The 2021 Volvo XC40 B4 MHEV R-Design is a front-wheel-drive SUV, petrol-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 145 kW (197 hp). The car is imported. Used imports of this make totalled 17,631 cars in 2023–2025, 2,819 of them 2021 cars.

The asking price is 34,490 € (plus a 349 € handling fee). That is in line with maksimi.fi's estimated market price of 35,100 €. The estimate is based on 979 comparable cars.

The asking price has been reduced 3 times, by a total of 2,410 € from the original 36,900 €. A dealer typically sells this model in about 12 days and a private seller in about 8 days.

The odometer reads 51,000 km, which works out at about 10,000 km per year. The most common inspection failure cause in this model series is vehicle identification.

Notable equipment:

  • Sunroof or panoramic roof
  • Premium audio
  • Fuel-operated parking heater
  • Reversing camera
  • Keyless entry and start
  • Power tailgate
  • Parking sensors
  • Leather upholstery

Running the car costs an estimated:

Vehicle tax and insurance come to about 1,350 € per year.

The listing says 2 sets of tyres are included.

The seller is Kamux (Espoo).

The car has been for sale for 67 days since 25/06/2026.

Basic information

Mileage
51,000 km
carVertical Verify mileage authenticity
20% off
Engine
2.0 l, Petrol
Model year
2021
Gearbox
Automatic
Drivetrain
Front-wheel drive
Office fee
349 €
Body type
SUV
Vehicle type
Passenger car
Colour
Blue
Tyre sets
2
Keys
2
In traffic use in Finland
175 cars
Steering position
Left-hand
Imported car
Yes
VIN number
YV1XZK9VDM2542741
maksimi.fi ID
19336
Nettiauto ID
15823771

Technical details

Power
145 kW / 197 hp
Torque
300 Nm
Acceleration (0–100)
8.4 s
Top speed
180 km/h
Fuel consumption
8.2 l/100 km (urban)
Seats
5
Doors
5
Number of gears
8
Cylinders
4
Turbocharger
Yes
CO2 emissions
156 g/km
Kerb weight
1,711 kg
Gross weight
2,230 kg
Max towing weight
2,100 kg
Towing weight (unbraked)
750 kg
Dimensions (L × W × H)
4,425 × 1,873 × 1,632 mm
Type approval number
e9*2007/46*3146*11

Gearbox
Automatic

Equipment

  • Fuel-operated parking heater
  • Keyless entry and start
  • Leather upholstery
  • Parking sensors
  • Power tailgate
  • Premium audio
  • Reversing camera
  • Sunroof or panoramic roof

Equipment rating

Asking price: 34,490 €

At market price

Market price estimate 35,100 €

Based on asking prices

Compared to 979 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volvo XC40, 2021) 29,100 €
  • Fuel type: Petrol +4,020 €
  • Low mileage +2,460 €
  • Premium audio +900 €
  • Automatic transmission +80 €
  • Sold by a dealer +20 €
  • Front-wheel drive −1,480 €
  • Market price estimate 35,100 €

Without a statistically distinct effect in this group: fuel-operated parking heater, sunroof or panoramic roof, parking sensors.

34,000 €35,000 €36,000 €37,000 €38,000 €25/6/202617/7/20269/8/202631/8/2026
DatePriceChangeListing
25/06/202636,900 €Kamux
04/07/202636,900 €Kamux Espoo Koskelo
22/07/202636,890 €−10 €Kamux Espoo Koskelo
22/08/202635,900 €−990 €Kamux Espoo Koskelo
27/08/202634,490 €−1,410 €Kamux Espoo Koskelo

Next inspection

A car under 10 years old is inspected every two years. The listing has no inspection date, so the due date cannot be estimated.

Check with Traficom

The interval is derived from the model year, because the listing has no first registration date.

Failures in the same model series

2,273 cars of the Volvo XC40 model series (first registered in 2021) were inspected in 2025. They recorded 50 defects leading to a failure, or 2.2 defects per 100 inspections. For cars of the same age nationwide the figure is 10.2. That is clearly fewer defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Vehicle identification 0.9

    21 defects, All cars 0.7

    Plates and register entries, VIN, documents

  2. Axles and suspension 0.4

    8 defects, All cars 5.5

    Front and rear axles, springs and dampers, tyres and wheels

  3. Brakes 0.3

    6 defects, All cars 1.5

    Service and parking brake, brake dynamometer tests, stability control

The remaining 30 % of defects fall under other items. Most advisories concerned road test and visibility (47). Median mileage 64,000 km.

Sale periods

Kamux, Espoo Koskelo 10 days
Kamux Espoo Koskelo, Espoo, Uusimaa 58 days for sale
25/6/202617/7/20269/8/202631/8/2026

Sales

No previous sales.

Listing changes

DateWhatChange
27/08/2026Asking price Kamux Espoo Koskelo35,900 € → 34,490 €
22/08/2026Asking price Kamux Espoo Koskelo36,890 € → 35,900 €
22/07/2026Asking price Kamux Espoo Koskelo36,900 € → 36,890 €

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

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When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 384 €/mo
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Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 173 €/yr
  • Driving power tax 0 €/yr
  • Total vehicle tax 173 €/yr

Base tax is based on CO₂ emissions (WLTP), 156 g/km.

The average CO₂ of petrol passenger cars first registered in 2021 was 129.9 g/km (WLTP). This car is 26 g/km above that average, which comes to 42 € more a year in base tax.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance250 €/yr
  • Comprehensive930 €/yr
  • Total insurance1,180 €/yr

≈ 98 €/mo

Request a quote
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The final price depends on factors such as claims history and place of residence, and is set in the quote.

The listing says 2 sets of tyres are included.

Remember to check tyre condition with the seller.

Tyre sizes for this model

  • 245/40 R21
  • 245/45 R20
  • 235/50 R19
  • 235/55 R18
  • 235/60 R17

Wheel sizes for this model

17″
18″
19″
20″
21″
What do the sizes mean?
Find tyres

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Frequently asked questions about this car

How much does Volvo XC40 B4 MHEV R-Design cost?

Volvo XC40 B4 MHEV R-Design is for sale at 34,490 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is at market price (estimated market price 35,100 €).

How long has this car been for sale?

The car has been for sale for at least 67 days. The listing entered maksimi.fi's tracking on 25/06/2026.

Has the price been reduced?

Yes. The asking price is 2,410 € below the original listing price.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2021. It was imported to Finland as a used car.

How many kilometres has the car covered?

The car's mileage is 51,000 km.

How often does this model fail its inspection?

2.2 % of Volvo XC40 cars first registered in 2021 failed their periodic inspection in 2025 (2,273 inspections, median mileage 64,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2021 Volvo in Finland?

On 30/06/2026 there were 10,562 Volvo passenger cars first used in 2021 in traffic use in Finland. That is 8.5 % of all cars first used that year, making it the third most common brand of that year among 34 brands. The most common fuel type among them is plug-in hybrid (59.3 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

How common are used imports of this make?

17,631 used Volvo passenger cars were imported into Finland in 2023–2025, 14.4% of all used passenger-car imports; 2,819 of them were 2021 cars. The most common source countries for used passenger-car imports are Sweden (52%) and Germany (30%).

What causes inspection failures for this model year?

For Volvo XC40 cars first registered in 2021, defects leading to a failure in 2025 inspections came most often from: vehicle identification, axles and suspension, brakes. That is 2.2 defects per 100 inspections, against 10.2 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is petrol and the gearbox is automatic.

What features does the car have?

Notable features include Sunroof or panoramic roof, Premium audio, Fuel-operated parking heater, Reversing camera, Keyless entry and start. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 173 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

Where is Volvo XC40 B4 MHEV R-Design located?

The car is located in Uusimaa (Espoo, Uusimaa).

How much does the car cost to keep per year?

The estimate is 1,353 € per year: vehicle tax 173 €, insurance 1,180 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Kamux (Espoo).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.