The 2006 Kia Cerato is a front-wheel-drive sedan, petrol-powered with a manual gearbox. It has an engine displacement of 1.6 litres and an output of 57 kW (77 hp).

The asking price is 750 €. That is 450 € (38%) below maksimi.fi's estimated market price of 1,200 €. The estimate is based on 94 comparable cars. The chance this car sells within the next 14 days is about 53%.

The asking price has been reduced by 10 € from the original 760 €. A dealer typically sells this model in about 8 days and a private seller in about 6 days. As the asking price is clearly below the market price, this particular car will likely sell faster than average, in an estimated 5 days.

The odometer reads 290,000 km, which works out at about 14,000 km per year. The car was inspected 11/2025, and the next inspection is due 19/11/2026.

This car has been sold before within maksimi.fi's tracking: it sold on 24/08/2026 for 760 €, at 290,000 km. It is now listed for 10 € less than in that sale.

Running the car costs an estimated:

Vehicle tax and insurance come to about 650 € per year.

The original tyre size is 185/65 R15. The listing says 2 sets of tyres are included.

The seller is a private individual, Vantaa.

The car has been for sale for 5 days since 26/08/2026.

Basic information

Registration number
XMY-964
Mileage
290,000 km
carVertical Verify mileage authenticity
20% off
Engine
1.6 l, Petrol
Model year
2006
Gearbox
Manual
Drivetrain
Front-wheel drive
Body type
Sedan
Vehicle type
Passenger car
Colour
Red
Tyre size
185/65 R15
Wheel size
15″
Tyre sets
2
Steering position
Left-hand
maksimi.fi ID
189835
Nettiauto ID
15946142

Technical details

Power
57 kW / 77 hp
Seats
5
Doors
4
CO2 emissions
165 g/km
Kerb weight
1,253 kg
Gross weight
1,720 kg
Last inspection
11/2025

Gearbox
Manual

Equipment

No notable equipment was identified from the listing.

Equipment rating

Asking price: 750 €

Well below market price

Market price estimate 1,200 €

Based on asking prices

Compared to 94 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Kia Cerato, 2006) 1,310 €
  • Sold by a private seller −110 €
  • Market price estimate 1,200 €

Without a statistically distinct effect in this group: body type: sedan.

As the asking price is clearly below the market price, this particular car will likely sell faster than average, in an estimated 5 days.

700 €750 €800 €850 €900 €950 €24/8/202626/8/202629/8/202631/8/2026
  • Private seller · 24/8/2026
  • Private seller · 26/8/–28/8/2026
DatePriceChangeListing
24/08/2026760 €Private seller
26/08/2026899 €Private seller
28/08/2026750 €−149 €Private seller

Next inspection due 19/11/2026

About 2 months left. A car over 10 years old is inspected every year. According to the listing, the car was inspected in 11/2025.

Check with Traficom

The due date comes from the listing description, not from the inspection interval. The interval is derived from the model year, because the listing has no first registration date.

Failures in the same model series

2,116 cars of the Kia CERATO model series (first registered in 2006) were inspected in 2025. They recorded 2,261 defects leading to a failure, or 106.9 defects per 100 inspections. For cars of the same age nationwide the figure is 89.2. That is more defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Brakes 40.5

    856 defects, All cars 26.1

    Service and parking brake, brake dynamometer tests, stability control

  2. Chassis and body 24.4

    516 defects, All cars 14.1

    Frame, floor pan and sills, exhaust system, fuel tank

  3. Emissions and leaks 16.7

    354 defects, All cars 11

    Exhaust measurement, OBD system, oil, fluid and fuel leaks

The remaining 23.7 % of defects fall under other items. Most advisories concerned lights and electrics (1,266). Median mileage 197,000 km.

Sale periods

Private seller, Espoo, Uusimaa 1 day
Private seller, Vantaa, Uusimaa 5 days for sale
24/8/202626/8/202629/8/202631/8/2026

sale

Sales

SoldPriceMileageTime on marketSeller
24/08/2026760 € 290,000 km 1 dayPrivate seller, Espoo, Uusimaa

Listing changes

DateWhatChange
28/08/2026Asking price 899 € → 750 €
26/08/2026Seller changed Private seller, Espoo, UusimaaPrivate seller, Vantaa, Uusimaa
26/08/2026Asking price 760 € → 899 €

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
MAKSIMI −20% off the report
Service provided by carVertical

When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

500 € 70,000 €
3 years
1 year 3 years
Estimated monthly instalment approx. 28 €/mo
See offers
Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 193 €/yr
  • Driving power tax 0 €/yr
  • Total vehicle tax 193 €/yr

Base tax is based on CO₂ emissions (NEDC), 165 g/km.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance210 €/yr
  • Comprehensive250 €/yr
  • Total insurance460 €/yr

≈ 38 €/mo

Request a quote
Service provided by POP Vakuutus

The final price depends on factors such as claims history and place of residence, and is set in the quote.

The listing says 2 sets of tyres are included.

Remember to check tyre condition with the seller.

KIA CERATO (I) (2004–2009) · 1.6

Tyre sizes for this car

  • 185/65 R15 Original
  • 205/50 R16 Recommended
  • 195/60 R15 Recommended

Wheel sizes for this car

15″
16″

Original wheel size: 15″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (XMY-964).

Order tyres See wheels too →

Frequently asked questions about this car

Which car has the registration XMY-964?

XMY-964 is a 2006 Kia Cerato with 290,000 km on the odometer. It is for sale at 750 €.

How much does Kia Cerato cost?

Kia Cerato is for sale at 750 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is well below market price (estimated market price 1,200 €).

How long has this car been for sale?

The car has been for sale for at least 5 days. The listing entered maksimi.fi's tracking on 26/08/2026.

Has the price been reduced?

Yes. The asking price is 10 € below the original listing price.

Has this car been on the market before?

Yes: this car has one earlier completed sale on record. It was last sold on 24/08/2026 for 760 €.

What model year is the car?

The car is model year 2006.

How many kilometres has the car covered?

The car's mileage is 290,000 km.

When is the car due for its next inspection?

According to the listing, the next inspection is due 19/11/2026. A car over 10 years old is inspected every year.

How often does this model fail its inspection?

48.2 % of Kia CERATO cars first registered in 2006 failed their periodic inspection in 2025 (2,116 inspections, median mileage 197,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2006 Kia in Finland?

On 30/06/2026 there were 3,246 Kia passenger cars first used in 2006 in traffic use in Finland. That is 3.1 % of all cars first used that year, making it the 13th most common brand of that year among 35 brands. The most common fuel type among them is petrol (91.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What causes inspection failures for this model year?

For Kia CERATO cars first registered in 2006, defects leading to a failure in 2025 inspections came most often from: brakes, chassis and body, emissions and leaks. That is 106.9 defects per 100 inspections, against 89.2 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is petrol and the gearbox is manual.

How much is the car's vehicle tax?

Vehicle tax is 193 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 185/65 R15.

Where is Kia Cerato located?

The car is located in Uusimaa (Vantaa, Uusimaa).

How much does the car cost to keep per year?

The estimate is 653 € per year: vehicle tax 193 €, insurance 460 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Private seller (Vantaa).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.