The 2020 Volvo V90 Cross Country is an all-wheel-drive estate, petrol-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 184 kW (250 hp). The car is imported from Sweden. Used imports of this make totalled 17,631 cars in 2023–2025, 4,671 of them 2020 cars.

The asking price is 34,870 € (plus a 349 € handling fee). That is in line with maksimi.fi's estimated market price of 34,600 €. The estimate is based on 160 comparable cars.

The asking price has been reduced 3 times, by a total of 30 € from the original 34,900 €. A dealer typically sells this model in about 16 days.

The odometer reads 193,490 km, which works out at about 32,000 km per year. The car was inspected 10/2025, and the next inspection is due an estimated 10/2027.

Notable equipment:

  • Sunroof or panoramic roof
  • Tow bar
  • Fuel-operated parking heater
  • Adaptive cruise control
  • LED headlights
  • Reversing camera
  • Keyless entry and start
  • Power tailgate
  • Parking sensors
  • Leather upholstery

Running the car costs an estimated:

Vehicle tax and insurance come to about 1,390 € per year.

The listing says 2 sets of tyres are included: summer and winter. According to the listing, VAT is deductible: at the 25.5 % rate the price includes 7,085 € in VAT, leaving a net cost of 27,785 € for a buyer entitled to deduct it.

The seller is Bilar99 (Helsinki).

The car has been for sale for 58 days since 04/07/2026.

Basic information

Mileage
193,490 km
carVertical Verify mileage authenticity
20% off
Engine
2.0 l, Petrol
Model year
2020
Gearbox
Automatic
Drivetrain
All-wheel drive
Office fee
349 €
Body type
Estate
Vehicle type
Passenger car
Colour
Black
Tyre sets
2 (summer and winter)
Keys
2
VAT deductible
Yes
In traffic use in Finland
7 cars
Steering position
Left-hand
Imported car
Yes, from Sweden
VIN number
YV1PZ25UCL1115811
maksimi.fi ID
48397
Nettiauto ID
15680067

Technical details

Power
184 kW / 250 hp
Torque
350 Nm
Acceleration (0–100)
7.4 s
Top speed
230 km/h
Fuel consumption
9.2 l/100 km (combined)
Seats
5
Doors
4
Number of gears
8
Cylinders
4
Turbocharger
Yes
CO2 emissions
163 g/km
Kerb weight
1,834 kg
Gross weight
2,400 kg
Dimensions (L × W × H)
4,939 × 1,903 × 1,506 mm
First registration
02/07/2020
Last inspection
10/2025
Last service
8/2026
Type approval number
e4*2007/46*1067*08

Gearbox
Automatic

Equipment

  • Adaptive cruise control
  • Fuel-operated parking heater
  • Keyless entry and start
  • Leather upholstery
  • LED headlights
  • Parking sensors
  • Power tailgate
  • Reversing camera
  • Sunroof or panoramic roof
  • Tow bar

Equipment rating

Asking price: 34,870 €

At market price

Market price estimate 34,600 €

Based on asking prices

Compared to 160 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volvo V90 Cross Country, 2020) 34,490 €
  • Sold by a dealer +110 €
  • Market price estimate 34,600 €

Without a statistically distinct effect in this group: fuel type: petrol, leather upholstery, sunroof or panoramic roof.

34,860 €34,870 €34,880 €34,890 €34,900 €34,910 €4/7/202623/7/202612/8/202631/8/2026
DatePriceChange
04/07/202634,900 €
24/07/202634,890 €−10 €
12/08/202634,880 €−10 €
25/08/202634,870 €−10 €

Next inspection due around 10/2027

About 14 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 10/2025.

Check with Traficom

Failure rate among cars of the same age

Of 5-year-old petrol passenger cars, 7.8% failed their periodic inspection in 2025 (7,506 inspections, median mileage 76,000 km).

Sale periods

Bilar99 - Helsinki, Uusimaa 58 days for sale
4/7/202623/7/202612/8/202631/8/2026

Sales

No previous sales.

Listing changes

DateWhatChange
25/08/2026Asking price 34,880 € → 34,870 €
12/08/2026Asking price 34,890 € → 34,880 €
24/07/2026Asking price 34,900 € → 34,890 €

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
MAKSIMI −20% off the report
Service provided by carVertical

CountryPeriodAsking priceOdometer
1Swedennot knownnot knownnot known
2Finland7/2026–8/202634,870 €193,490 km

When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 389 €/mo
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Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 188 €/yr
  • Driving power tax 0 €/yr
  • Total vehicle tax 188 €/yr

Base tax is based on CO₂ emissions (WLTP), 163 g/km.

The average CO₂ of petrol passenger cars first registered in 2020 was 137.8 g/km (WLTP). This car is 25 g/km above that average, which comes to 48 € more a year in base tax.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance270 €/yr
  • Comprehensive930 €/yr
  • Total insurance1,200 €/yr

≈ 100 €/mo

Request a quote
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The final price depends on factors such as claims history and place of residence, and is set in the quote.

The listing says 2 sets of tyres are included: summer and winter.

Remember to check tyre condition with the seller.

Tyre sizes for this model

  • 265/30 R22
  • 245/40 R21
  • 245/45 R20
  • 235/50 R19
  • 235/55 R18

Wheel sizes for this model

18″
19″
20″
21″
22″
What do the sizes mean?
Find tyres

Frequently asked questions about this car

How much does Volvo V90 Cross Country cost?

Volvo V90 Cross Country is for sale at 34,870 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is at market price (estimated market price 34,600 €).

How long has this car been for sale?

The car has been for sale for at least 58 days. The listing entered maksimi.fi's tracking on 04/07/2026.

Has the price been reduced?

Yes. The asking price is 30 € below the original listing price.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2020 and was first registered on 02/07/2020. It was imported to Finland as a used car.

How many kilometres has the car covered?

The car's mileage is 193,490 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 10/2027. A car under 10 years old is inspected every two years.

How common is a 2020 Volvo in Finland?

On 30/06/2026 there were 12,888 Volvo passenger cars first used in 2020 in traffic use in Finland. That is 10.7 % of all cars first used that year, making it the second most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (63.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

How common are used imports of this make?

17,631 used Volvo passenger cars were imported into Finland in 2023–2025, 14.4% of all used passenger-car imports; 4,671 of them were 2020 cars. The most common source countries for used passenger-car imports are Sweden (52%) and Germany (30%).

What fuel type and gearbox does the car have?

The fuel type is petrol and the gearbox is automatic.

What features does the car have?

Notable features include Sunroof or panoramic roof, Tow bar, Fuel-operated parking heater, Adaptive cruise control, LED headlights. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 188 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

Can VAT be deducted from this car's price?

According to the listing, yes: at the 25.5 % rate the price includes 7,085 € in deductible VAT, leaving a net cost of 27,785 € for a buyer entitled to deduct it. The deduction is available only to a VAT-registered buyer, and for a passenger car only if the car is used exclusively for purposes entitling to deduction.

Where is Volvo V90 Cross Country located?

The car is located in Uusimaa (Helsinki, Uusimaa).

When was the car last serviced?

According to the listing, the last service was 8/2026.

How much does the car cost to keep per year?

The estimate is 1,388 € per year: vehicle tax 188 €, insurance 1,200 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Bilar99 (Helsinki).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.