On sale 42 daysOn sale 42 d
25,990 €
Auto85, Kaarina, Varsinais-Suomi
1 / 5 Image source: Autokeskus, Nettiauto
The 2020 BMW 520 is an all-wheel-drive estate, diesel-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 140 kW (190 hp).
The asking price is 25,900 € (plus a 269 € handling fee). That is in line with maksimi.fi's estimated market price of 27,100 €. The estimate is based on 296 comparable cars. The chance this car sells within the next 30 days is about 71%.
Cars of this model typically sell in about 11 days whether the seller is a dealer or a private seller.
The odometer reads 113,000 km, which works out at about 17,000 km per year. The car was inspected 5/2025, and the next inspection is due an estimated 5/2027.
- LED headlights
- Reversing camera
- Keyless entry and start
- Parking sensors
- Leather upholstery
Running the car costs an estimated:
- Vehicle tax 696 € per year
- Insurance 970 € per year
- Financing instalment 290 € per month
Vehicle tax and insurance come to about 1,670 € per year.
The original tyre size is 245/45 R18. The listing says 2 sets of tyres are included: summer and winter.
The seller is Autokeskus (Helsinki).
The car has been for sale since 20/08/2026.
Basic information
- Registration number
- MVY-863
- Mileage
- 113,000 km
Verify mileage authenticity 20% off
- Engine
- 2.0 l, Diesel
- Model year
- 2020
- Gearbox
- Automatic
- Drivetrain
- All-wheel drive
- Office fee
- 269 €
- Body type
- Estate
- Vehicle type
- Passenger car
- Colour
- Grey
- Tyre size
- 245/45 R18
- Wheel size
- 18″
- Tyre sets
- 2 (summer and winter)
- Keys
- 2
- In traffic use in Finland
- 5 cars
- Steering position
- Left-hand
- VIN number
- WBAJP5108LCD14932
- maksimi.fi ID
- 182550
- Nettiauto ID
- 15934109
Technical details
- Power
- 140 kW / 190 hp
- Torque
- 400 Nm
- Acceleration (0–100)
- 7.9 s
- Top speed
- 222 km/h
- Fuel consumption
- 5.5 l/100 km (urban)
- Seats
- 5
- Doors
- 4
- Number of gears
- 8
- Cylinders
- 4
- Turbocharger
- Yes
- CO2 emissions
- 166 g/km
- Kerb weight
- 1,825 kg
- Gross weight
- 2,480 kg
- Max towing weight
- 2,000 kg
- Towing weight (unbraked)
- 750 kg
- Dimensions (L × W × H)
- 4,942 × 1,868 × 1,498 mm
- First registration
- 15/11/2019
- Last inspection
- 5/2025
- Type approval number
- e1*2007/46*1750*07
- Gearbox
- Automatic
Equipment
- Keyless entry and start
- Leather upholstery
- LED headlights
- Parking sensors
- Reversing camera
Equipment rating
Asking price: 25,900 €
No price changes during the tracked period.
Next inspection due around 5/2027
About 9 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 5/2025.
Check with Traficom
Failures in the same model series
392 cars of the BMW 5-sarja model series (first registered in 2020) were inspected in 2025. They recorded 52 defects leading to a failure, or 13.3 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is fewer defects than in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Axles and suspension 5.4
Front and rear axles, springs and dampers, tyres and wheels
- Emissions and leaks 4.1
Exhaust measurement, OBD system, oil, fluid and fuel leaks
- Road test and visibility 1.3
Windscreen and wipers, mirrors, field of view, controls, road test
The remaining 19.2 % of defects fall under other items. Most advisories concerned lights and electrics (15). Median mileage 98,000 km.
Sale periods
Autokeskus Oy, Konala, Helsinki, Uusimaa 1 day for sale
20/8/2026
Sales
No previous sales.
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
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€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 290 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 194 €/yr
- Driving power tax 502 €/yr
- Total vehicle tax 696 €/yr
Base tax is based on CO₂ emissions (WLTP), 166 g/km. Driving power tax is based on gross weight (2480 kg).
The average CO₂ of diesel passenger cars first registered in 2019 was 164.2 g/km (WLTP). This car is 2 g/km above that average.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance250 €/yr
- Comprehensive720 €/yr
- Total insurance970 €/yr
≈ 81 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included: summer and winter.
Remember to check tyre condition with the seller.
BMW 5-Serie (2017–2024) · 520d xDrive. G31 touring (excl M-sport) (140kW)
Tyre sizes for this car
- 245/45 R18 Original
- 295/25 R21 Recommended
- 255/30 R21 Recommended
- 285/30 R20 Recommended
- 275/30 R20 Recommended
- 245/35 R20 Recommended
- 275/35 R19 Recommended
- 245/40 R19 Recommended
- 275/40 R18 Recommended
- 225/55 R17 Recommended
Wheel sizes for this car
17″
18″
19″
20″
21″
Original wheel size: 18″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (MVY-863).
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Frequently asked questions about this car
Which car has the registration MVY-863?
MVY-863 is a 2020 BMW 520 with 113,000 km on the odometer. It is for sale at 25,900 €.
How much does BMW 520 cost?
BMW 520 is for sale at 25,900 €.
Is this car well priced?
According to maksimi.fi's price estimate, the asking price is at market price (estimated market price 27,100 €).
How long has this car been for sale?
The listing entered maksimi.fi's tracking on 20/08/2026.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2020 and was first registered on 15/11/2019.
How many kilometres has the car covered?
The car's mileage is 113,000 km.
When is the car due for its next inspection?
Based on the listing data, the next inspection is due around 5/2027. A car under 10 years old is inspected every two years.
How often does this model fail its inspection?
9.4 % of BMW 5-sarja cars first registered in 2020 failed their periodic inspection in 2025 (392 inspections, median mileage 98,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2020 BMW in Finland?
On 30/06/2026 there were 6,815 BMW passenger cars first used in 2020 in traffic use in Finland. That is 5.7 % of all cars first used that year, making it the 7th most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (65.6 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What causes inspection failures for this model year?
For BMW 5-sarja cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: axles and suspension, emissions and leaks, road test and visibility. That is 13.3 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is diesel and the gearbox is automatic.
What features does the car have?
Notable features include LED headlights, Reversing camera, Keyless entry and start, Parking sensors, Leather upholstery. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 696 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 245/45 R18.
Where is BMW 520 located?
The car is located in Uusimaa (Helsinki, Uusimaa).
How much does the car cost to keep per year?
The estimate is 1,666 € per year: vehicle tax 696 €, insurance 970 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Autokeskus (Helsinki).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.