On sale 14 daysOn sale 14 d
2,100 €
Private seller, Joensuu, Pohjois-Karjala
1 / 5 Image source: Private seller, Nettiauto
The 1997 BMW 523 is a rear-wheel-drive sedan, petrol-powered with a manual gearbox. It has an engine displacement of 2.5 litres and an output of 125 kW (170 hp).
The asking price is 2,300 €. That is in line with maksimi.fi's estimated market price of 2,800 €. The estimate is based on 32 comparable cars.
A dealer typically sells this model in about 18 days and a private seller in about 12 days.
The odometer reads 400,000 km, which works out at about 14,000 km per year.
Running the car costs an estimated:
- Vehicle tax 279 € per year
- Insurance 520 € per year
- Financing instalment 49 € per month
Vehicle tax and insurance come to about 800 € per year.
The original tyre size is 205/65 R15.
The seller is a private individual, Perho.
The car has been for sale for 54 days since 04/07/2026. The listing has been renewed mid-sale.
Basic information
- Registration number
- BIR-863
- Mileage
- 400,000 km
Verify mileage authenticity 20% off
- Engine
- 2.5 l, Petrol
- Model year
- 1997
- Gearbox
- Manual
- Drivetrain
- Rear-wheel drive
- Body type
- Sedan
- Vehicle type
- Passenger car
- Colour
- Blue
- Tyre size
- 205/65 R15
- Wheel size
- 15″
- Steering position
- Left-hand
- maksimi.fi ID
- 54480
- Nettiauto ID
- 15925916
Technical details
- Power
- 125 kW / 170 hp
- Seats
- 5
- Gross weight
- 1,985 kg
- Dimensions (L × W × H)
- 4,780 × 1,800 × 1,420 mm
- Gearbox
- Manual
Equipment
No notable equipment was identified from the listing.
Equipment rating
Asking price: 2,300 €
- Private seller · 4/7/2026
- Private seller · 15/8/–29/8/2026
| Date | Price | Change | Listing |
|---|---|---|---|
| 04/07/2026 | 2,100 € | – | Private seller |
| 15/08/2026 | 2,400 € | – | Private seller |
| 29/08/2026 | 2,300 € | −100 € | Private seller |
Next inspection
A car over 10 years old is inspected every year. The listing has no inspection date, so the due date cannot be estimated.
Check with TraficomThe interval is derived from the model year, because the listing has no first registration date.
Failure rate among cars of the same age
Of at least 25-year-old petrol passenger cars, 40.4% failed their periodic inspection in 2025 (185,386 inspections, median mileage 254,000 km).
Sale periods
Private seller, Perho, Keski-Pohjanmaa 54 days for sale
4/7/202623/7/202612/8/202631/8/2026
Grey break: the listing was off the market, with no sale recorded.
Sales
No previous sales.
Listing changes
| Date | What | Change |
|---|---|---|
| 29/08/2026 | Asking price | 2,400 € → 2,300 € |
| 15/08/2026 | Listing renewed | description text changed |
| 15/08/2026 | Asking price | 2,100 € → 2,400 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
5 years
1 year 5 years
Estimated monthly instalment approx. 49 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 279 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 279 €/yr
Base tax is based on gross weight (approx. 2003 kg).
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance240 €/yr
- Comprehensive280 €/yr
- Total insurance520 €/yr
≈ 43 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
BMW 5-serie (1996–2004) · 523i. E39 sedan (125kW)
Tyre sizes for this car
- 205/65 R15 Original
- 285/25 R20 Recommended
- 245/30 R20 Recommended
- 275/30 R19 Recommended
- 245/35 R19 Recommended
- 265/35 R18 Recommended
- 235/40 R18 Recommended
- 235/45 R17 Recommended
- 225/55 R16 Recommended
- 215/55 R16 Recommended
- 225/60 R15 Recommended
Wheel sizes for this car
15″
16″
17″
18″
19″
20″
Original wheel size: 15″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (BIR-863).
Order tyres See wheels too →Similar cars on sale
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Frequently asked questions about this car
Which car has the registration BIR-863?
BIR-863 is a 1997 BMW 523 with 400,000 km on the odometer. It is for sale at 2,300 €.
How much does BMW 523 cost?
BMW 523 is for sale at 2,300 €.
Is this car well priced?
According to maksimi.fi's price estimate, the asking price is at market price (estimated market price 2,800 €).
How long has this car been for sale?
The car has been for sale for at least 54 days: the first listing entered maksimi.fi's tracking on 04/07/2026, and the listing has since been renewed.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 1997.
How many kilometres has the car covered?
The car's mileage is 400,000 km.
How common is a 1997 BMW in Finland?
On 30/06/2026 there were 735 BMW passenger cars first used in 1997 in traffic use in Finland. That is 4.9 % of all cars first used that year, making it the 6th most common brand of that year among 25 brands. The most common fuel type among them is petrol (97.8 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What fuel type and gearbox does the car have?
The fuel type is petrol and the gearbox is manual.
How much is the car's vehicle tax?
Vehicle tax is 279 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 205/65 R15.
Where is BMW 523 located?
The car is located in Keski-Pohjanmaa (Perho, Keski-Pohjanmaa).
How much does the car cost to keep per year?
The estimate is 799 € per year: vehicle tax 279 €, insurance 520 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Private seller (Perho).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.