On sale 9 daysOn sale 9 d
18,900 €
Saka Finland Oy Lappeenranta, Etelä-Karjala
1 / 25 Image source: Vaihtokaara
The 2018 BMW 520 is a rear-wheel-drive sedan, diesel-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 140 kW (190 hp).
The asking price is 18,888 € (plus a 295 € handling fee). That is in line with maksimi.fi's estimated market price of 18,500 €. The estimate is based on 448 comparable cars.
The asking price has been reduced by 592 € from the original 19,480 €. Cars of this model typically sell in about 11 days whether the seller is a dealer or a private seller.
The odometer reads 194,000 km, which works out at about 22,000 km per year. The car was inspected 12/2025, and the next inspection is due an estimated 10/2027. The most common inspection failure cause in this model series is emissions and leaks.
- LED headlights
- Keyless entry and start
- Parking sensors
Running the car costs an estimated:
- Vehicle tax 597 € per year
- Insurance 850 € per year
- Financing instalment 213 € per month
Vehicle tax and insurance come to about 1,450 € per year.
The original tyre size is 225/55 R17. The listing says 2 sets of tyres are included.
The seller is Vaihtokaara (Raisio).
The car has been for sale for 58 days since 04/07/2026.
Basic information
- Registration number
- NKY-498
- Mileage
- 194,000 km
Verify mileage authenticity 20% off
- Engine
- 2.0 l, Diesel
- Model year
- 2018
- Gearbox
- Automatic
- Drivetrain
- Rear-wheel drive
- Office fee
- 295 €
- Body type
- Sedan
- Vehicle type
- Passenger car
- Colour
- White
- Tyre size
- 225/55 R17
- Wheel size
- 17″
- Tyre sets
- 2
- Keys
- 1
- In traffic use in Finland
- 8 cars
- Steering position
- Left-hand
- Imported car
- No
- VIN number
- WBAJC3106JB051467
- maksimi.fi ID
- 36508
- Nettiauto ID
- 15515932
Technical details
- Power
- 140 kW / 190 hp
- Acceleration (0–100)
- 7.5 s
- Top speed
- 235 km/h
- Fuel consumption
- 4.7 l/100 km (urban)
- Seats
- 5
- Doors
- 4
- Number of gears
- 8
- Cylinders
- 4
- Turbocharger
- Yes
- CO2 emissions
- 108 g/km
- Kerb weight
- 1,635 kg
- Gross weight
- 2,245 kg
- Max towing weight
- 2,000 kg
- Towing weight (unbraked)
- 750 kg
- Dimensions (L × W × H)
- 4,936 × 1,868 × 1,479 mm
- First registration
- 16/10/2017
- Last inspection
- 12/2025
- Type approval number
- e1*2007/46*1688*02
- Gearbox
- Automatic
Equipment
- Keyless entry and start
- LED headlights
- Parking sensors
Equipment rating
Asking price: 18,888 €
| Date | Price | Change |
|---|---|---|
| 04/07/2026 | 19,480 € | – |
| 31/07/2026 | 19,760 € | +280 € |
| 22/08/2026 | 18,888 € | −872 € |
Next inspection due around 10/2027
About 14 months left. A car over 10 years old is inspected every year. According to the listing, the car was inspected in 12/2025.
Check with Traficom
Failures in the same model series
940 cars of the BMW 5-sarja model series (first registered in 2018) were inspected in 2025. They recorded 174 defects leading to a failure, or 18.5 defects per 100 inspections. For cars of the same age nationwide the figure is 17.2. That is about as many defects as in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Emissions and leaks 7
Exhaust measurement, OBD system, oil, fluid and fuel leaks
- Axles and suspension 6.6
Front and rear axles, springs and dampers, tyres and wheels
- Road test and visibility 2.2
Windscreen and wipers, mirrors, field of view, controls, road test
The remaining 14.4 % of defects fall under other items. Most advisories concerned road test and visibility (54). Median mileage 143,000 km.
Sale periods
Vaihtokaara Raisio, Varsinais-Suomi 58 days for sale
4/7/202623/7/202612/8/202631/8/2026
Sales
No previous sales.
Listing changes
| Date | What | Change |
|---|---|---|
| 22/08/2026 | Asking price | 19,760 € → 18,888 € |
| 31/07/2026 | Asking price | 19,480 € → 19,760 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 213 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 135 €/yr
- Driving power tax 462 €/yr
- Total vehicle tax 597 €/yr
Base tax is based on CO₂ emissions (NEDC), 108 g/km. Driving power tax is based on gross weight (2245 kg).
The average CO₂ of diesel passenger cars first registered in 2017 was 126.2 g/km (NEDC). This car is 18 g/km below that average, which comes to 18 € less a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance250 €/yr
- Comprehensive600 €/yr
- Total insurance850 €/yr
≈ 71 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included.
Remember to check tyre condition with the seller.
BMW 5-Serie (2017–2018) · 520d. G30 sedan (excl M-sport) (140kW)
Tyre sizes for this car
- 225/55 R17 Original
- 295/25 R21 Recommended
- 255/30 R21 Recommended
- 285/30 R20 Recommended
- 275/30 R20 Recommended
- 245/35 R20 Recommended
- 275/35 R19 Recommended
- 245/40 R19 Recommended
- 275/40 R18 Recommended
- 245/45 R18 Recommended
Wheel sizes for this car
17″
18″
19″
20″
21″
Original wheel size: 17″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (NKY-498).
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Frequently asked questions about this car
Which car has the registration NKY-498?
NKY-498 is a 2018 BMW 520 with 194,000 km on the odometer. It is for sale at 18,888 €.
How much does BMW 520 cost?
BMW 520 is for sale at 18,888 €.
Is this car well priced?
According to maksimi.fi's price estimate, the asking price is at market price (estimated market price 18,500 €).
How long has this car been for sale?
The car has been for sale for at least 58 days. The listing entered maksimi.fi's tracking on 04/07/2026.
Has the price been reduced?
Yes. The asking price is 592 € below the original listing price.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2018 and was first registered on 16/10/2017.
How many kilometres has the car covered?
The car's mileage is 194,000 km.
When is the car due for its next inspection?
Based on the listing data, the next inspection is due around 10/2027. A car over 10 years old is inspected every year.
How often does this model fail its inspection?
12.9 % of BMW 5-sarja cars first registered in 2018 failed their periodic inspection in 2025 (940 inspections, median mileage 143,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2018 BMW in Finland?
On 30/06/2026 there were 6,543 BMW passenger cars first used in 2018 in traffic use in Finland. That is 4.9 % of all cars first used that year, making it the 9th most common brand of that year among 31 brands. The most common fuel type among them is diesel (39.8 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What causes inspection failures for this model year?
For BMW 5-sarja cars first registered in 2018, defects leading to a failure in 2025 inspections came most often from: emissions and leaks, axles and suspension, road test and visibility. That is 18.5 defects per 100 inspections, against 17.2 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is diesel and the gearbox is automatic.
What features does the car have?
Notable features include LED headlights, Keyless entry and start, Parking sensors. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 597 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 225/55 R17.
Where is BMW 520 located?
The car is located in Varsinais-Suomi (Raisio, Varsinais-Suomi).
How much does the car cost to keep per year?
The estimate is 1,447 € per year: vehicle tax 597 €, insurance 850 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Vaihtokaara (Raisio).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.