On sale 68 daysOn sale 68 d
4,500 €
Private seller, Siilinjärvi, Pohjois-Savo
1 / 20 Image source: Private seller, Nettiauto
The 2012 Kia Optima 1,7 CRDi ISG EX EcoDynamics is a front-wheel-drive sedan, diesel-powered with a manual gearbox. It has an engine displacement of 1.7 litres and an output of 100 kW (136 hp).
The asking price is 4,500 €. That is 1,800 € (29%) below maksimi.fi's estimated market price of 6,300 €. The estimate is based on 28 comparable cars. The chance this car sells within the next 30 days is about 68%.
A dealer typically sells this model in about 11 days and a private seller in about 6 days. As the asking price is clearly below the market price, this particular car will likely sell faster than average, in an estimated 5 days.
The odometer reads 175,000 km, which works out at about 12,000 km per year.
Running the car costs an estimated:
- Vehicle tax 578 € per year
- Insurance 540 € per year
- Financing instalment 70 € per month
Vehicle tax and insurance come to about 1,120 € per year.
The original tyre size is 205/65 R16.
The seller is a private individual, Tampere.
The car has been for sale for 2 days since 07/09/2026.
Basic information
- Registration number
- FKT-103
- Mileage
- 175,000 km
Verify mileage authenticity 20% off
- Engine
- 1.7 l, Diesel
- Model year
- 2012
- Gearbox
- Manual
- Drivetrain
- Front-wheel drive
- Body type
- Sedan
- Vehicle type
- Passenger car
- Colour
- Grey
- Tyre size
- 205/65 R16
- Wheel size
- 16″
- In traffic use in Finland
- 64 cars
- Steering position
- Left-hand
- VIN number
- KNAGN414AD5303706
- maksimi.fi ID
- 212059
Technical details
- Power
- 100 kW / 136 hp
- Torque
- 325 Nm
- Acceleration (0–100)
- 10.3 s
- Seats
- 5
- Doors
- 4
- Number of gears
- 6
- Cylinders
- 4
- Turbocharger
- Yes
- CO2 emissions
- 128 g/km
- Kerb weight
- 1,559 kg
- Gross weight
- 2,050 kg
- Dimensions (L × W × H)
- 4,845 × 1,830 × 1,455 mm
- Type approval number
- e4*2007/46*0255*04
- Gearbox
- Manual
Equipment
No notable equipment was identified from the listing.
Equipment rating
Asking price: 4,500 €
As the asking price is clearly below the market price, this particular car will likely sell faster than average, in an estimated 5 days.
No price changes during the tracked period.
Next inspection
A car over 10 years old is inspected every year. The listing has no inspection date, so the due date cannot be estimated.
Check with TraficomThe interval is derived from the model year, because the listing has no first registration date.
Failure rate among cars of the same age
Of 13-year-old diesel passenger cars, 29% failed their periodic inspection in 2025 (47,432 inspections, median mileage 270,000 km).
Sale periods
Private seller, Tampere, Pirkanmaa 2 days for sale
7/9/20268/9/20269/9/202610/9/2026
Sales
No previous sales.
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
7 years
1 year 7 years
Estimated monthly instalment approx. 70 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 156 €/yr
- Driving power tax 422 €/yr
- Total vehicle tax 578 €/yr
Base tax is based on CO₂ emissions (NEDC), 128 g/km. Driving power tax is based on gross weight (approx. 2050 kg).
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance230 €/yr
- Comprehensive310 €/yr
- Total insurance540 €/yr
≈ 45 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
KIA Optima (2011–2016) · 1.7 CRDI. (100kW)
Tyre sizes for this car
- 205/65 R16 Original
- 225/45 R18 Recommended
- 215/55 R17 Recommended
Wheel sizes for this car
16″
17″
18″
Original wheel size: 16″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (FKT-103).
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Frequently asked questions about this car
Which car has the registration FKT-103?
FKT-103 is a 2012 Kia Optima 1,7 CRDi ISG EX EcoDynamics with 175,000 km on the odometer. It is for sale at 4,500 €.
How much does Kia Optima 1,7 CRDi ISG EX EcoDynamics cost?
Kia Optima 1,7 CRDi ISG EX EcoDynamics is for sale at 4,500 €.
Is this car well priced?
According to maksimi.fi's price estimate, the asking price is well below market price (estimated market price 6,300 €).
How long has this car been for sale?
The car has been for sale for at least 2 days. The listing entered maksimi.fi's tracking on 07/09/2026.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2012.
How many kilometres has the car covered?
The car's mileage is 175,000 km.
How common is a 2012 Kia in Finland?
On 30/06/2026 there were 5,576 Kia passenger cars first used in 2012 in traffic use in Finland. That is 5.1 % of all cars first used that year, making it the 10th most common brand of that year among 32 brands. The most common fuel type among them is petrol (77.3 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What fuel type and gearbox does the car have?
The fuel type is diesel and the gearbox is manual.
How much is the car's vehicle tax?
Vehicle tax is 578 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 205/65 R16.
Where is Kia Optima 1,7 CRDi ISG EX EcoDynamics located?
The car is located in Pirkanmaa (Tampere, Pirkanmaa).
How much does the car cost to keep per year?
The estimate is 1,118 € per year: vehicle tax 578 €, insurance 540 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Private seller (Tampere).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.