On sale 7 daysOn sale 7 d
22,900 €
K-Auto Turku, Varsinais-Suomi
1 / 27 Image source: Saka
The 2023 Volkswagen Golf is a front-wheel-drive estate, petrol-powered with an automatic gearbox. It has an engine displacement of 1.5 litres and an output of 110 kW (150 hp).
The asking price is 22,890 € (plus a 349 € handling fee). That is 1,610 € (7%) below maksimi.fi's estimated market price of 24,500 €. The estimate is based on 752 comparable cars.
The asking price has been reduced by 3,100 € from the original 25,990 €. A dealer typically sells this model in about 11 days and a private seller in about 8 days.
The odometer reads 108,000 km, which works out at about 34,000 km per year.
- Fuel-operated parking heater
- Adaptive cruise control
- LED headlights
- Reversing camera
- Keyless entry and start
- Power tailgate
- Parking sensors
- Leather upholstery
Running the car costs an estimated:
- Vehicle tax 131 € per year
- Insurance 910 € per year
- Financing instalment 257 € per month
Vehicle tax and insurance come to about 1,040 € per year.
The original tyre size is 225/45 R17. The listing says 2 sets of tyres are included. According to the listing, VAT is deductible: at the 25.5 % rate the price includes 4,651 € in VAT, leaving a net cost of 18,239 € for a buyer entitled to deduct it.
The seller is Saka (Nummela).
The car has been for sale for 69 days since 23/06/2026.
Basic information
- Registration number
- JMZ-823
- Mileage
- 108,000 km
Verify mileage authenticity 20% off
- Engine
- 1.5 l, Petrol
- Model year
- 2023
- Gearbox
- Automatic
- Drivetrain
- Front-wheel drive
- Office fee
- 349 €
- Body type
- Estate
- Vehicle type
- Passenger car
- Colour
- White
- Tyre size
- 225/45 R17
- Wheel size
- 17″
- Tyre sets
- 2
- Owners
- 1
- Keys
- 2
- VAT deductible
- Yes
- In traffic use in Finland
- 99 cars
- Steering position
- Left-hand
- Imported car
- No
- VIN number
- WVWZZZCD3PW537243
- maksimi.fi ID
- 24610
- Nettiauto ID
- 15772668
Technical details
- Power
- 110 kW / 150 hp
- Acceleration (0–100)
- 8.7 s
- Top speed
- 224 km/h
- Fuel consumption
- 5.9 l/100 km (combined)
- Seats
- 5
- Doors
- 5
- CO2 emissions
- 131 g/km
- Kerb weight
- 1,425 kg
- Max towing weight
- 1,500 kg
- Towing weight (unbraked)
- 710 kg
- Dimensions (L × W × H)
- 4,636 × 1,789 × 1,469 mm
- Gearbox
- Automatic
Equipment
- Adaptive cruise control
- Fuel-operated parking heater
- Keyless entry and start
- Leather upholstery
- LED headlights
- Parking sensors
- Power tailgate
- Reversing camera
Equipment rating
Asking price: 22,890 €
- Saka · 23/6/–3/7/2026
- Saka Finland Oy Nummela · 4/7/–27/8/2026
| Date | Price | Change | Listing |
|---|---|---|---|
| 23/06/2026 | 25,990 € | – | Saka |
| 26/06/2026 | 25,890 € | −100 € | Saka |
| 01/07/2026 | 25,990 € | +100 € | Saka |
| 03/07/2026 | 24,990 € | −1,000 € | Saka |
| 04/07/2026 | 24,990 € | – | Saka Finland Oy Nummela |
| 14/07/2026 | 24,400 € | −590 € | Saka Finland Oy Nummela |
| 23/07/2026 | 23,900 € | −500 € | Saka Finland Oy Nummela |
| 05/08/2026 | 23,890 € | −10 € | Saka Finland Oy Nummela |
| 11/08/2026 | 23,800 € | −90 € | Saka Finland Oy Nummela |
| 13/08/2026 | 22,900 € | −900 € | Saka Finland Oy Nummela |
| 27/08/2026 | 22,890 € | −10 € | Saka Finland Oy Nummela |
Next inspection
A car under 10 years old is inspected every two years. The listing has no inspection date, so the due date cannot be estimated.
Check with TraficomThe interval is derived from the model year, because the listing has no first registration date.
Sale periods
Saka, Nummela 12 days
Saka Finland Oy Nummela, Uusimaa 58 days for sale
23/6/202616/7/20268/8/202631/8/2026
Sales
No previous sales.
Listing changes
| Date | What | Change |
|---|---|---|
| 27/08/2026 | Asking price Saka Finland Oy Nummela | 22,900 € → 22,890 € |
| 13/08/2026 | Asking price Saka Finland Oy Nummela | 23,800 € → 22,900 € |
| 11/08/2026 | Asking price Saka Finland Oy Nummela | 23,890 € → 23,800 € |
| 05/08/2026 | Asking price Saka Finland Oy Nummela | 23,900 € → 23,890 € |
| 23/07/2026 | Asking price Saka Finland Oy Nummela | 24,400 € → 23,900 € |
| 14/07/2026 | Asking price Saka Finland Oy Nummela | 24,990 € → 24,400 € |
| 03/07/2026 | Asking price Saka | 25,990 € → 24,990 € |
| 01/07/2026 | Asking price Saka | 25,890 € → 25,990 € |
| 26/06/2026 | Asking price Saka | 25,990 € → 25,890 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 257 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 131 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 131 €/yr
Base tax is based on CO₂ emissions (WLTP), 131 g/km.
The average CO₂ of petrol passenger cars first registered in 2023 was 122.6 g/km (WLTP). This car is 8 g/km above that average.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance230 €/yr
- Comprehensive680 €/yr
- Total insurance910 €/yr
≈ 76 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included.
Remember to check tyre condition with the seller.
VOLKSWAGEN GOLF (VIII) (2020) · 1.5 BlueMotion
Tyre sizes for this car
- 225/45 R17 Original
- 235/30 R20 Recommended
- 235/35 R19 Recommended
- 225/35 R19 Recommended
- 225/40 R18 Recommended
- 205/50 R17 Recommended
- 205/55 R16 Recommended
Wheel sizes for this car
16″
17″
18″
19″
20″
Original wheel size: 17″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (JMZ-823).
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Frequently asked questions about this car
Which car has the registration JMZ-823?
JMZ-823 is a 2023 Volkswagen Golf with 108,000 km on the odometer. It is for sale at 22,890 €.
How much does Volkswagen Golf cost?
Volkswagen Golf is for sale at 22,890 €.
Is this car well priced?
According to maksimi.fi's price estimate, the asking price is below market price (estimated market price 24,500 €).
How long has this car been for sale?
The car has been for sale for at least 69 days. The listing entered maksimi.fi's tracking on 23/06/2026.
Has the price been reduced?
Yes. The asking price is 3,100 € below the original listing price.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2023.
How many kilometres has the car covered?
The car's mileage is 108,000 km.
How common is a 2023 Volkswagen in Finland?
On 30/06/2026 there were 8,211 Volkswagen passenger cars first used in 2023 in traffic use in Finland. That is 8.3 % of all cars first used that year, making it the 4th most common brand of that year among 37 brands. The most common fuel type among them is electric (48.2 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What fuel type and gearbox does the car have?
The fuel type is petrol and the gearbox is automatic.
What features does the car have?
Notable features include Fuel-operated parking heater, Adaptive cruise control, LED headlights, Reversing camera, Keyless entry and start. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 131 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
Can VAT be deducted from this car's price?
According to the listing, yes: at the 25.5 % rate the price includes 4,651 € in deductible VAT, leaving a net cost of 18,239 € for a buyer entitled to deduct it. The deduction is available only to a VAT-registered buyer, and for a passenger car only if the car is used exclusively for purposes entitling to deduction.
What tyre size fits this car?
The car's original tyre size is 225/45 R17.
Where is Volkswagen Golf located?
The car is located in Uusimaa (Nummela, Uusimaa).
How many owners has the car had?
According to the listing, the car has had 1 owners.
How much does the car cost to keep per year?
The estimate is 1,041 € per year: vehicle tax 131 €, insurance 910 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Saka (Nummela).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.