The 2009 BMW 320 E90 Sedan X-drive is an all-wheel-drive sedan, diesel-powered with a manual gearbox. It has an engine displacement of 2.0 litres and an output of 130 kW (177 hp).

The asking price is 9,300 € (plus a 349 € handling fee). That is in line with maksimi.fi's estimated market price of 9,100 €. The estimate is based on 493 comparable cars.

The asking price has been reduced by 690 € from the original 9,990 €. A dealer typically sells this model in about 12 days and a private seller in about 11 days.

The odometer reads 157,000 km, which works out at about 9,000 km per year. The car was inspected 8/2026, and the next inspection is due 10/12/2026. The most common inspection failure cause in this model series is axles and suspension.

Notable equipment:

  • Fuel-operated parking heater
  • Parking sensors

Running the car costs an estimated:

Vehicle tax and insurance come to about 1,220 € per year.

The original tyre size is 205/55 R16. The listing says 2 sets of tyres are included: summer and winter.

The seller is Saka (Jyväskylä).

The car has been for sale for 69 days since 23/06/2026.

Basic information

Registration number
VCZ-790
Mileage
157,000 km
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20% off
Engine
2.0 l, Diesel
Model year
2009
Gearbox
Manual
Drivetrain
All-wheel drive
Office fee
349 €
Body type
Sedan
Vehicle type
Passenger car
Colour
Blue
Tyre size
205/55 R16
Wheel size
16″
Tyre sets
2 (summer and winter)
Keys
2
In traffic use in Finland
6 cars
Steering position
Left-hand
Imported car
No
VIN number
WBAPP71000A230145
maksimi.fi ID
25293
Nettiauto ID
15743429

Technical details

Power
130 kW / 177 hp
Acceleration (0–100)
8.2 s
Top speed
224 km/h
Fuel consumption
6.7 l/100 km (urban)
Seats
5
Doors
4
Number of gears
6
Cylinders
4
Turbocharger
Yes
CO2 emissions
143 g/km
Kerb weight
1,600 kg
Gross weight
2,060 kg
Max towing weight
1,600 kg
Towing weight (unbraked)
750 kg
Dimensions (L × W × H)
4,520 × 1,817 × 1,421 mm
Last service
6/2026, 157,000 km
Type approval number
e1*2001/116*0344*07

Gearbox
Manual

Equipment

  • Fuel-operated parking heater
  • Parking sensors

Equipment rating

Asking price: 9,300 €

At market price

Market price estimate 9,100 €

Based on asking prices

Compared to 493 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (BMW 320, 2009) 5,440 €
  • Low mileage +2,680 €
  • Sold by a dealer +980 €
  • Market price estimate 9,100 €

Without a statistically distinct effect in this group: manual transmission, all-wheel drive, body type: sedan, parking sensors, fuel-operated parking heater.

9,200 €9,400 €9,600 €9,800 €10,000 €10,200 €23/6/202616/7/20268/8/202631/8/2026
DatePriceChangeListing
23/06/20269,990 €Saka
26/06/20269,980 €−10 €Saka
01/07/20269,990 €+10 €Saka
04/07/20269,990 €Saka Finland Oy Jyväskylä
06/07/20269,890 €−100 €Saka Finland Oy Jyväskylä
15/07/20269,490 €−400 €Saka Finland Oy Jyväskylä
21/07/20269,400 €−90 €Saka Finland Oy Jyväskylä
28/07/20269,390 €−10 €Saka Finland Oy Jyväskylä
12/08/20269,300 €−90 €Saka Finland Oy Jyväskylä

Next inspection due 10/12/2026

About 3 months left. A car over 10 years old is inspected every year. According to the listing description, the car was inspected in 8/2026.

Check with Traficom

The due date comes from the listing description, not from the inspection interval. The interval is derived from the model year, because the listing has no first registration date.

Failures in the same model series

1,987 cars of the BMW 3-sarja model series (first registered in 2009) were inspected in 2025. They recorded 1,853 defects leading to a failure, or 93.3 defects per 100 inspections. For cars of the same age nationwide the figure is 64.3. That is clearly more defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Axles and suspension 53

    1,053 defects, All cars 25.4

    Front and rear axles, springs and dampers, tyres and wheels

  2. Brakes 22.5

    448 defects, All cars 17.8

    Service and parking brake, brake dynamometer tests, stability control

  3. Emissions and leaks 6.3

    125 defects, All cars 6

    Exhaust measurement, OBD system, oil, fluid and fuel leaks

The remaining 12.3 % of defects fall under other items. Most advisories concerned lights and electrics (836). Median mileage 280,000 km.

Sale periods

Saka, Jyväskylä 12 days
Saka Finland Oy Jyväskylä, Keski-Suomi 58 days for sale
23/6/202616/7/20268/8/202631/8/2026

Sales

No previous sales.

Listing changes

DateWhatChange
12/08/2026Asking price Saka Finland Oy Jyväskylä9,390 € → 9,300 €
28/07/2026Asking price Saka Finland Oy Jyväskylä9,400 € → 9,390 €
21/07/2026Asking price Saka Finland Oy Jyväskylä9,490 € → 9,400 €
15/07/2026Asking price Saka Finland Oy Jyväskylä9,890 € → 9,490 €
06/07/2026Asking price Saka Finland Oy Jyväskylä9,990 € → 9,890 €
01/07/2026Asking price Saka9,980 € → 9,990 €
26/06/2026Asking price Saka9,990 € → 9,980 €

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

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When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

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500 € 70,000 €
9 years
1 year 9 years
Estimated monthly instalment approx. 116 €/mo
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Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 171 €/yr
  • Driving power tax 422 €/yr
  • Total vehicle tax 593 €/yr

Base tax is based on CO₂ emissions (NEDC), 143 g/km. Driving power tax is based on gross weight (approx. 2018 kg).

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance240 €/yr
  • Comprehensive390 €/yr
  • Total insurance630 €/yr

≈ 53 €/mo

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The final price depends on factors such as claims history and place of residence, and is set in the quote.

The listing says 2 sets of tyres are included: summer and winter.

Remember to check tyre condition with the seller.

BMW 3-serie (2008–2009) · 320xd. E90 sedan (130kW)

Tyre sizes for this car

  • 205/55 R16 Original
  • 285/25 R20 Recommended
  • 265/25 R20 Recommended
  • 235/30 R20 Recommended
  • 265/30 R19 Recommended
  • 235/35 R19 Recommended
  • 255/35 R18 Recommended
  • 225/40 R18 Recommended
  • 245/40 R17 Recommended
  • 225/45 R17 Recommended
  • 225/50 R16 Recommended

Wheel sizes for this car

16″
17″
18″
19″
20″

Original wheel size: 16″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (VCZ-790).

Order tyres See wheels too →

Frequently asked questions about this car

Which car has the registration VCZ-790?

VCZ-790 is a 2009 BMW 320 E90 Sedan X-drive with 157,000 km on the odometer. It is for sale at 9,300 €.

How much does BMW 320 E90 Sedan X-drive cost?

BMW 320 E90 Sedan X-drive is for sale at 9,300 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is at market price (estimated market price 9,100 €).

How long has this car been for sale?

The car has been for sale for at least 69 days. The listing entered maksimi.fi's tracking on 23/06/2026.

Has the price been reduced?

Yes. The asking price is 690 € below the original listing price.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2009.

How many kilometres has the car covered?

The car's mileage is 157,000 km.

When is the car due for its next inspection?

According to the listing, the next inspection is due 10/12/2026. A car over 10 years old is inspected every year.

How often does this model fail its inspection?

45.8 % of BMW 3-sarja cars first registered in 2009 failed their periodic inspection in 2025 (1,987 inspections, median mileage 280,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2009 BMW in Finland?

On 30/06/2026 there were 4,284 BMW passenger cars first used in 2009 in traffic use in Finland. That is 5.4 % of all cars first used that year, making it the 7th most common brand of that year among 33 brands. The most common fuel type among them is diesel (70.4 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What causes inspection failures for this model year?

For BMW 3-sarja cars first registered in 2009, defects leading to a failure in 2025 inspections came most often from: axles and suspension, brakes, emissions and leaks. That is 93.3 defects per 100 inspections, against 64.3 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is diesel and the gearbox is manual.

What features does the car have?

Notable features include Fuel-operated parking heater, Parking sensors. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 593 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 205/55 R16.

Where is BMW 320 E90 Sedan X-drive located?

The car is located in Keski-Suomi (Jyväskylä, Keski-Suomi).

When was the car last serviced?

According to the listing, the last service was 6/2026, 157,000 km.

How much does the car cost to keep per year?

The estimate is 1,223 € per year: vehicle tax 593 €, insurance 630 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Saka (Jyväskylä).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.