On sale 28 daysOn sale 28 d
31,990 €
Kamux Vantaa Airport, Vantaa, Uusimaa
1 / 24 Image source: Private seller, Nettiauto
The 2021 BMW 520 520d xdrive m-sport is an all-wheel-drive sedan, diesel-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 140 kW (190 hp).
The asking price is 32,900 €. That is 4,500 € (16%) above maksimi.fi's estimated market price of 28,400 €. The estimate is based on 267 comparable cars. The chance this car sells within the next 30 days is about 62%.
Cars of this model typically sell in about 13 days whether the seller is a dealer or a private seller.
The odometer reads 133,400 km, which works out at about 27,000 km per year. The car was inspected 8/2025, and the next inspection is due an estimated 8/2027.
- Adaptive cruise control
- LED headlights
- Reversing camera
- Keyless entry and start
- Parking sensors
- Leather upholstery
Running the car costs an estimated:
- Vehicle tax 617 € per year
- Insurance 1,140 € per year
- Financing instalment 367 € per month
Vehicle tax and insurance come to about 1,760 € per year.
The original tyre size is 225/55 R17.
The seller is a private individual, Oulu.
The car has been for sale for 5 days since 12/09/2026.
Basic information
- Registration number
- JMF-864
- Mileage
- 133,400 km
Verify mileage authenticity 20% off
- Engine
- 2.0 l, Diesel
- Model year
- 2021
- Gearbox
- Automatic
- Drivetrain
- All-wheel drive
- Body type
- Sedan
- Vehicle type
- Passenger car
- Colour
- White
- Tyre size
- 225/55 R17
- Wheel size
- 17″
- Owners
- 2
- Steering position
- Left-hand
- Imported car
- No
- maksimi.fi ID
- 222117
Technical details
- Power
- 140 kW / 190 hp
- Seats
- 5
- Doors
- 4
- CO2 emissions
- 114 g/km
- Kerb weight
- 1,810 kg
- Gross weight
- 2,404 kg
- Max towing weight
- 2,000 kg
- Towing weight (unbraked)
- 750 kg
- Dimensions (L × W × H)
- 4,936 × 1,868 × 1,467 mm
- First registration
- 11/10/2021
- Last inspection
- 8/2025
- Gearbox
- Automatic
Equipment
- Adaptive cruise control
- Keyless entry and start
- Leather upholstery
- LED headlights
- Parking sensors
- Reversing camera
Equipment rating
Asking price: 32,900 €
No price changes during the tracked period.
Next inspection due around 8/2027
About 11 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 8/2025.
Check with Traficom
Failures in the same model series
1,083 cars of the BMW 5-sarja model series (first registered in 2021) were inspected in 2025. They recorded 70 defects leading to a failure, or 6.5 defects per 100 inspections. For cars of the same age nationwide the figure is 10.2. That is clearly fewer defects than in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Axles and suspension 2
Front and rear axles, springs and dampers, tyres and wheels
- Emissions and leaks 1.9
Exhaust measurement, OBD system, oil, fluid and fuel leaks
- Road test and visibility 1.3
Windscreen and wipers, mirrors, field of view, controls, road test
The remaining 18.6 % of defects fall under other items. Most advisories concerned road test and visibility (50). Median mileage 87,000 km.
Sale periods
Private seller, Oulu, Pohjois-Pohjanmaa 5 days for sale
12/9/202614/9/202616/9/202618/9/2026
Sales
No previous sales.
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 367 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 115 €/yr
- Driving power tax 502 €/yr
- Total vehicle tax 617 €/yr
Base tax is based on CO₂ emissions (WLTP), 114 g/km. Driving power tax is based on gross weight (2404 kg).
The average CO₂ of diesel passenger cars first registered in 2021 was 187.3 g/km (WLTP). This car is 73 g/km below that average, which comes to 132 € less a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance250 €/yr
- Comprehensive890 €/yr
- Total insurance1,140 €/yr
≈ 95 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
BMW 5-Serie (2021–2022) · 520e d xDrive. G30 sedan (excl M-sport) (140kW)
Tyre sizes for this car
- 275/40 R18 Original
- 225/55 R17 Original
- 295/25 R21 Fits
- 275/25 R21 Fits
- 275/30 R21 Fits
- 265/30 R21 Fits
- 255/25 R21 Fits
- 255/30 R21 Fits
- 245/30 R21 Fits
- 245/45 R21 Fits
- 235/45 R21 Fits
- 235/60 R21 Fits
- 285/30 R20 Recommended
- 275/30 R20 Recommended
- 245/35 R20 Recommended
- 275/35 R19 Recommended
- 245/40 R19 Recommended
- 245/45 R18 Recommended
Wheel sizes for this car
17″
18″
19″
20″
21″
Original wheel size: 18″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (JMF-864).
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Frequently asked questions about this car
Which car has the registration JMF-864?
JMF-864 is a 2021 BMW 520 520d xdrive m-sport with 133,400 km on the odometer. It is for sale at 32,900 €.
How much does BMW 520 520d xdrive m-sport cost?
BMW 520 520d xdrive m-sport is for sale at 32,900 €.
Is this car well priced?
According to maksimi.fi's price estimate, the asking price is well above market price (estimated market price 28,400 €).
How long has this car been for sale?
The car has been for sale for at least 5 days. The listing entered maksimi.fi's tracking on 12/09/2026.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2021 and was first registered on 11/10/2021.
How many kilometres has the car covered?
The car's mileage is 133,400 km.
When is the car due for its next inspection?
Based on the listing data, the next inspection is due around 8/2027. A car under 10 years old is inspected every two years.
How often does this model fail its inspection?
5 % of BMW 5-sarja cars first registered in 2021 failed their periodic inspection in 2025 (1,083 inspections, median mileage 87,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2021 BMW in Finland?
On 30/06/2026 there were 7,354 BMW passenger cars first used in 2021 in traffic use in Finland. That is 5.9 % of all cars first used that year, making it the 7th most common brand of that year among 34 brands. The most common fuel type among them is plug-in hybrid (71.5 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What causes inspection failures for this model year?
For BMW 5-sarja cars first registered in 2021, defects leading to a failure in 2025 inspections came most often from: axles and suspension, emissions and leaks, road test and visibility. That is 6.5 defects per 100 inspections, against 10.2 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is diesel and the gearbox is automatic.
What features does the car have?
Notable features include Adaptive cruise control, LED headlights, Reversing camera, Keyless entry and start, Parking sensors. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 617 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 225/55 R17.
Where is BMW 520 520d xdrive m-sport located?
The car is located in Pohjois-Pohjanmaa (Oulu, Pohjois-Pohjanmaa).
How many owners has the car had?
According to the listing, the car has had 2 owners.
How much does the car cost to keep per year?
The estimate is 1,757 € per year: vehicle tax 617 €, insurance 1,140 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Private seller (Oulu).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.