The 2012 Volvo S60 D3 Momentum is a front-wheel-drive sedan, diesel-powered with a manual gearbox. It has an engine displacement of 2.0 litres and an output of 120 kW (163 hp).

The asking price is 5,950 € (plus a 50 € handling fee). That is 750 € (11%) below maksimi.fi's estimated market price of 6,700 €. The estimate is based on 274 comparable cars. The chance this car sells within the next 30 days is about 66%.

The asking price has been reduced once, by 40 € from the original 5,990 €. A dealer typically sells this model in about 13 days and a private seller in about 9 days.

The odometer reads 352,000 km, which works out at about 24,000 km per year. The car was inspected 9/2026, and the next inspection is due an estimated 9/2027. The most common inspection failure cause in this model series is axles and suspension.

Notable equipment:

  • Sunroof or panoramic roof
  • Fuel-operated parking heater
  • Adaptive cruise control
  • Parking sensors

This car has been sold before within maksimi.fi's tracking: it sold on 12/09/2026 for 5,990 €, at 350,000 km. It is now listed for 40 € less than in that sale. It has covered about 2,000 km more since.

Running the car costs an estimated:

Vehicle tax and insurance come to about 1,160 € per year.

The original tyre size is 215/55 R16. The listing says 2 sets of tyres are included.

The seller is Akaan Auto-Center (Akaa).

The car has been for sale for 4 days since 13/09/2026.

Basic information

Registration number
SME-576
Mileage
352,000 km
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20% off
Engine
2.0 l, Diesel
Model year
2012
Gearbox
Manual
Drivetrain
Front-wheel drive
Office fee
50 €
Body type
Sedan
Vehicle type
Passenger car
Colour
Red
Tyre size
215/55 R16
Wheel size
16″
Tyre sets
2
In traffic use in Finland
47 cars
Steering position
Left-hand
VIN number
YV1FS88A1C2131031
maksimi.fi ID
218130

Technical details

Power
120 kW / 163 hp
Seats
5
Doors
4
Number of gears
6
Cylinders
5
Turbocharger
Yes
CO2 emissions
129 g/km
Kerb weight
1,644 kg
Gross weight
2,090 kg
Dimensions (L × W × H)
4,628 × 1,865 × 1,479 mm
First registration
16/03/2012
Last inspection
9/2026
Last service
8/2026
Type approval number
e9*2007/46*0023*06

Gearbox
Manual

Equipment

  • Adaptive cruise control
  • Fuel-operated parking heater
  • Parking sensors
  • Sunroof or panoramic roof

Equipment rating

Asking price: 5,950 €

Below market price

Market price estimate 6,700 €

Based on asking prices

Compared to 274 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volvo S60, 2012) 5,530 €
  • Sunroof or panoramic roof +590 €
  • Adaptive cruise control +380 €
  • Fuel-operated parking heater +390 €
  • Sold by a dealer +230 €
  • Front-wheel drive −100 €
  • Manual transmission −320 €
  • Market price estimate 6,700 €

Without a statistically distinct effect in this group: parking sensors.

5,940 €5,960 €5,980 €6,000 €10/9/202613/9/202615/9/202618/9/2026
DatePriceChangeListing
10/09/20265,990 €LänsiAuto Tampere
13/09/20265,950 €Akaan Auto-Center Oy

Next inspection due around 9/2027

About 12 months left. A car over 10 years old is inspected every year. According to the listing, the car was inspected in 9/2026.

Check with Traficom

Failures in the same model series

684 cars of the Volvo S60 model series (first registered in 2012) were inspected in 2025. They recorded 209 defects leading to a failure, or 30.6 defects per 100 inspections. For cars of the same age nationwide the figure is 41.9. That is clearly fewer defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Axles and suspension 19.7

    135 defects, All cars 19

    Front and rear axles, springs and dampers, tyres and wheels

  2. Brakes 6.3

    43 defects, All cars 11.8

    Service and parking brake, brake dynamometer tests, stability control

  3. Steering 2

    14 defects, All cars 3.4

    Steering joints and rods, steering gear

The remaining 8.1 % of defects fall under other items. Most advisories concerned lights and electrics (132). Median mileage 234,000 km.

Sale periods

LänsiAuto Tampere, Pirkanmaa 1 day
Akaan Auto-Center Oy, Akaa, Pirkanmaa 4 days for sale
10/9/202613/9/202615/9/202618/9/2026

sale

Sales

SoldPriceMileageTime on marketSeller
12/09/20265,990 € 350,000 km 2 daysLänsiAuto Tampere, Tampere, Pirkanmaa

Listing changes

DateWhatChange
13/09/2026Seller changed LänsiAuto TampereAkaan Auto-Center Oy
13/09/2026Asking price Akaan Auto-Center Oy5,990 € → 5,950 €
13/09/2026Mileage Akaan Auto-Center Oy350,000 km → 352,000 km

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
MAKSIMI −20% off the report
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500 € 70,000 €
7 years
1 year 7 years
Estimated monthly instalment approx. 91 €/mo
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Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 157 €/yr
  • Driving power tax 422 €/yr
  • Total vehicle tax 579 €/yr

Base tax is based on CO₂ emissions (NEDC), 129 g/km. Driving power tax is based on gross weight (2090 kg).

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance240 €/yr
  • Comprehensive340 €/yr
  • Total insurance580 €/yr

≈ 48 €/mo

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The final price depends on factors such as claims history and place of residence, and is set in the quote.

The listing says 2 sets of tyres are included.

Remember to check tyre condition with the seller.

Volvo S60 (2012–2014) · D3 2.0. (120kW)

Tyre sizes for this car

  • 215/55 R16 Original
  • 235/30 R20 Recommended
  • 235/35 R19 Recommended
  • 235/40 R18 Recommended
  • 235/45 R17 Recommended
  • 215/50 R17 Recommended
  • 205/60 R16 Recommended

Wheel sizes for this car

16″
17″
18″
19″
20″

Original wheel size: 16″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (SME-576).

Order tyres See wheels too →

Frequently asked questions about this car

Which car has the registration SME-576?

SME-576 is a 2012 Volvo S60 D3 Momentum with 352,000 km on the odometer. It is for sale at 5,950 €.

How much does Volvo S60 D3 Momentum cost?

Volvo S60 D3 Momentum is for sale at 5,950 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is below market price (estimated market price 6,700 €).

How long has this car been for sale?

The car has been for sale for at least 4 days. The listing entered maksimi.fi's tracking on 13/09/2026.

Has the price been reduced?

Yes. The asking price is 40 € below the original listing price.

Has this car been on the market before?

Yes: this car has one earlier completed sale on record. It was last sold on 12/09/2026 for 5,990 €, and it has been driven about 2,000 km more since then.

What model year is the car?

The car is model year 2012 and was first registered on 16/03/2012.

How many kilometres has the car covered?

The car's mileage is 352,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 9/2027. A car over 10 years old is inspected every year.

How often does this model fail its inspection?

21.9 % of Volvo S60 cars first registered in 2012 failed their periodic inspection in 2025 (684 inspections, median mileage 234,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2012 Volvo in Finland?

On 30/06/2026 there were 8,657 Volvo passenger cars first used in 2012 in traffic use in Finland. That is 7.8 % of all cars first used that year, making it the third most common brand of that year among 32 brands. The most common fuel type among them is diesel (88.6 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What causes inspection failures for this model year?

For Volvo S60 cars first registered in 2012, defects leading to a failure in 2025 inspections came most often from: axles and suspension, brakes, steering. That is 30.6 defects per 100 inspections, against 41.9 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is diesel and the gearbox is manual.

What features does the car have?

Notable features include Sunroof or panoramic roof, Fuel-operated parking heater, Adaptive cruise control, Parking sensors. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 579 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 215/55 R16.

Where is Volvo S60 D3 Momentum located?

The car is located in Pirkanmaa (Akaa, Pirkanmaa).

When was the car last serviced?

According to the listing, the last service was 8/2026.

How much does the car cost to keep per year?

The estimate is 1,159 € per year: vehicle tax 579 €, insurance 580 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Akaan Auto-Center (Akaa).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.