The 2023 Volvo XC40 is a front-wheel-drive SUV, plug-in hybrid-powered with an automatic gearbox. It has an engine displacement of 1.5 litres and an output of 95 kW (129 hp). The battery is 10.7 kWh and the range is 46 km as stated by the manufacturer.

The asking price is 24,900 € (plus a 349 € handling fee). That is 3,600 € (13%) below maksimi.fi's estimated market price of 28,500 €. The estimate is based on 866 comparable cars. The chance this car sells within the next 30 days is about 66%.

A dealer typically sells this model in about 11 days and a private seller in about 12 days. As the asking price is clearly below the market price, this particular car will likely sell faster than average, in an estimated 10 days.

The odometer reads 109,000 km, which works out at about 34,000 km per year.

Notable equipment:

  • Adaptive cruise control
  • LED headlights
  • Reversing camera
  • Keyless entry and start
  • Power tailgate
  • Parking sensors
  • Leather upholstery

Running the car costs an estimated:

Vehicle tax, insurance and electricity come to about 1,820 € per year.

The seller is Kamux (Kouvola).

The car has been for sale for 1 day since 24/08/2026.

Basic information

Mileage
109,000 km
carVertical Verify mileage authenticity
20% off
Engine
1.5 l, Plug-in hybrid
Model year
2023
Gearbox
Automatic
Drivetrain
Front-wheel drive
Office fee
349 €
Body type
SUV
Vehicle type
Passenger car
Colour
Black
Keys
2
In traffic use in Finland
19 cars
Steering position
Left-hand
VIN number
YV1XZBWV6P2912255
maksimi.fi ID
188578
Nettiauto ID
15941497

Technical details

Power
95 kW / 129 hp
Torque
245 Nm
Acceleration (0–100)
8.5 s
Top speed
180 km/h
Battery capacity
10.7 kWh
Electric range
46 km
Fuel consumption
1.8 l/100 km (combined)
Seats
5
Doors
5
Number of gears
7
Cylinders
3
Turbocharger
Yes
CO2 emissions
41 g/km
Kerb weight
1,812 kg
Gross weight
2,290 kg
Max towing weight
1,800 kg
Towing weight (unbraked)
750 kg
Dimensions (L × W × H)
4,425 × 1,873 × 1,632 mm
Type approval number
e9*2007/46*3146*15

46 km Range WLTP
10.7 kWh Battery capacity

Range

  • WLTP46 km
  • In summerapprox. 39 km
  • In winterapprox. 30 km

Gearbox
Automatic

Equipment

  • Adaptive cruise control
  • Keyless entry and start
  • Leather upholstery
  • LED headlights
  • Parking sensors
  • Power tailgate
  • Reversing camera

Equipment rating

Asking price: 24,900 €

Well below market price

Market price estimate 28,500 €

Based on asking prices

Compared to 866 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volvo XC40, 2023) 33,410 €
  • Adaptive cruise control +780 €
  • Automatic transmission +40 €
  • Sold by a dealer +20 €
  • Front-wheel drive −1,060 €
  • High mileage −4,690 €
  • Market price estimate 28,500 €

Without a statistically distinct effect in this group: fuel type: plug-in hybrid, parking sensors.

As the asking price is clearly below the market price, this particular car will likely sell faster than average, in an estimated 10 days.

No price changes during the tracked period.

Next inspection

A car under 10 years old is inspected every two years. The listing has no inspection date, so the due date cannot be estimated.

Check with Traficom

The interval is derived from the model year, because the listing has no first registration date.

Sale periods

Kamux Kouvola, Kymenlaakso 1 day for sale
24/8/202625/8/2026

Sales

No previous sales.

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
MAKSIMI −20% off the report
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When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 279 €/mo
See offers
Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 106 €/yr
  • Driving power tax 80 €/yr
  • Total vehicle tax 186 €/yr

Base tax is based on CO₂ emissions (WLTP), 41 g/km. Driving power tax is based on gross weight (2290 kg).

The average CO₂ of plug-in hybrids first registered in 2023 was 27.1 g/km (WLTP). This car is 14 g/km above that average.

An estimate of this car’s charging costs and the whole household’s electricity bill. Adjust the annual mileage, charging split and home type to match your own.

Annual mileage 15,000 km
Share charged at home 80 %
  • Home charging· 2,006 kWh 401 €/yr
  • Public charging· 475 kWh 261 €/yr
  • Other consumption· 6,000 kWh 1,200 €/yr
  • Standing charges 120 €/yr
  • Total electricity bill 1,982 €/yr

≈ 165 €/month · of which car charging approx. 662 €/yr

The kWh figure for charging includes conversion losses: more is drawn from the grid than reaches the battery (home charging ~12%, rapid charging ~7%).

  • Electricity consumption 26.7 kWh/100 km (estimate)
  • Comparison: equivalent petrol car approx. 1,943 €/yr

For a plug-in hybrid, the estimate assumes approx. 55% electric driving; the rest is driven on petrol (approx. 874 €/yr).

Recommendation

Spot price or fixed rate?

Electric cars are usually charged overnight, and charging can be scheduled. If you take advantage of the cheapest hours (for example with scheduled charging), a spot-price contract is typically the cheapest option. If you can't or don't want to track electricity prices and time your charging, a fixed-price contract is safer: the price is predictable and price spikes won't catch you out.

Electricity contracts

  • Nordic Green Energy · Ilmasto pörssisähkö Cheapest

    Margin and monthly fee −50% for 12 months

    • Margin 0.68 c/kWh 54 €/yr
    • Standing charge 5.98 €/month 72 €/yr
    • Supplier's share 126 €/yr
    • Electricity price (spot average ~8 c/kWh) 641 €/yr
    • Total cost (ongoing) 767 €/yr
    • First year −63 € 704 €/yr

    Includes a Tallink Silja gift card

    View offer
  • Vihreä Älyenergia · Verraton

    Margin 0.34 c/kWh and standing charge €2.99/month for 12 months

    • Margin 0.59 c/kWh 47 €/yr
    • Standing charge 4.99 €/month 60 €/yr
    • Supplier's share 107 €/yr
    • Electricity price (spot average ~8 c/kWh) 641 €/yr
    • Total cost (ongoing) 748 €/yr
    • First year −44 € 704 €/yr

    Open-ended contract, two weeks’ notice period

    View offer
  • Hehku Energia · Hehku Pörssi

    Standing charge €0 for 3 months

    • Margin 0.39 c/kWh 31 €/yr
    • Standing charge 4.5 €/month 54 €/yr
    • Supplier's share 85 €/yr
    • Electricity price (spot average ~8 c/kWh) 641 €/yr
    • Total cost (ongoing) 726 €/yr
    • First year −14 € 712 €/yr
    View offer
  • Vihreä Älyenergia · Vire Tuuli

    2 months €0, reduced margin for 12 months

    • Margin 0.99 c/kWh 79 €/yr
    • Standing charge 5.99 €/month 72 €/yr
    • Supplier's share 151 €/yr
    • Electricity price (spot average ~8 c/kWh) 641 €/yr
    • Total cost (ongoing) 792 €/yr
    • First year −79 € 712 €/yr

    100% wind power

    View offer
  • Vattenfall · Optimi Pörssisähkö

    Standing charge €0 for 6 months

    • Margin 0.5 c/kWh 40 €/yr
    • Standing charge 5.95 €/month 71 €/yr
    • Supplier's share 111 €/yr
    • Electricity price (spot average ~8 c/kWh) 641 €/yr
    • Total cost (ongoing) 752 €/yr
    • First year −36 € 716 €/yr

    Fossil-free

    View offer
  • Cheap Energy · Pörssisähkö

    Margin and standing charge reduced for 6 months

    • Margin 0.78 c/kWh 62 €/yr
    • Standing charge 4.9 €/month 59 €/yr
    • Supplier's share 121 €/yr
    • Electricity price (spot average ~8 c/kWh) 641 €/yr
    • Total cost (ongoing) 762 €/yr
    • First year −45 € 717 €/yr
    View offer
  • Fortum · Fortum Tarkka

    Standing charge €0 for 3 months

    • Margin 0.59 c/kWh 47 €/yr
    • Standing charge 5.99 €/month 72 €/yr
    • Supplier's share 119 €/yr
    • Electricity price (spot average ~8 c/kWh) 641 €/yr
    • Total cost (ongoing) 760 €/yr
    • First year −18 € 742 €/yr
    View offer
  • Vihreä Älyenergia · Hintalukko
    • Margin 0.59 c/kWh 47 €/yr
    • Standing charge 4.99 €/month 60 €/yr
    • Supplier's share 107 €/yr
    • Electricity price (spot average ~8 c/kWh) 641 €/yr
    • Total cost 748 €/yr

    You can lock in the margin

    View offer
  • Fortum · Fortum Latauspaketti

    2 c/kWh cashback on home charging

    • Margin 0.59 c/kWh 47 €/yr
    • Standing charge 9.99 €/month 120 €/yr
    • Supplier's share 167 €/yr
    • Electricity price (spot average ~8 c/kWh) 641 €/yr
    • Home charging cashback 2 c/kWh −40 €/yr
    • Total cost 767 €/yr

    20% off rapid charging (Charge & Drive) or €0.10/kWh at Tesla chargers

    View offer
  • Aalto Energia · Luotsi Pörssisähkö

    Margin 0.34 c/kWh + standing charge €0 for 4 months

    • Margin 1.99 c/kWh 159 €/yr
    • Standing charge 5.95 €/month 71 €/yr
    • Supplier's share 231 €/yr
    • Electricity price (spot average ~8 c/kWh) 641 €/yr
    • Total cost (ongoing) 871 €/yr
    • First year −68 € 803 €/yr

    After 4 months 0.54 c/kWh until 31 Dec 2026, then 1.99 c/kWh

    View offer
  • Nordic Green Energy · Uusiutuva pörssisähkö

    Monthly fee −50% for 6 months

    • Margin 0.99 c/kWh 79 €/yr
    • Standing charge 9.99 €/month 120 €/yr
    • Supplier's share 199 €/yr
    • Electricity price (spot average ~8 c/kWh) 641 €/yr
    • Total cost (ongoing) 840 €/yr
    • First year −30 € 810 €/yr

    100% renewable; includes a Tallink Silja gift card

    View offer

Ranked by total cost in the first year at this consumption (8,006 kWh/yr), discounts included. Total costs shown are the ongoing price after the discount period. The electricity price is an assumed spot average, which you can adjust above. Spot electricity itself costs the same everywhere, contracts differ in margin and standing charge. Grid transfer charges and taxes are billed separately by the grid operator. Prices can change, so check the current price on the partner’s site.

Figures are estimates based on the prices and consumption given. Actual cost depends on charging habits, the electricity price and the car's actual consumption.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance230 €/yr
  • Comprehensive740 €/yr
  • Total insurance970 €/yr

≈ 81 €/mo

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The final price depends on factors such as claims history and place of residence, and is set in the quote.

Remember to check tyre condition with the seller.

Tyre sizes for this model

  • 245/40 R21
  • 245/45 R20
  • 235/50 R19
  • 235/55 R18
  • 235/60 R17

Wheel sizes for this model

17″
18″
19″
20″
21″
What do the sizes mean?
Find tyres

Frequently asked questions about this car

How much does Volvo XC40 cost?

Volvo XC40 is for sale at 24,900 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is well below market price (estimated market price 28,500 €).

How long has this car been for sale?

The car has been for sale for at least 1 days. The listing entered maksimi.fi's tracking on 24/08/2026.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2023.

How many kilometres has the car covered?

The car's mileage is 109,000 km.

How common is a 2023 Volvo in Finland?

On 30/06/2026 there were 8,328 Volvo passenger cars first used in 2023 in traffic use in Finland. That is 8.4 % of all cars first used that year, making it the third most common brand of that year among 37 brands. The most common fuel type among them is plug-in hybrid (54.3 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What fuel type and gearbox does the car have?

The fuel type is plug-in hybrid and the gearbox is automatic.

What features does the car have?

Notable features include Adaptive cruise control, LED headlights, Reversing camera, Keyless entry and start, Power tailgate. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 186 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What is the car's battery capacity and range?

The battery capacity is 10.7 kWh and the stated range is about 46 km.

Where is Volvo XC40 located?

The car is located in Kymenlaakso (Kouvola, Kymenlaakso).

How much does the car cost to keep per year?

The estimate is 1,818 € per year: vehicle tax 186 €, insurance 970 €, electricity 662 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Kamux (Kouvola).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.