
Request a quote
The final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included.
Remember to check tyre condition with the seller.
BMW X3 M (G01) xDrive (2019–2024) · 3.0 mk1
Tyre sizes for this car
- 265/45 R20 Original
- 255/45 R20 Original
- 255/40 R21 Recommended
Wheel sizes for this car
Original wheel size: 20″
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (CNM-712).
Order tyres See wheels too →Frequently asked questions about this car
Which car has the registration CNM-712?
CNM-712 is a 2020 BMW X3 M F97 with 119,000 km on the odometer. It is for sale at 70,900 €.
How much does BMW X3 M F97 cost?
BMW X3 M F97 is for sale at 70,900 €.
How long has this car been for sale?
The car has been for sale for at least 58 days. The listing entered maksimi.fi's tracking on 04/07/2026.
Has the price been reduced?
Yes. The asking price is 3,000 € below the original listing price.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2020 and was first registered on 07/12/2020.
How many kilometres has the car covered?
The car's mileage is 119,000 km.
When is the car due for its next inspection?
Based on the listing data, the next inspection is due around 5/2028. A car under 10 years old is inspected every two years.
How common is a 2020 BMW in Finland?
On 30/06/2026 there were 6,815 BMW passenger cars first used in 2020 in traffic use in Finland. That is 5.7 % of all cars first used that year, making it the 7th most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (65.6 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What fuel type and gearbox does the car have?
The fuel type is petrol and the gearbox is automatic.
What features does the car have?
Notable features include Premium audio, Tow bar, Adaptive cruise control, LED headlights, Keyless entry and start. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 449 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 255/45 R20.
Where is BMW X3 M F97 located?
The car is located in Pohjois-Pohjanmaa (Oulu, Pohjois-Pohjanmaa).
When was the car last serviced?
According to the listing, the last service was 10/03/2026.
How much does the car cost to keep per year?
The estimate is 2,729 € per year: vehicle tax 449 €, insurance 2,280 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Rinta-Joupin Autoliike (Oulu).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.