The 2014 BMW 435 Rahoitus alkaen 3,99% - M sport is an all-wheel-drive coupé, diesel-powered with an automatic gearbox. It has an engine displacement of 3.0 litres and an output of 230 kW (313 hp). The car is imported. Used imports of this make totalled 11,234 cars in 2023–2025, 198 of them 2014 cars.

The asking price is 24,490 €. That is in line with maksimi.fi's estimated market price of 24,000 €. The estimate is based on 67 comparable cars. The chance this car sells within the next 30 days is about 58%.

The asking price has been reduced 2 times, by a total of 2,500 € from the original 26,990 €. A dealer typically sells this model in about 12 days and a private seller in about 24 days.

The odometer reads 239,000 km, which works out at about 20,000 km per year.

Notable equipment:

  • Premium audio
  • Adaptive cruise control
  • LED headlights
  • Reversing camera
  • Keyless entry and start
  • Power tailgate
  • Parking sensors

This car has been sold before within maksimi.fi's tracking: it sold on 18/08/2026 for 25,440 €, at 232,000 km. It is now listed for 950 € less than in that sale. It has covered about 7,000 km more since.

Running the car costs an estimated:

Vehicle tax and insurance come to about 1,660 € per year.

The original tyre size is 225/45 R18.

The seller is a private individual, Kerava.

The car has been for sale for 12 days since 18/08/2026.

Basic information

Registration number
FSC-221
Mileage
239,000 km
carVertical Verify mileage authenticity
20% off
Engine
3.0 l, Diesel
Model year
2014
Gearbox
Automatic
Drivetrain
All-wheel drive
Body type
Coupé
Vehicle type
Passenger car
Colour
Black
Tyre size
225/45 R18
Wheel size
18″
Steering position
Left-hand
Imported car
Yes
maksimi.fi ID
41956
Nettiauto ID
15931442

Technical details

Power
230 kW / 313 hp
Torque
670 Nm
Seats
4
Doors
2
CO2 emissions
149 g/km
Kerb weight
1,760 kg
Gross weight
2,145 kg
Dimensions (L × W × H)
4,638 × 1,825 × 1,392 mm

Gearbox
Automatic

Equipment

  • Adaptive cruise control
  • Keyless entry and start
  • LED headlights
  • Parking sensors
  • Power tailgate
  • Premium audio
  • Reversing camera

Equipment rating

Asking price: 24,490 €

At market price

Market price estimate 24,000 €

Based on asking prices

Compared to 67 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (BMW 435, 2014) 24,720 €
  • Sold by a private seller −720 €
  • Market price estimate 24,000 €

Without a statistically distinct effect in this group: all-wheel drive.

24,000 €25,000 €26,000 €27,000 €28,000 €4/7/202623/7/202612/8/202631/8/2026
  • JTC-Motors · 4/7/–1/8/2026
  • Private seller · 18/8/2026
DatePriceChangeListing
04/07/202626,990 €JTC-Motors
01/08/202625,440 €−1,550 €JTC-Motors
18/08/202624,490 €Private seller

Next inspection

A car over 10 years old is inspected every year. The listing has no inspection date, so the due date cannot be estimated.

Check with Traficom

The interval is derived from the model year, because the listing has no first registration date.

Failures in the same model series

615 cars of the BMW 4-sarja model series (first registered in 2014) were inspected in 2025. They recorded 192 defects leading to a failure, or 31.2 defects per 100 inspections. For cars of the same age nationwide the figure is 29.4. That is about as many defects as in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Axles and suspension 15.4

    95 defects, All cars 14.3

    Front and rear axles, springs and dampers, tyres and wheels

  2. Brakes 5.4

    33 defects, All cars 7.7

    Service and parking brake, brake dynamometer tests, stability control

  3. Emissions and leaks 3.9

    24 defects, All cars 2.5

    Exhaust measurement, OBD system, oil, fluid and fuel leaks

The remaining 20.8 % of defects fall under other items. Most advisories concerned lights and electrics (122). Median mileage 191,000 km.

Sale periods

JTC-Motors, Tuusula, Uusimaa 44 days
Private seller, Kerava, Uusimaa 12 days for sale
4/7/202623/7/202612/8/202631/8/2026

sale

Sales

SoldPriceMileageTime on marketSeller
18/08/202625,440 € from 26,990 € (−1,550 €)232,000 km 45 daysJTC-Motors, Tuusula, Uusimaa

Listing changes

DateWhatChange
18/08/2026Seller changed JTC-MotorsPrivate seller
18/08/2026Asking price Private seller25,440 € → 24,490 €
18/08/2026Mileage Private seller232,000 km → 239,000 km
01/08/2026Asking price JTC-Motors26,990 € → 25,440 €

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
MAKSIMI −20% off the report
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When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 274 €/mo
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Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 177 €/yr
  • Driving power tax 442 €/yr
  • Total vehicle tax 619 €/yr

Base tax is based on CO₂ emissions (NEDC), 149 g/km. Driving power tax is based on gross weight (2145 kg).

The average CO₂ of diesel passenger cars first registered in 2014 was 130.4 g/km (NEDC). This car is 19 g/km above that average, which comes to 19 € more a year in base tax.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance300 €/yr
  • Comprehensive740 €/yr
  • Total insurance1,040 €/yr

≈ 87 €/mo

Request a quote
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The final price depends on factors such as claims history and place of residence, and is set in the quote.

Remember to check tyre condition with the seller.

BMW 4-serie (2013–2017) · 435d. cab F33 (230kW)

Tyre sizes for this car

  • 255/40 R18 Original
  • 225/45 R18 Original
  • 285/25 R20 Recommended
  • 255/30 R20 Recommended
  • 245/30 R20 Recommended
  • 225/35 R20 Recommended
  • 255/35 R19 Recommended
  • 225/40 R19 Recommended
  • 225/50 R17 Recommended

Wheel sizes for this car

17″
18″
19″
20″

Original wheel size: 18″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (FSC-221).

Order tyres See wheels too →

Frequently asked questions about this car

Which car has the registration FSC-221?

FSC-221 is a 2014 BMW 435 Rahoitus alkaen 3,99% - M sport with 239,000 km on the odometer. It is for sale at 24,490 €.

How much does BMW 435 Rahoitus alkaen 3,99% - M sport cost?

BMW 435 Rahoitus alkaen 3,99% - M sport is for sale at 24,490 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is at market price (estimated market price 24,000 €).

How long has this car been for sale?

The car has been for sale for at least 12 days. The listing entered maksimi.fi's tracking on 18/08/2026.

Has the price been reduced?

Yes. The asking price is 2,500 € below the original listing price.

Has this car been on the market before?

Yes: this car has one earlier completed sale on record. It was last sold on 18/08/2026 for 25,440 €, and it has been driven about 7,000 km more since then.

What model year is the car?

The car is model year 2014. It was imported to Finland as a used car.

How many kilometres has the car covered?

The car's mileage is 239,000 km.

How often does this model fail its inspection?

19 % of BMW 4-sarja cars first registered in 2014 failed their periodic inspection in 2025 (615 inspections, median mileage 191,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2014 BMW in Finland?

On 30/06/2026 there were 7,466 BMW passenger cars first used in 2014 in traffic use in Finland. That is 6.6 % of all cars first used that year, making it the 6th most common brand of that year among 31 brands. The most common fuel type among them is diesel (73.5 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

How common are used imports of this make?

11,234 used BMW passenger cars were imported into Finland in 2023–2025, 9.2% of all used passenger-car imports; 198 of them were 2014 cars. The most common source countries for used passenger-car imports are Sweden (52%) and Germany (30%).

What causes inspection failures for this model year?

For BMW 4-sarja cars first registered in 2014, defects leading to a failure in 2025 inspections came most often from: axles and suspension, brakes, emissions and leaks. That is 31.2 defects per 100 inspections, against 29.4 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is diesel and the gearbox is automatic.

What features does the car have?

Notable features include Premium audio, Adaptive cruise control, LED headlights, Reversing camera, Keyless entry and start. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 619 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 225/45 R18.

Where is BMW 435 Rahoitus alkaen 3,99% - M sport located?

The car is located in Uusimaa (Kerava, Uusimaa).

How much does the car cost to keep per year?

The estimate is 1,659 € per year: vehicle tax 619 €, insurance 1,040 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Private seller (Kerava).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.