On sale 58 daysOn sale 58 d
33,790 €
Auto-Suni Lahti, Päijät-Häme
1 / 24 Image source: Rinta-Joupin Autoliike
The 2020 Volvo XC40 D4 AWD R-Design aut is an all-wheel-drive SUV, diesel-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 140 kW (190 hp).
The asking price is 33,780 € (plus a 349 € handling fee). That is in line with maksimi.fi's estimated market price of 32,700 €. The estimate is based on 877 comparable cars.
The asking price has been reduced 5 times, by a total of 2,020 € from the original 35,800 €. A dealer typically sells this model in about 12 days and a private seller in about 8 days.
The odometer reads 69,009 km, which works out at about 11,000 km per year. The car was inspected 9/2025, and the next inspection is due an estimated 9/2027. The most common inspection failure cause in this model series is brakes.
- Sunroof or panoramic roof
- Tow bar
- Adaptive cruise control
- LED headlights
- Reversing camera
- Keyless entry and start
- Power tailgate
- Parking sensors
Running the car costs an estimated:
- Vehicle tax 663 € per year
- Insurance 1,110 € per year
- Financing instalment 377 € per month
Vehicle tax and insurance come to about 1,770 € per year.
The listing says 2 sets of tyres are included: summer and winter.
The seller is Rinta-Joupin Autoliike (Oulu).
The car has been for sale for 58 days since 04/07/2026.
Basic information
- Mileage
- 69,009 km
Verify mileage authenticity 20% off
- Engine
- 2.0 l, Diesel
- Model year
- 2020
- Gearbox
- Automatic
- Drivetrain
- All-wheel drive
- Office fee
- 349 €
- Body type
- SUV
- Vehicle type
- Passenger car
- Colour
- Blue
- Tyre sets
- 2 (summer and winter)
- In traffic use in Finland
- 65 cars
- Steering position
- Left-hand
- VIN number
- YV1XZA6VCL2296624
- maksimi.fi ID
- 38779
- Nettiauto ID
- 15565340
Technical details
- Power
- 140 kW / 190 hp
- Fuel consumption
- 7.1 l/100 km (combined)
- Seats
- 5
- Doors
- 5
- Number of gears
- 8
- Cylinders
- 4
- Turbocharger
- Yes
- CO2 emissions
- 169 g/km
- Kerb weight
- 1,735 kg
- Gross weight
- 2,250 kg
- Max towing weight
- 2,100 kg
- Towing weight (unbraked)
- 750 kg
- Dimensions (L × W × H)
- 4,425 × 1,873 × 1,632 mm
- First registration
- 12/02/2020
- Last inspection
- 9/2025
- Last service
- 24/07/2026, 69,040 km
- Type approval number
- e9*2007/46*3146*07
- Gearbox
- Automatic
Equipment
- Adaptive cruise control
- Keyless entry and start
- LED headlights
- Parking sensors
- Power tailgate
- Reversing camera
- Sunroof or panoramic roof
- Tow bar
Equipment rating
Asking price: 33,780 €
| Date | Price | Change |
|---|---|---|
| 04/07/2026 | 35,800 € | – |
| 11/07/2026 | 34,980 € | −820 € |
| 21/07/2026 | 34,900 € | −80 € |
| 29/07/2026 | 34,490 € | −410 € |
| 06/08/2026 | 33,990 € | −500 € |
| 22/08/2026 | 33,780 € | −210 € |
Next inspection due around 9/2027
About 12 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 9/2025.
Check with Traficom
Failures in the same model series
483 cars of the Volvo XC40 model series (first registered in 2020) were inspected in 2025. They recorded 21 defects leading to a failure, or 4.3 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is clearly fewer defects than in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Brakes 2.5
Service and parking brake, brake dynamometer tests, stability control
- Axles and suspension 1
Front and rear axles, springs and dampers, tyres and wheels
- Vehicle identification 0.4
Plates and register entries, VIN, documents
The remaining 9.5 % of defects fall under other items. Most advisories concerned road test and visibility (12). Median mileage 91,000 km.
Sale periods
Rinta-Joupin Autoliike, Oulu, Pohjois-Pohjanmaa 58 days for sale
4/7/202623/7/202612/8/202631/8/2026
Sales
No previous sales.
Listing changes
| Date | What | Change |
|---|---|---|
| 22/08/2026 | Asking price | 33,990 € → 33,780 € |
| 21/08/2026 | Mileage | 69,008 km → 69,009 km |
| 17/08/2026 | Mileage | 69,002 km → 69,008 km |
| 13/08/2026 | Mileage | 69,000 km → 69,002 km |
| 06/08/2026 | Asking price | 34,490 € → 33,990 € |
| 29/07/2026 | Asking price | 34,900 € → 34,490 € |
| 21/07/2026 | Asking price | 34,980 € → 34,900 € |
| 11/07/2026 | Asking price | 35,800 € → 34,980 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 377 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 201 €/yr
- Driving power tax 462 €/yr
- Total vehicle tax 663 €/yr
Base tax is based on CO₂ emissions (WLTP), 169 g/km. Driving power tax is based on gross weight (2250 kg).
The average CO₂ of diesel passenger cars first registered in 2020 was 171.8 g/km (WLTP). This car is 3 g/km below that average.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance250 €/yr
- Comprehensive860 €/yr
- Total insurance1,110 €/yr
≈ 93 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included: summer and winter.
Remember to check tyre condition with the seller.
Tyre sizes for this model
- 245/40 R21
- 245/45 R20
- 235/50 R19
- 235/55 R18
- 235/60 R17
Wheel sizes for this model
17″
18″
19″
20″
21″
What do the sizes mean?
Find tyres Tässä nelivetoisessa automaattimaastoautossa yhdistyvät 190 hevosvoiman dieselmoottori, tyylikäs urheilullinen varustelu ja erittäin kattava mukavuus sekä turvallisuustaso. Erityisen houkutteleva yksityiskohta on avara panoraamakattoluukku, jonka lisäksi varustukseen kuuluvat muun muassa adaptiivinen vakionopeudensäädin, kaistallapitoavustin, kuolleen kulman varoitusjärjestelmä, navigointijärjestelmä, avaimeton kulku ja käynnistys sekä sähkötoiminen takaluukku. Talviajon mukavuutta nostavat lämmitettävä tuulilasi, lämmitettävä ohjauspyörä ja lämmitettävät etuistuimet sekä takaistuimen reunapaikat, ja käytännöllisyyttä täydentää alletaittuva vetokoukku jopa 2100 kilogramman jarrullisen perävaunun vetokyvyllä.
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Frequently asked questions about this car
How much does Volvo XC40 D4 AWD R-Design aut cost?
Volvo XC40 D4 AWD R-Design aut is for sale at 33,780 €.
Is this car well priced?
According to maksimi.fi's price estimate, the asking price is at market price (estimated market price 32,700 €).
How long has this car been for sale?
The car has been for sale for at least 58 days. The listing entered maksimi.fi's tracking on 04/07/2026.
Has the price been reduced?
Yes. The asking price is 2,020 € below the original listing price.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2020 and was first registered on 12/02/2020.
How many kilometres has the car covered?
The car's mileage is 69,009 km.
When is the car due for its next inspection?
Based on the listing data, the next inspection is due around 9/2027. A car under 10 years old is inspected every two years.
How often does this model fail its inspection?
4.1 % of Volvo XC40 cars first registered in 2020 failed their periodic inspection in 2025 (483 inspections, median mileage 91,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2020 Volvo in Finland?
On 30/06/2026 there were 12,888 Volvo passenger cars first used in 2020 in traffic use in Finland. That is 10.7 % of all cars first used that year, making it the second most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (63.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What causes inspection failures for this model year?
For Volvo XC40 cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: brakes, axles and suspension, vehicle identification. That is 4.3 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is diesel and the gearbox is automatic.
What features does the car have?
Notable features include Sunroof or panoramic roof, Tow bar, Adaptive cruise control, LED headlights, Reversing camera. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 663 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
Where is Volvo XC40 D4 AWD R-Design aut located?
The car is located in Pohjois-Pohjanmaa (Oulu, Pohjois-Pohjanmaa).
When was the car last serviced?
According to the listing, the last service was 24/07/2026, 69,040 km.
How much does the car cost to keep per year?
The estimate is 1,773 € per year: vehicle tax 663 €, insurance 1,110 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Rinta-Joupin Autoliike (Oulu).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.