The 2019 Volvo XC40 2.0 T4 Aut Momentum is a front-wheel-drive SUV, petrol-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 140 kW (190 hp).

The asking price is 26,980 € (plus a 349 € handling fee). That is 2,180 € (9%) above maksimi.fi's estimated market price of 24,800 €. The estimate is based on 688 comparable cars. The chance this car sells within the next 30 days is about 47%.

A dealer typically sells this model in about 12 days and a private seller in about 10 days.

The odometer reads 157,000 km, which works out at about 21,000 km per year. The most common inspection failure cause in this model series is brakes.

Notable equipment:

  • Tow bar
  • LED headlights
  • Keyless entry and start

Running the car costs an estimated:

Vehicle tax and insurance come to about 1,200 € per year.

The listing says 2 sets of tyres are included.

The seller is Rinta-Joupin Autoliike (Jyväskylä).

The car has been for sale for 16 days since 01/09/2026.

Basic information

Mileage
157,000 km
carVertical Verify mileage authenticity
20% off
Engine
2.0 l, Petrol
Model year
2019
Gearbox
Automatic
Drivetrain
Front-wheel drive
Office fee
349 €
Body type
SUV
Vehicle type
Passenger car
Colour
White
Tyre sets
2
Keys
1
In traffic use in Finland
195 cars
Steering position
Left-hand
VIN number
YV1XZACVDK2140950
maksimi.fi ID
203565

Technical details

Power
140 kW / 190 hp
Acceleration (0–100)
8.4 s
Top speed
210 km/h
Fuel consumption
8.4 l/100 km (combined)
Seats
5
Doors
4
Number of gears
8
Cylinders
4
Turbocharger
Yes
CO2 emissions
174 g/km
Kerb weight
1,655 kg
Gross weight
2,160 kg
Dimensions (L × W × H)
4,425 × 1,873 × 1,632 mm
First registration
02/04/2019
Last service
9/2026, 157,000 km
Type approval number
e9*2007/46*3146*05

Gearbox
Automatic

Equipment

  • Keyless entry and start
  • LED headlights
  • Tow bar

Equipment rating

Asking price: 26,980 €

Above market price

Market price estimate 24,800 €

Based on asking prices

Compared to 688 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volvo XC40, 2019) 21,720 €
  • Fuel type: Petrol +4,020 €
  • Automatic transmission +90 €
  • Sold by a dealer +20 €
  • Front-wheel drive −1,050 €
  • Market price estimate 24,800 €

26,850 €26,900 €26,950 €27,000 €1/9/20267/9/202612/9/202618/9/2026
DatePriceChange
01/09/202626,980 €
18/09/202626,880 €−100 €

Next inspection

A car under 10 years old is inspected every two years. The listing has no inspection date, so the due date cannot be estimated.

Check with Traficom

Failures in the same model series

1,055 cars of the Volvo XC40 model series (first registered in 2019) were inspected in 2025. They recorded 46 defects leading to a failure, or 4.4 defects per 100 inspections. For cars of the same age nationwide the figure is 14.1. That is clearly fewer defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Brakes 1.5

    16 defects, All cars 3.3

    Service and parking brake, brake dynamometer tests, stability control

  2. Emissions and leaks 1.4

    15 defects, All cars 1.4

    Exhaust measurement, OBD system, oil, fluid and fuel leaks

  3. Axles and suspension 0.9

    9 defects, All cars 6.7

    Front and rear axles, springs and dampers, tyres and wheels

The remaining 13 % of defects fall under other items. Most advisories concerned road test and visibility (31). Median mileage 96,000 km.

Sale periods

Rinta-Joupin Autoliike, Jyväskylä, Keski-Suomi 16 days for sale
1/9/20267/9/202612/9/202618/9/2026

Sales

No previous sales.

Listing changes

DateWhatChange
18/09/2026Asking price 26,980 € → 26,880 €

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
MAKSIMI −20% off the report
Service provided by carVertical

When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 302 €/mo
See offers
Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 213 €/yr
  • Driving power tax 0 €/yr
  • Total vehicle tax 213 €/yr

Base tax is based on CO₂ emissions (WLTP), 174 g/km.

The average CO₂ of petrol passenger cars first registered in 2019 was 143.9 g/km (WLTP). This car is 30 g/km above that average, which comes to 64 € more a year in base tax.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance250 €/yr
  • Comprehensive740 €/yr
  • Total insurance990 €/yr

≈ 83 €/mo

Request a quote
Service provided by POP Vakuutus

The final price depends on factors such as claims history and place of residence, and is set in the quote.

The listing says 2 sets of tyres are included.

Remember to check tyre condition with the seller.

Tyre sizes for this model

  • 245/40 R21
  • 245/45 R20
  • 235/50 R19
  • 235/55 R18
  • 235/60 R17
  • 235/30 R22
  • 235/60 R22
  • 245/30 R22

Wheel sizes for this model

17″
18″
19″
20″
21″
22″
What do the sizes mean?
Find tyres

190 hevosvoiman bensiinimoottori, kahdeksanvaihteinen automaattivaihteisto ja etuveto tarjoavat sujuvaa etenemistä. Varusteluun kuuluvat automaattinen ilmastointi, navigointijärjestelmä, vakionopeudensäädin, avaimeton käynnistys sekä lämmitettävät etuistuimet. Turvallisuutta ja käytännöllisyyttä tuovat törmäysvaroitin automaattisella täysjarrutuksella, aktiivinen kaistallapitoavustin, automaattiset kaukovalot ja sähköisesti esiin kääntyvä vetokoukku.

Frequently asked questions about this car

How much does Volvo XC40 2.0 T4 Aut Momentum cost?

Volvo XC40 2.0 T4 Aut Momentum is for sale at 26,980 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is above market price (estimated market price 24,800 €).

How long has this car been for sale?

The car has been for sale for at least 16 days. The listing entered maksimi.fi's tracking on 01/09/2026.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2019 and was first registered on 02/04/2019.

How many kilometres has the car covered?

The car's mileage is 157,000 km.

How often does this model fail its inspection?

3.1 % of Volvo XC40 cars first registered in 2019 failed their periodic inspection in 2025 (1,055 inspections, median mileage 96,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2019 Volvo in Finland?

On 30/06/2026 there were 12,138 Volvo passenger cars first used in 2019 in traffic use in Finland. That is 9.4 % of all cars first used that year, making it the third most common brand of that year among 30 brands. The most common fuel type among them is diesel (41.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What causes inspection failures for this model year?

For Volvo XC40 cars first registered in 2019, defects leading to a failure in 2025 inspections came most often from: brakes, emissions and leaks, axles and suspension. That is 4.4 defects per 100 inspections, against 14.1 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is petrol and the gearbox is automatic.

What features does the car have?

Notable features include Tow bar, LED headlights, Keyless entry and start. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 213 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

Where is Volvo XC40 2.0 T4 Aut Momentum located?

The car is located in Keski-Suomi (Jyväskylä, Keski-Suomi).

When was the car last serviced?

According to the listing, the last service was 9/2026, 157,000 km.

How much does the car cost to keep per year?

The estimate is 1,203 € per year: vehicle tax 213 €, insurance 990 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Rinta-Joupin Autoliike (Jyväskylä).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.