On sale 58 daysOn sale 58 d
13,200 €
Suzu-Auto Oy, Raahe, Pohjois-Pohjanmaa
1 / 24 Image source: Private seller, Nettiauto
The 1999 Citroen XM Exclusive is a front-wheel-drive hatchback, petrol-powered with an automatic gearbox. It has an engine displacement of 2.9 litres. The car is imported. Used imports of this make totalled 464 cars in 2023–2025.
The asking price is 12,000 €. The chance this car sells within the next 30 days is about 72%.
maksimi.fi has no price estimate for this car, because there are too few comparable cars.
The odometer reads 184,000 km, which works out at about 7,000 km per year. The car was inspected 8/2026, and the next inspection is due an estimated 8/2027.
- Sunroof or panoramic roof
- Leather upholstery
Running the car costs an estimated:
- Vehicle tax 279 € per year
- Insurance 620 € per year
- Financing instalment 137 € per month
Vehicle tax and insurance come to about 900 € per year.
The seller is a private individual, Helsinki.
The car has been for sale for 1 day since 29/08/2026.
Basic information
- Registration number
- MSP-650
- Mileage
- 184,000 km
Verify mileage authenticity 20% off
- Engine
- 2.9 l, Petrol
- Model year
- 1999
- Gearbox
- Automatic
- Drivetrain
- Front-wheel drive
- Body type
- Hatchback
- Vehicle type
- Passenger car
- Colour
- Red
- Steering position
- Left-hand
- Imported car
- Yes
- maksimi.fi ID
- 199010
- Nettiauto ID
- 15954288
Technical details
- Last inspection
- 8/2026
- Gearbox
- Automatic
Equipment
- Leather upholstery
- Sunroof or panoramic roof
Equipment rating
Asking price: 12,000 €
No price changes during the tracked period.
Next inspection due around 8/2027
About 12 months left. A car over 10 years old is inspected every year. According to the listing, the car was inspected in 8/2026.
Check with TraficomThe interval is derived from the model year, because the listing has no first registration date.
Failure rate among cars of the same age
Of at least 25-year-old petrol passenger cars, 40.4% failed their periodic inspection in 2025 (185,386 inspections, median mileage 254,000 km).
Sale periods
Private seller, Helsinki, Uusimaa 1 day for sale
29/8/202630/8/202631/8/2026
Sales
No previous sales.
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 137 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 279 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 279 €/yr
Base tax is based on gross weight (approx. 2020 kg).
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance220 €/yr
- Comprehensive400 €/yr
- Total insurance620 €/yr
≈ 52 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
No ready tyre data found for this car. You can search for suitable tyres at renkaatvaihtoon.fi using the registration number.
MSP-650
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (MSP-650).
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Frequently asked questions about this car
Which car has the registration MSP-650?
MSP-650 is a 1999 Citroen XM Exclusive with 184,000 km on the odometer. It is for sale at 12,000 €.
How much does Citroen XM Exclusive cost?
Citroen XM Exclusive is for sale at 12,000 €.
How long has this car been for sale?
The car has been for sale for at least 1 days. The listing entered maksimi.fi's tracking on 29/08/2026.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 1999. It was imported to Finland as a used car.
How many kilometres has the car covered?
The car's mileage is 184,000 km.
When is the car due for its next inspection?
Based on the listing data, the next inspection is due around 8/2027. A car over 10 years old is inspected every year.
How common is a 1999 Citroen in Finland?
On 30/06/2026 there were 264 Citroen passenger cars first used in 1999 in traffic use in Finland. That is 0.9 % of all cars first used that year, making it the 17th most common brand of that year among 29 brands. The most common fuel type among them is petrol (96.2 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
How common are used imports of this make?
464 used Citroen passenger cars were imported into Finland in 2023–2025, 0.4% of all used passenger-car imports. The most common source countries for used passenger-car imports are Sweden (52%) and Germany (30%).
What fuel type and gearbox does the car have?
The fuel type is petrol and the gearbox is automatic.
What features does the car have?
Notable features include Sunroof or panoramic roof, Leather upholstery. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 279 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
Where is Citroen XM Exclusive located?
The car is located in Uusimaa (Helsinki, Uusimaa).
How much does the car cost to keep per year?
The estimate is 899 € per year: vehicle tax 279 €, insurance 620 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Private seller (Helsinki).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.