The 2006 Volvo S40 1,8 is a front-wheel-drive sedan, petrol-powered with a manual gearbox. It has an engine displacement of 1.8 litres and an output of 92 kW (125 hp).

The asking price is 2,870 € (plus a 299 € handling fee). That is 630 € (18%) below maksimi.fi's estimated market price of 3,500 €. The estimate is based on 221 comparable cars. The chance this car sells within the next 30 days is about 85%.

A dealer typically sells this model in about 10 days and a private seller in about 7 days.

The odometer reads 273,000 km, which works out at about 13,000 km per year. The car was inspected 4/2026, and the next inspection is due an estimated 4/2027. The most common inspection failure cause in this model series is axles and suspension.

Notable equipment:

  • Tow bar

Running the car costs an estimated:

Vehicle tax and insurance come to about 690 € per year.

The original tyre size is 195/65 R15. The listing says 2 sets of tyres are included: summer and winter.

The seller is KymppiPlus (Oulu).

The car has been for sale since 25/08/2026.

Basic information

Registration number
HBG-397
Mileage
273,000 km
carVertical Verify mileage authenticity
20% off
Engine
1.8 l, Petrol
Model year
2006
Gearbox
Manual
Drivetrain
Front-wheel drive
Office fee
299 €
Body type
Sedan
Vehicle type
Passenger car
Colour
Blue
Tyre size
195/65 R15
Wheel size
15″
Tyre sets
2 (summer and winter)
Keys
2
In traffic use in Finland
559 cars
Steering position
Left-hand
Imported car
No
VIN number
YV1MS214262181659
maksimi.fi ID
190865
Nettiauto ID
15944342

Technical details

Power
92 kW / 125 hp
Acceleration (0–100)
10.9 s
Top speed
200 km/h
Fuel consumption
9.8 l/100 km (urban)
Seats
5
Doors
4
Number of gears
5
Cylinders
4
Turbocharger
No
CO2 emissions
172 g/km
Kerb weight
1,369 kg
Gross weight
1,850 kg
Max towing weight
1,300 kg
Towing weight (unbraked)
700 kg
Dimensions (L × W × H)
4,470 × 1,770 × 1,430 mm
First registration
30/03/2006
Last inspection
4/2026
Last service
8/2026, 273,000 km
Type approval number
e4*2001/116*0076*08

Gearbox
Manual

Equipment

  • Tow bar

Equipment rating

Asking price: 2,870 €

Below market price

Market price estimate 3,500 €

Based on asking prices

Compared to 221 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volvo S40, 2006) 3,150 €
  • Sold by a dealer +480 €
  • Manual transmission −130 €
  • Market price estimate 3,500 €

No price changes during the tracked period.

Next inspection due around 4/2027

About 8 months left. A car over 10 years old is inspected every year. According to the listing, the car was inspected in 4/2026.

Check with Traficom

Failures in the same model series

1,163 cars of the Volvo S40 model series (first registered in 2006) were inspected in 2025. They recorded 830 defects leading to a failure, or 71.4 defects per 100 inspections. For cars of the same age nationwide the figure is 89.2. That is fewer defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Axles and suspension 33

    384 defects, All cars 27.9

    Front and rear axles, springs and dampers, tyres and wheels

  2. Brakes 16.4

    191 defects, All cars 26.1

    Service and parking brake, brake dynamometer tests, stability control

  3. Emissions and leaks 16.3

    189 defects, All cars 11

    Exhaust measurement, OBD system, oil, fluid and fuel leaks

The remaining 8 % of defects fall under other items. Most advisories concerned lights and electrics (612). Median mileage 240,000 km.

Sale periods

KymppiPlus Oulu, Pohjois-Pohjanmaa 1 day for sale
25/8/2026

Sales

No previous sales.

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
MAKSIMI −20% off the report
Service provided by carVertical

When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

500 € 70,000 €
5 years
1 year 5 years
Estimated monthly instalment approx. 60 €/mo
See offers
Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 200 €/yr
  • Driving power tax 0 €/yr
  • Total vehicle tax 200 €/yr

Base tax is based on CO₂ emissions (NEDC), 172 g/km.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance220 €/yr
  • Comprehensive270 €/yr
  • Total insurance490 €/yr

≈ 41 €/mo

Request a quote
Service provided by POP Vakuutus

The final price depends on factors such as claims history and place of residence, and is set in the quote.

The listing says 2 sets of tyres are included: summer and winter.

Remember to check tyre condition with the seller.

Volvo S40 (2004–2007) · 1.8. (92kW)

Tyre sizes for this car

  • 195/65 R15 Original
  • 225/30 R20 Recommended
  • 235/35 R19 Recommended
  • 225/35 R19 Recommended
  • 225/40 R18 Recommended
  • 225/45 R17 Recommended
  • 205/50 R17 Recommended
  • 205/55 R16 Recommended

Wheel sizes for this car

15″
16″
17″
18″
19″
20″

Original wheel size: 15″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (HBG-397).

Order tyres See wheels too →

Frequently asked questions about this car

Which car has the registration HBG-397?

HBG-397 is a 2006 Volvo S40 1,8 with 273,000 km on the odometer. It is for sale at 2,870 €.

How much does Volvo S40 1,8 cost?

Volvo S40 1,8 is for sale at 2,870 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is below market price (estimated market price 3,500 €).

How long has this car been for sale?

The listing entered maksimi.fi's tracking on 25/08/2026.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2006 and was first registered on 30/03/2006.

How many kilometres has the car covered?

The car's mileage is 273,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 4/2027. A car over 10 years old is inspected every year.

How often does this model fail its inspection?

37.3 % of Volvo S40 cars first registered in 2006 failed their periodic inspection in 2025 (1,163 inspections, median mileage 240,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2006 Volvo in Finland?

On 30/06/2026 there were 9,439 Volvo passenger cars first used in 2006 in traffic use in Finland. That is 9.1 % of all cars first used that year, making it the second most common brand of that year among 35 brands. The most common fuel type among them is petrol (69.1 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What causes inspection failures for this model year?

For Volvo S40 cars first registered in 2006, defects leading to a failure in 2025 inspections came most often from: axles and suspension, brakes, emissions and leaks. That is 71.4 defects per 100 inspections, against 89.2 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is petrol and the gearbox is manual.

What features does the car have?

Notable features include Tow bar. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 200 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 195/65 R15.

Where is Volvo S40 1,8 located?

The car is located in Pohjois-Pohjanmaa (Oulu, Pohjois-Pohjanmaa).

When was the car last serviced?

According to the listing, the last service was 8/2026, 273,000 km.

How much does the car cost to keep per year?

The estimate is 690 € per year: vehicle tax 200 €, insurance 490 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is KymppiPlus (Oulu).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.