On sale 12 daysOn sale 12 d
21,790 €
Hedin Automotive Helsinki Mekaanikonkatu 12, Helsinki, Uusimaa
1 / 6 Image source: K-Auto, Nettiauto
The 2020 Volkswagen T-Cross is a front-wheel-drive SUV, petrol-powered with an automatic gearbox. It has an engine displacement of 1.0 litres and an output of 85 kW (116 hp).
The asking price is 21,790 € (plus a 299 € handling fee). That is in line with maksimi.fi's estimated market price of 21,400 €. The estimate is based on 120 comparable cars. The chance this car sells within the next 14 days is about 18%.
A dealer typically sells this model in about 17 days.
The odometer reads 30,000 km, which works out at about 5,000 km per year. The estimated inspection deadline of 2/2026 has already passed. The most common inspection failure cause in this model series is brakes.
- Adaptive cruise control
Running the car costs an estimated:
- Vehicle tax 151 € per year
- Insurance 820 € per year
- Financing instalment 245 € per month
Vehicle tax and insurance come to about 970 € per year.
The original tyre size is 215/45 R18. The listing says 2 sets of tyres are included.
The seller is K-Auto (Kotka).
The car has been for sale for 3 days since 22/08/2026.
Basic information
- Registration number
- ERV-647
- Mileage
- 30,000 km
Verify mileage authenticity 20% off
- Engine
- 1.0 l, Petrol
- Model year
- 2020
- Gearbox
- Automatic
- Drivetrain
- Front-wheel drive
- Office fee
- 299 €
- Body type
- SUV
- Vehicle type
- Passenger car
- Colour
- White
- Tyre size
- 215/45 R18
- Wheel size
- 18″
- Tyre sets
- 2
- Keys
- 2
- In traffic use in Finland
- 1,192 cars
- Steering position
- Left-hand
- Imported car
- No
- VIN number
- WVGZZZC1ZLY082886
- maksimi.fi ID
- 186806
- Nettiauto ID
- 15939365
Technical details
- Power
- 85 kW / 116 hp
- Top speed
- 193 km/h
- Seats
- 5
- Doors
- 4
- Number of gears
- 7
- Cylinders
- 3
- Turbocharger
- Yes
- CO2 emissions
- 145 g/km
- Emission class
- Euro 6
- Kerb weight
- 1,275 kg
- Gross weight
- 1,720 kg
- Max towing weight
- 1,100 kg
- Dimensions (L × W × H)
- 4,235 × 1,784 × 1,584 mm
- First registration
- 05/03/2020
- Last inspection
- 2/2024
- Type approval number
- e13*2007/46*1985*05
- Gearbox
- Automatic
Equipment
- Adaptive cruise control
Equipment rating
Asking price: 21,790 €
| Date | Price | Change |
|---|---|---|
| 22/08/2026 | 18,400 € | – |
| 23/08/2026 | 21,790 € | +3,390 € |
The inspection period appears to have expired
The estimated due date was 2/2026, about 6 months ago. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 2/2024.
Check with TraficomThe car may have been inspected after the listing was posted, or taken off the road, in which case the inspection requirement does not run.
Failures in the same model series
150 cars of the Volkswagen T-CROSS model series (first registered in 2020) were inspected in 2025. They recorded 32 defects leading to a failure, or 21.3 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is clearly more defects than in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Brakes 10
Service and parking brake, brake dynamometer tests, stability control
- Steering 6.7
Steering joints and rods, steering gear
- Axles and suspension 2.7
Front and rear axles, springs and dampers, tyres and wheels
The remaining 9.4 % of defects fall under other items. Most advisories concerned lights and electrics (26). Median mileage 57,000 km.
Sale periods
K-Auto Kotka, Kymenlaakso 3 days for sale
22/8/202623/8/202624/8/202625/8/2026
Sales
No previous sales.
Listing changes
| Date | What | Change |
|---|---|---|
| 23/08/2026 | Asking price | 18,400 € → 21,790 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 245 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 151 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 151 €/yr
Base tax is based on CO₂ emissions (WLTP), 145 g/km.
The average CO₂ of petrol passenger cars first registered in 2020 was 137.8 g/km (WLTP). This car is 7 g/km above that average, which comes to 12 € more a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance220 €/yr
- Comprehensive600 €/yr
- Total insurance820 €/yr
≈ 68 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included.
Remember to check tyre condition with the seller.
Volkswagen T-Cross (2019–2024) · 1.0 TSI. GT 115 (85kW)
Tyre sizes for this car
- 215/45 R18 Original
- 225/35 R20 Recommended
- 225/40 R19 Recommended
- 205/55 R17 Recommended
- 205/60 R16 Recommended
Wheel sizes for this car
16″
17″
18″
19″
20″
Original wheel size: 18″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (ERV-647).
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Frequently asked questions about this car
Which car has the registration ERV-647?
ERV-647 is a 2020 Volkswagen T-Cross with 30,000 km on the odometer. It is for sale at 21,790 €.
How much does Volkswagen T-Cross cost?
Volkswagen T-Cross is for sale at 21,790 €.
Is this car well priced?
According to maksimi.fi's price estimate, the asking price is at market price (estimated market price 21,400 €).
How long has this car been for sale?
The car has been for sale for at least 3 days. The listing entered maksimi.fi's tracking on 22/08/2026.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2020 and was first registered on 05/03/2020.
How many kilometres has the car covered?
The car's mileage is 30,000 km.
When is the car due for its next inspection?
Based on the listing data, the inspection period ended around 2/2026. A car under 10 years old is inspected every two years.
How often does this model fail its inspection?
12.7 % of Volkswagen T-CROSS cars first registered in 2020 failed their periodic inspection in 2025 (150 inspections, median mileage 57,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2020 Volkswagen in Finland?
On 30/06/2026 there were 12,618 Volkswagen passenger cars first used in 2020 in traffic use in Finland. That is 10.5 % of all cars first used that year, making it the third most common brand of that year among 33 brands. The most common fuel type among them is petrol (50.2 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What causes inspection failures for this model year?
For Volkswagen T-CROSS cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: brakes, steering, axles and suspension. That is 21.3 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is petrol and the gearbox is automatic.
What features does the car have?
Notable features include Adaptive cruise control. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 151 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 215/45 R18.
Where is Volkswagen T-Cross located?
The car is located in Kymenlaakso (Kotka, Kymenlaakso).
How much does the car cost to keep per year?
The estimate is 971 € per year: vehicle tax 151 €, insurance 820 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is K-Auto (Kotka).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.