The 2021 Opel Insignia is a front-wheel-drive estate, diesel-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 128 kW (174 hp).

The asking price is 16,480 € (plus a 149 € handling fee). That is 1,780 € (12%) above maksimi.fi's estimated market price of 14,700 €. The estimate is based on 171 comparable cars.

The asking price has been reduced once, by 1,410 € from the original 17,890 €. A dealer typically sells this model in about 13 days and a private seller in about 10 days.

The odometer reads 181,000 km, which works out at about 33,000 km per year. The car was inspected 2/2025, and the next inspection is due an estimated 2/2027.

Notable equipment:

  • Tow bar
  • Adaptive cruise control
  • LED headlights
  • Reversing camera
  • Keyless entry and start
  • Power tailgate
  • Leather upholstery

Running the car costs an estimated:

Vehicle tax and insurance come to about 1,430 € per year.

The original tyre size is 245/45 R18. The listing says 2 sets of tyres are included.

The seller is Auto-Kuopio.

The car has been for sale for 58 days since 04/07/2026.

Basic information

Registration number
ESP-831
Mileage
181,000 km
carVertical Verify mileage authenticity
20% off
Engine
2.0 l, Diesel
Model year
2021
Gearbox
Automatic
Drivetrain
Front-wheel drive
Office fee
149 €
Body type
Estate
Vehicle type
Passenger car
Colour
Blue
Tyre size
245/45 R18
Wheel size
18″
Tyre sets
2
Owners
1
In traffic use in Finland
1 cars
Steering position
Left-hand
Imported car
No
VIN number
W0VZT8GP9M1014243
maksimi.fi ID
33301
Nettiauto ID
15390554

Technical details

Power
128 kW / 174 hp
Acceleration (0–100)
9.1 s
Top speed
222 km/h
Fuel consumption
5.7 l/100 km (combined)
Seats
5
Doors
5
Number of gears
8
Cylinders
4
Turbocharger
Yes
CO2 emissions
138 g/km
Kerb weight
1,615 kg
Gross weight
2,245 kg
Max towing weight
1,625 kg
Towing weight (unbraked)
750 kg
Dimensions (L × W × H)
4,995 × 1,863 × 1,500 mm
First registration
22/03/2021
Last inspection
2/2025
Type approval number
e8*2007/46*0264*16

Gearbox
Automatic

Equipment

  • Adaptive cruise control
  • Keyless entry and start
  • Leather upholstery
  • LED headlights
  • Power tailgate
  • Reversing camera
  • Tow bar

Equipment rating

Asking price: 16,480 €

Above market price

Market price estimate 14,700 €

Based on asking prices

Compared to 171 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Opel Insignia, 2021) 19,890 €
  • Automatic transmission +260 €
  • Sold by a dealer +30 €
  • Front-wheel drive −120 €
  • Fuel type: Diesel −1,910 €
  • High mileage −3,450 €
  • Market price estimate 14,700 €

Without a statistically distinct effect in this group: leather upholstery, tow bar, power tailgate.

16,000 €16,500 €17,000 €17,500 €18,000 €4/7/202623/7/202612/8/202631/8/2026
DatePriceChange
04/07/202617,890 €
04/08/202616,480 €−1,410 €

Next inspection due around 2/2027

About 5 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 2/2025.

Check with Traficom

Failures in the same model series

269 cars of the Opel INSIGNIA model series (first registered in 2021) were inspected in 2025. They recorded 50 defects leading to a failure, or 18.6 defects per 100 inspections. For cars of the same age nationwide the figure is 10.2. That is clearly more defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Axles and suspension 8.9

    24 defects, All cars 5.5

    Front and rear axles, springs and dampers, tyres and wheels

  2. Emissions and leaks 5.9

    16 defects, All cars 0.7

    Exhaust measurement, OBD system, oil, fluid and fuel leaks

  3. Brakes 1.5

    4 defects, All cars 1.5

    Service and parking brake, brake dynamometer tests, stability control

The remaining 12 % of defects fall under other items. Most advisories concerned lights and electrics (8). Median mileage 74,000 km.

Sale periods

Auto-Kuopio Oy, Kuopio, Pohjois-Savo 58 days for sale
4/7/202623/7/202612/8/202631/8/2026

Sales

No previous sales.

Listing changes

DateWhatChange
04/08/2026Asking price 17,890 € → 16,480 €

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
MAKSIMI −20% off the report
Service provided by carVertical

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500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 186 €/mo
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Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 139 €/yr
  • Driving power tax 462 €/yr
  • Total vehicle tax 601 €/yr

Base tax is based on CO₂ emissions (WLTP), 138 g/km. Driving power tax is based on gross weight (2245 kg).

The average CO₂ of diesel passenger cars first registered in 2021 was 187.3 g/km (WLTP). This car is 49 g/km below that average, which comes to 108 € less a year in base tax.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance240 €/yr
  • Comprehensive590 €/yr
  • Total insurance830 €/yr

≈ 69 €/mo

Request a quote
Service provided by POP Vakuutus

The final price depends on factors such as claims history and place of residence, and is set in the quote.

The listing says 2 sets of tyres are included.

Remember to check tyre condition with the seller.

Opel Insignia (2021–2022) · 2.0 CDTi. Sports Tourer (128kW)

Tyre sizes for this car

  • 245/45 R18 Original
  • 245/30 R21 Recommended
  • 245/35 R20 Recommended
  • 245/40 R19 Recommended
  • 225/55 R17 Recommended
  • 215/55 R17 Recommended

Wheel sizes for this car

17″
18″
19″
20″
21″

Original wheel size: 18″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (ESP-831).

Order tyres See wheels too →

Frequently asked questions about this car

Which car has the registration ESP-831?

ESP-831 is a 2021 Opel Insignia with 181,000 km on the odometer. It is for sale at 16,480 €.

How much does Opel Insignia cost?

Opel Insignia is for sale at 16,480 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is above market price (estimated market price 14,700 €).

How long has this car been for sale?

The car has been for sale for at least 58 days. The listing entered maksimi.fi's tracking on 04/07/2026.

Has the price been reduced?

Yes. The asking price is 1,410 € below the original listing price.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2021 and was first registered on 22/03/2021.

How many kilometres has the car covered?

The car's mileage is 181,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 2/2027. A car under 10 years old is inspected every two years.

How often does this model fail its inspection?

13.8 % of Opel INSIGNIA cars first registered in 2021 failed their periodic inspection in 2025 (269 inspections, median mileage 74,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2021 Opel in Finland?

On 30/06/2026 there were 2,949 Opel passenger cars first used in 2021 in traffic use in Finland. That is 2.4 % of all cars first used that year, making it the 14th most common brand of that year among 34 brands. The most common fuel type among them is petrol (74.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What causes inspection failures for this model year?

For Opel INSIGNIA cars first registered in 2021, defects leading to a failure in 2025 inspections came most often from: axles and suspension, emissions and leaks, brakes. That is 18.6 defects per 100 inspections, against 10.2 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is diesel and the gearbox is automatic.

What features does the car have?

Notable features include Tow bar, Adaptive cruise control, LED headlights, Reversing camera, Keyless entry and start. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 601 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 245/45 R18.

Where is Opel Insignia located?

The car is located in Pohjois-Savo (Kuopio, Pohjois-Savo).

How many owners has the car had?

According to the listing, the car has had 1 owners.

How much does the car cost to keep per year?

The estimate is 1,431 € per year: vehicle tax 601 €, insurance 830 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Auto-Kuopio.

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.