The 2004 Volvo S40 is a front-wheel-drive sedan, petrol-powered with an automatic gearbox. It has an engine displacement of 2.4 litres and an output of 125 kW (170 hp).

The asking price is 3,890 € (plus a 169 € handling fee). That is in line with maksimi.fi's estimated market price of 3,600 €. The estimate is based on 209 comparable cars. The chance this car sells within the next 30 days is about 84%.

A dealer typically sells this model in about 10 days and a private seller in about 8 days.

The odometer reads 272,000 km, which works out at about 12,000 km per year. The car was inspected 9/2025, and the next inspection is due an estimated 9/2027.

Notable equipment:

  • Tow bar

Running the car costs an estimated:

Vehicle tax and insurance come to about 890 € per year.

The original tyre size is 205/55 R16. The listing says 2 sets of tyres are included.

The seller is JVK CARS (Ylöjärvi).

The car has been for sale since 01/09/2026.

Basic information

Registration number
ZHG-617
Mileage
272,000 km
carVertical Verify mileage authenticity
20% off
Engine
2.4 l, Petrol
Model year
2004
Gearbox
Automatic
Drivetrain
Front-wheel drive
Office fee
169 €
Body type
Sedan
Vehicle type
Passenger car
Colour
Green
Tyre size
205/55 R16
Wheel size
16″
Tyre sets
2
In traffic use in Finland
106 cars
Steering position
Left-hand
VIN number
YV1MS384942002796
maksimi.fi ID
203345
Nettiauto ID
15959730

Technical details

Power
125 kW / 170 hp
Fuel consumption
13.2 l/100 km (urban)
Seats
5
Number of gears
5
Cylinders
5
Turbocharger
No
CO2 emissions
217 g/km
Kerb weight
1,457 kg
Gross weight
1,930 kg
Max towing weight
1,500 kg
Towing weight (unbraked)
700 kg
Dimensions (L × W × H)
4,470 × 1,770 × 1,450 mm
First registration
22/01/2004
Last inspection
9/2025
Last service
7/2026
Type approval number
e4*2001/116*0076*01

Gearbox
Automatic

Equipment

  • Tow bar

Equipment rating

Asking price: 3,890 €

At market price

Market price estimate 3,600 €

Based on asking prices

Compared to 209 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volvo S40, 2004) 2,940 €
  • Sold by a dealer +660 €
  • Market price estimate 3,600 €

Without a statistically distinct effect in this group: automatic transmission.

No price changes during the tracked period.

Next inspection due around 9/2027

About 12 months left. A car over 10 years old is inspected every year. According to the listing description, the car was inspected in 9/2026.

Check with Traficom

Failure rate among cars of the same age

Of 21-year-old petrol passenger cars, 45.6% failed their periodic inspection in 2025 (74,373 inspections, median mileage 251,000 km).

Sale periods

JVK CARS, Ylöjärvi, Pirkanmaa 1 day for sale
1/9/2026

Sales

No previous sales.

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
MAKSIMI −20% off the report
Service provided by carVertical

When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

500 € 70,000 €
5 years
1 year 5 years
Estimated monthly instalment approx. 80 €/mo
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Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 352 €/yr
  • Driving power tax 0 €/yr
  • Total vehicle tax 352 €/yr

Base tax is based on CO₂ emissions (NEDC), 217 g/km.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance240 €/yr
  • Comprehensive300 €/yr
  • Total insurance540 €/yr

≈ 45 €/mo

Request a quote
Service provided by POP Vakuutus

The final price depends on factors such as claims history and place of residence, and is set in the quote.

The listing says 2 sets of tyres are included.

Remember to check tyre condition with the seller.

Volvo S40 (2004–2012) · 2.4i. (125kW)

Tyre sizes for this car

  • 205/55 R16 Original
  • 235/30 R20 Recommended
  • 235/35 R19 Recommended
  • 225/40 R18 Recommended
  • 225/45 R17 Recommended
  • 205/50 R17 Recommended
  • 195/65 R15 Recommended

Wheel sizes for this car

15″
16″
17″
18″
19″
20″

Original wheel size: 16″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (ZHG-617).

Order tyres See wheels too →

Jakohihna 2026 / Huollettu 7/2026 / Katsastettu 9/2026 / Automaattinen ilmastointi / Lohkolämmitin / Sisätilapistoke / Vakionopeudensäädin / Kahdet renkaat Vahvalla 2,4 tekniikallalla sekä kattavilla varusteilla oleva Volvo S40! Ajotietokone Huoltokirja Automaatti ilmastointi Kaadettavat takapenkit Kahdet renkaat Kaukosäätöinen keskuslukitus Lohkolämmitin Monitoimiratti Penkinlämmittimet Sisätilanpistoke Sumuvalot Sähköpeilit Sähkökäyttöiset ikkunat Vakionopeudensäädin Äänentoistojärjestelmä Viimeisin huolto 270tkm / 7.26 Jakohihna+vp 260tkm / 1.26 Myyjämme antavat mielellään lisätietoja! Tutustu nettisivuillamme tarkemmin palveluihin! www.jvkcars.fi PALVELUMME Tarjoamme asiakkaillemme kaikenkattavasti autokaupan palvelut, kuten: myynti, vaihto, osto, rahoitus, lisäturva, loppuvelan lunastus, kotiintoimitus sekä vakuutus. RAHOITUS Kysythän myyjältä ajantasaisen rahoitustarjouksen. Kauttamme saat aina kilpailutetun hinnan - kuukausierä alkaen vain 69 €/kk ilman kaskovakuutusta ja käsirahaa. LISÄTURVA Hankkimalla lisäturvaa autollesi takaat huolettomampia kilometrejä! Lisäturva on saatavilla jopa 36kk ajaksi sisältyen rahoitukseen. Lisäturva alkaen 4€/kk. SAATAVUUS & TOIMITUS Ajoneuvomme myydään nopeasti, joten otathan yhteyttä etukäteen varmistaaksesi ajoneuvon paikallaolo. Kysy mahdollista kotiintoimitusta ajoneuvolle! VAIHDOKIT Vaihdossa hyväksymme kaikki rekisteröitävät ajoneuvot, ml. veneet ja motot. PUUTTUUKO AUTOSTA LISÄVARUSTE? Varustelemme ajoneuvon juuri sinun tarpeiden mukaan. Kauttamme saat mm. vetokoukut, moottorinlämmittimet, lisävalot sekä muut lisävarusteet, halutessasi sisältyen jopa rahoitustarjoukseen. LÖYSITKÖ AUTON HALVEMMALLA? Mikäli löysit vastaavan auton halvemmalla toisesta liikkeestä, otathan meihin yhteyttä, niin teemme parhaamme tarjotaksemme sinulle vieläkin paremman diilin! YRITYS JVK Cars on nuorekas autoliike, joka toimii Ylöjärvellä vankalla ammattitaidolla sekä suurella sydämellä. Myyjämme ovat autoalan asiantuntijoita, ja asioidessa kanssamme laatu on taattu.

Frequently asked questions about this car

Which car has the registration ZHG-617?

ZHG-617 is a 2004 Volvo S40 with 272,000 km on the odometer. It is for sale at 3,890 €.

How much does Volvo S40 cost?

Volvo S40 is for sale at 3,890 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is at market price (estimated market price 3,600 €).

How long has this car been for sale?

The listing entered maksimi.fi's tracking on 01/09/2026.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2004 and was first registered on 22/01/2004.

How many kilometres has the car covered?

The car's mileage is 272,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 9/2027. A car over 10 years old is inspected every year.

How common is a 2004 Volvo in Finland?

On 30/06/2026 there were 8,398 Volvo passenger cars first used in 2004 in traffic use in Finland. That is 10.9 % of all cars first used that year, making it the second most common brand of that year among 34 brands. The most common fuel type among them is petrol (81.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What fuel type and gearbox does the car have?

The fuel type is petrol and the gearbox is automatic.

What features does the car have?

Notable features include Tow bar. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 352 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 205/55 R16.

Where is Volvo S40 located?

The car is located in Pirkanmaa (Ylöjärvi, Pirkanmaa).

When was the car last serviced?

According to the listing, the last service was 7/2026.

How much does the car cost to keep per year?

The estimate is 892 € per year: vehicle tax 352 €, insurance 540 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is JVK CARS (Ylöjärvi).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.