On sale 49 daysOn sale 49 d
16,900 €
Auto-Kilta Oy, Savonlinna, Etelä-Savo
1 / 5 Image source: Bilar99, Nettiauto
The 2017 Kia Optima 2,0 Business Luxury 4D A/T is a front-wheel-drive sedan, hybrid-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 120 kW (163 hp).
The asking price is 16,900 € (plus a 349 € handling fee). That is 800 € (5%) above maksimi.fi's estimated market price of 16,100 €. The estimate is based on 208 comparable cars. The chance this car sells within the next 30 days is about 67%.
A dealer typically sells this model in about 10 days and a private seller in about 9 days.
The odometer reads 81,568 km, which works out at about 9,000 km per year. The car was inspected 11/2025, and the next inspection is due an estimated 1/2027. The most common inspection failure cause in this model series is brakes.
- Sunroof or panoramic roof
- Premium audio
- Adaptive cruise control
- Reversing camera
- Keyless entry and start
- Parking sensors
- Leather upholstery
Running the car costs an estimated:
- Vehicle tax 106 € per year
- Insurance 780 € per year
- Financing instalment 191 € per month
Vehicle tax and insurance come to about 890 € per year.
The original tyre size is 215/55 R17. The listing says 2 sets of tyres are included.
The seller is Bilar99 (Helsinki).
The car has been for sale for 1 day since 24/08/2026.
Basic information
- Registration number
- ZOB-109
- Mileage
- 81,568 km
Verify mileage authenticity 20% off
- Engine
- 2.0 l, Hybrid
- Model year
- 2017
- Gearbox
- Automatic
- Drivetrain
- Front-wheel drive
- Office fee
- 349 €
- Body type
- Sedan
- Vehicle type
- Passenger car
- Colour
- Grey
- Tyre size
- 215/55 R17
- Wheel size
- 17″
- Tyre sets
- 2
- Keys
- 2
- In traffic use in Finland
- 103 cars
- Steering position
- Left-hand
- VIN number
- KNAGV41DBH5008843
- maksimi.fi ID
- 188779
- Nettiauto ID
- 15941744
Technical details
- Power
- 120 kW / 163 hp
- Acceleration (0–100)
- 10.5 s
- Top speed
- 192 km/h
- Fuel consumption
- 10.4 l/100 km (urban)
- Seats
- 5
- Doors
- 4
- Number of gears
- 6
- Cylinders
- 4
- Turbocharger
- No
- CO2 emissions
- 37 g/km
- Kerb weight
- 1,780 kg
- Gross weight
- 2,200 kg
- Dimensions (L × W × H)
- 4,855 × 1,860 × 1,475 mm
- First registration
- 31/01/2017
- Last inspection
- 11/2025
- Type approval number
- e4*2007/46*1018*02
- Gearbox
- Automatic
Equipment
- Adaptive cruise control
- Keyless entry and start
- Leather upholstery
- Parking sensors
- Premium audio
- Reversing camera
- Sunroof or panoramic roof
Equipment rating
Asking price: 16,900 €
No price changes during the tracked period.
Next inspection due around 1/2027
About 5 months left. A car over 10 years old is inspected every year. According to the listing, the car was inspected in 11/2025.
Check with Traficom
Failures in the same model series
225 cars of the Kia OPTIMA model series (first registered in 2017) were inspected in 2025. They recorded 49 defects leading to a failure, or 21.8 defects per 100 inspections. For cars of the same age nationwide the figure is 24.2. That is about as many defects as in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Brakes 8.9
Service and parking brake, brake dynamometer tests, stability control
- Emissions and leaks 5.3
Exhaust measurement, OBD system, oil, fluid and fuel leaks
- Axles and suspension 4.9
Front and rear axles, springs and dampers, tyres and wheels
The remaining 12.2 % of defects fall under other items. Most advisories concerned lights and electrics (24). Median mileage 157,000 km.
Sale periods
Bilar99 - Helsinki, Uusimaa 1 day for sale
24/8/202625/8/202626/8/2026
Sales
No previous sales.
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 191 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 106 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 106 €/yr
Base tax is based on CO₂ emissions (NEDC), 37 g/km.
The average CO₂ of petrol passenger cars first registered in 2017 was 118.5 g/km (NEDC). This car is 81 g/km below that average, which comes to 41 € less a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance240 €/yr
- Comprehensive540 €/yr
- Total insurance780 €/yr
≈ 65 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included.
Remember to check tyre condition with the seller.
KIA Optima (2016–2018) · II 2.0. sedan (120kW)
Tyre sizes for this car
- 215/55 R17 Original
- 235/35 R20 Recommended
- 235/40 R19 Recommended
- 235/45 R18 Recommended
- 215/60 R16 Recommended
- 205/65 R16 Recommended
Wheel sizes for this car
16″
17″
18″
19″
20″
Original wheel size: 17″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (ZOB-109).
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Frequently asked questions about this car
Which car has the registration ZOB-109?
ZOB-109 is a 2017 Kia Optima 2,0 Business Luxury 4D A/T with 81,568 km on the odometer. It is for sale at 16,900 €.
How much does Kia Optima 2,0 Business Luxury 4D A/T cost?
Kia Optima 2,0 Business Luxury 4D A/T is for sale at 16,900 €.
Is this car well priced?
According to maksimi.fi's price estimate, the asking price is above market price (estimated market price 16,100 €).
How long has this car been for sale?
The car has been for sale for at least 1 days. The listing entered maksimi.fi's tracking on 24/08/2026.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2017 and was first registered on 31/01/2017.
How many kilometres has the car covered?
The car's mileage is 81,568 km.
When is the car due for its next inspection?
Based on the listing data, the next inspection is due around 1/2027. A car over 10 years old is inspected every year.
How often does this model fail its inspection?
16.9 % of Kia OPTIMA cars first registered in 2017 failed their periodic inspection in 2025 (225 inspections, median mileage 157,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2017 Kia in Finland?
On 30/06/2026 there were 6,900 Kia passenger cars first used in 2017 in traffic use in Finland. That is 5 % of all cars first used that year, making it the 8th most common brand of that year among 31 brands. The most common fuel type among them is petrol (78.4 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What causes inspection failures for this model year?
For Kia OPTIMA cars first registered in 2017, defects leading to a failure in 2025 inspections came most often from: brakes, emissions and leaks, axles and suspension. That is 21.8 defects per 100 inspections, against 24.2 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is hybrid and the gearbox is automatic.
What features does the car have?
Notable features include Sunroof or panoramic roof, Premium audio, Adaptive cruise control, Reversing camera, Keyless entry and start. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 106 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 215/55 R17.
Where is Kia Optima 2,0 Business Luxury 4D A/T located?
The car is located in Uusimaa (Helsinki, Uusimaa).
How much does the car cost to keep per year?
The estimate is 886 € per year: vehicle tax 106 €, insurance 780 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Bilar99 (Helsinki).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.