On sale 27 daysOn sale 27 d
29,400 €
Saka Finland Oy Kirkkonummi, Uusimaa
1 / 4 Image source: Rinta-Joupin Autoliike, Nettiauto
The 2020 Volvo XC40 T3 Inscription aut is a front-wheel-drive SUV, petrol-powered with an automatic gearbox. It has an engine displacement of 1.5 litres and an output of 120 kW (163 hp). The car is imported. Used imports of this make totalled 17,631 cars in 2023–2025, 4,671 of them 2020 cars.
The asking price is 29,390 € (plus a 349 € handling fee). That is in line with maksimi.fi's estimated market price of 28,500 €. The estimate is based on 838 comparable cars. The chance this car sells within the next 30 days is about 66%.
A dealer typically sells this model in about 11 days and a private seller in about 12 days.
The odometer reads 122,000 km, which works out at about 18,000 km per year. The most common inspection failure cause in this model series is brakes.
- Tow bar
- Fuel-operated parking heater
- Adaptive cruise control
- LED headlights
- Reversing camera
- Keyless entry and start
- Parking sensors
- Leather upholstery
Running the car costs an estimated:
- Vehicle tax 194 € per year
- Insurance 1,000 € per year
- Financing instalment 328 € per month
Vehicle tax and insurance come to about 1,190 € per year.
The listing says 2 sets of tyres are included.
The seller is Rinta-Joupin Autoliike (Pori).
The car has been for sale for 1 day since 24/08/2026.
Basic information
- Mileage
- 122,000 km
Verify mileage authenticity 20% off
- Engine
- 1.5 l, Petrol
- Model year
- 2020
- Gearbox
- Automatic
- Drivetrain
- Front-wheel drive
- Office fee
- 349 €
- Body type
- SUV
- Vehicle type
- Passenger car
- Colour
- Black
- Tyre sets
- 2
- In traffic use in Finland
- 626 cars
- Steering position
- Left-hand
- Imported car
- Yes
- VIN number
- YV1XZ15VDL2232560
- maksimi.fi ID
- 189252
- Nettiauto ID
- 15942300
Technical details
- Power
- 120 kW / 163 hp
- Acceleration (0–100)
- 9.4 s
- Top speed
- 180 km/h
- Fuel consumption
- 7.9 l/100 km (combined)
- Seats
- 5
- Doors
- 4
- Number of gears
- 8
- Cylinders
- 3
- Turbocharger
- Yes
- CO2 emissions
- 166 g/km
- Kerb weight
- 1,625 kg
- Gross weight
- 2,120 kg
- Max towing weight
- 1,600 kg
- Towing weight (unbraked)
- 750 kg
- Dimensions (L × W × H)
- 4,425 × 1,873 × 1,632 mm
- First registration
- 11/10/2019
- Type approval number
- e9*2007/46*3146*07
- Gearbox
- Automatic
Equipment
- Adaptive cruise control
- Fuel-operated parking heater
- Keyless entry and start
- Leather upholstery
- LED headlights
- Parking sensors
- Reversing camera
- Tow bar
Equipment rating
Asking price: 29,390 €
No price changes during the tracked period.
Next inspection
A car under 10 years old is inspected every two years. The listing has no inspection date, so the due date cannot be estimated.
Check with Traficom
Failures in the same model series
483 cars of the Volvo XC40 model series (first registered in 2020) were inspected in 2025. They recorded 21 defects leading to a failure, or 4.3 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is clearly fewer defects than in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Brakes 2.5
Service and parking brake, brake dynamometer tests, stability control
- Axles and suspension 1
Front and rear axles, springs and dampers, tyres and wheels
- Vehicle identification 0.4
Plates and register entries, VIN, documents
The remaining 9.5 % of defects fall under other items. Most advisories concerned road test and visibility (12). Median mileage 91,000 km.
Sale periods
Rinta-Joupin Autoliike, Oulu, Pori, Satakunta 1 day for sale
24/8/202625/8/2026
Sales
No previous sales.
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 328 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 194 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 194 €/yr
Base tax is based on CO₂ emissions (WLTP), 166 g/km.
The average CO₂ of petrol passenger cars first registered in 2019 was 143.9 g/km (WLTP). This car is 22 g/km above that average, which comes to 45 € more a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance240 €/yr
- Comprehensive760 €/yr
- Total insurance1,000 €/yr
≈ 83 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included.
Remember to check tyre condition with the seller.
Tyre sizes for this model
- 235/30 R22
- 235/60 R22
- 245/30 R22
- 255/25 R22
- 255/30 R22
- 255/35 R22
- 245/40 R21
- 245/45 R20
Wheel sizes for this model
20″
21″
22″
What do the sizes mean?
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Frequently asked questions about this car
How much does Volvo XC40 T3 Inscription aut cost?
Volvo XC40 T3 Inscription aut is for sale at 29,390 €.
Is this car well priced?
According to maksimi.fi's price estimate, the asking price is at market price (estimated market price 28,500 €).
How long has this car been for sale?
The car has been for sale for at least 1 days. The listing entered maksimi.fi's tracking on 24/08/2026.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2020 and was first registered on 11/10/2019. It was imported to Finland as a used car.
How many kilometres has the car covered?
The car's mileage is 122,000 km.
How often does this model fail its inspection?
4.1 % of Volvo XC40 cars first registered in 2020 failed their periodic inspection in 2025 (483 inspections, median mileage 91,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2020 Volvo in Finland?
On 30/06/2026 there were 12,888 Volvo passenger cars first used in 2020 in traffic use in Finland. That is 10.7 % of all cars first used that year, making it the second most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (63.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
How common are used imports of this make?
17,631 used Volvo passenger cars were imported into Finland in 2023–2025, 14.4% of all used passenger-car imports; 4,671 of them were 2020 cars. The most common source countries for used passenger-car imports are Sweden (52%) and Germany (30%).
What causes inspection failures for this model year?
For Volvo XC40 cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: brakes, axles and suspension, vehicle identification. That is 4.3 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is petrol and the gearbox is automatic.
What features does the car have?
Notable features include Tow bar, Fuel-operated parking heater, Adaptive cruise control, LED headlights, Reversing camera. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 194 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
Where is Volvo XC40 T3 Inscription aut located?
The car is located in Satakunta (Pori, Satakunta).
How much does the car cost to keep per year?
The estimate is 1,194 € per year: vehicle tax 194 €, insurance 1,000 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Rinta-Joupin Autoliike (Pori).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.