The 2022 Volvo XC40 is a front-wheel-drive SUV, hybrid-powered with an automatic gearbox. It has an engine displacement of 1.5 litres and an output of 155 kW (211 hp).

The asking price is 28,890 € (plus a 229 € handling fee). That is 2,810 € (9%) below maksimi.fi's estimated market price of 31,700 €. The estimate is based on 987 comparable cars. The chance this car sells within the next 14 days is about 32%.

A dealer typically sells this model in about 12 days and a private seller in about 8 days.

The odometer reads 78,000 km, which works out at about 18,000 km per year. The car was inspected 3/2026, and the next inspection is due an estimated 3/2028.

Notable equipment:

  • Fuel-operated parking heater
  • Adaptive cruise control
  • LED headlights
  • Reversing camera
  • Keyless entry and start
  • Power tailgate
  • Parking sensors

This car has been sold before within maksimi.fi's tracking: it sold on 27/07/2026 for 26,900 €, at 78,000 km. It is now listed for 1,990 € more than in that sale.

Running the car costs an estimated:

Vehicle tax and insurance come to about 1,220 € per year.

The original tyre size is 235/55 R18.

The seller is Conalin Cars (Pietarsaari).

The car has been for sale for 20 days since 11/08/2026.

Basic information

Registration number
CRE-172
Mileage
78,000 km
carVertical Verify mileage authenticity
20% off
Engine
1.5 l, Hybrid
Model year
2022
Gearbox
Automatic
Drivetrain
Front-wheel drive
Office fee
229 €
Body type
SUV
Vehicle type
Passenger car
Colour
Black
Tyre size
235/55 R18
Wheel size
18″
In traffic use in Finland
432 cars
Steering position
Left-hand
VIN number
YV1XZBWVFN2786160
maksimi.fi ID
43999
Nettiauto ID
15915372

Technical details

Power
155 kW / 211 hp
Acceleration (0–100)
8.5 s
Top speed
180 km/h
Seats
5
Doors
5
CO2 emissions
49 g/km
Kerb weight
1,812 kg
Gross weight
2,290 kg
Max towing weight
1,800 kg
Towing weight (unbraked)
750 kg
Dimensions (L × W × H)
4,425 × 1,873 × 1,632 mm
First registration
27/05/2022
Last inspection
3/2026

Gearbox
Automatic

Equipment

  • Adaptive cruise control
  • Fuel-operated parking heater
  • Keyless entry and start
  • LED headlights
  • Parking sensors
  • Power tailgate
  • Reversing camera

Equipment rating

Asking price: 28,890 €

Below market price

Market price estimate 31,700 €

Based on asking prices

Compared to 987 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volvo XC40, 2022) 29,680 €
  • Fuel type: Hybrid +2,400 €
  • Adaptive cruise control +740 €
  • Automatic transmission +60 €
  • Sold by a dealer +20 €
  • Front-wheel drive −1,200 €
  • Market price estimate 31,700 €

Without a statistically distinct effect in this group: parking sensors.

26,000 €27,000 €28,000 €29,000 €30,000 €4/7/202623/7/202612/8/202631/8/2026
DatePriceChangeListing
04/07/202627,190 €Autokeskus Oy, Airport
14/07/202626,900 €−290 €Autokeskus Oy, Airport
11/08/202628,890 €Oy Conalin Ab CONALIN CARS

Next inspection due around 3/2028

About 19 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 3/2026.

Check with Traficom

Sale periods

Autokeskus Oy, Airport, Vantaa, Uusimaa 22 days
Oy Conalin Ab CONALIN CARS, Pietarsaari, Pohjanmaa 20 days for sale
4/7/202623/7/202612/8/202631/8/2026

sale

Sales

SoldPriceMileageTime on marketSeller
27/07/202626,900 € from 27,190 € (−290 €)78,000 km 23 daysAutokeskus Oy, Airport, Vantaa, Uusimaa

Listing changes

DateWhatChange
11/08/2026Seller changed Autokeskus Oy, AirportOy Conalin Ab CONALIN CARS
11/08/2026Asking price Oy Conalin Ab CONALIN CARS26,900 € → 28,890 €
14/07/2026Asking price Autokeskus Oy, Airport27,190 € → 26,900 €

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
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When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 323 €/mo
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Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 106 €/yr
  • Driving power tax 0 €/yr
  • Total vehicle tax 106 €/yr

Base tax is based on CO₂ emissions (WLTP), 49 g/km.

The average CO₂ of petrol passenger cars first registered in 2022 was 125.7 g/km (WLTP). This car is 77 g/km below that average, which comes to 20 € less a year in base tax.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance260 €/yr
  • Comprehensive850 €/yr
  • Total insurance1,110 €/yr

≈ 93 €/mo

Request a quote
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The final price depends on factors such as claims history and place of residence, and is set in the quote.

Remember to check tyre condition with the seller.

Volvo XC40 (2018–2025) · T4 1.5 Plug-in Hybrid. (95kW+60kW)

Tyre sizes for this car

  • 235/55 R18 Original
  • 245/40 R21 Recommended
  • 245/45 R20 Recommended
  • 235/50 R19 Recommended
  • 235/60 R17 Recommended

Wheel sizes for this car

17″
18″
19″
20″
21″

Original wheel size: 18″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (CRE-172).

Order tyres See wheels too →

Frequently asked questions about this car

Which car has the registration CRE-172?

CRE-172 is a 2022 Volvo XC40 with 78,000 km on the odometer. It is for sale at 28,890 €.

How much does Volvo XC40 cost?

Volvo XC40 is for sale at 28,890 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is below market price (estimated market price 31,700 €).

How long has this car been for sale?

The car has been for sale for at least 20 days. The listing entered maksimi.fi's tracking on 11/08/2026.

Has this car been on the market before?

Yes: this car has one earlier completed sale on record. It was last sold on 27/07/2026 for 26,900 €.

What model year is the car?

The car is model year 2022 and was first registered on 27/05/2022.

How many kilometres has the car covered?

The car's mileage is 78,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 3/2028. A car under 10 years old is inspected every two years.

How common is a 2022 Volvo in Finland?

On 30/06/2026 there were 9,028 Volvo passenger cars first used in 2022 in traffic use in Finland. That is 8.5 % of all cars first used that year, making it the third most common brand of that year among 36 brands. The most common fuel type among them is plug-in hybrid (56.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What fuel type and gearbox does the car have?

The fuel type is hybrid and the gearbox is automatic.

What features does the car have?

Notable features include Fuel-operated parking heater, Adaptive cruise control, LED headlights, Reversing camera, Keyless entry and start. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 106 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 235/55 R18.

Where is Volvo XC40 located?

The car is located in Pohjanmaa (Pietarsaari, Pohjanmaa).

How much does the car cost to keep per year?

The estimate is 1,216 € per year: vehicle tax 106 €, insurance 1,110 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Conalin Cars (Pietarsaari).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.