On sale 8 daysOn sale 8 d
27,900 €
Käyttöauto Oy Seinäjoki Pohjankaari, Seinäjoki, Etelä-Pohjanmaa
Image source: Saka, Nettiauto
The 2019 Volvo XC40 T3 Momentum is a front-wheel-drive SUV, petrol-powered with a manual gearbox. It has an engine displacement of 1.5 litres and an output of 115 kW (156 hp). The car is imported from Sweden. Used imports of this make totalled 17,631 cars in 2023–2025, 2,130 of them 2019 cars.
The asking price is 27,900 € (plus a 349 € handling fee). That is in line with maksimi.fi's estimated market price of 28,300 €. The estimate is based on 550 comparable cars. The chance this car sells within the next 30 days is about 69%.
A dealer typically sells this model in about 11 days and a private seller in about 12 days.
The odometer reads 68,000 km, which works out at about 9,000 km per year. The most common inspection failure cause in this model series is brakes.
- Fuel-operated parking heater
- Adaptive cruise control
- LED headlights
- Keyless entry and start
- Parking sensors
- Leather upholstery
Running the car costs an estimated:
- Vehicle tax 185 € per year
- Insurance 970 € per year
- Financing instalment 312 € per month
Vehicle tax and insurance come to about 1,160 € per year.
The original tyre size is 235/55 R18. The listing says 2 sets of tyres are included: summer and winter.
The seller is Saka (Tampere).
The car has been for sale since 19/08/2026.
Basic information
- Registration number
- JTR-450
- Mileage
- 68,000 km
Verify mileage authenticity 20% off
- Engine
- 1.5 l, Petrol
- Model year
- 2019
- Gearbox
- Manual
- Drivetrain
- Front-wheel drive
- Office fee
- 349 €
- Body type
- SUV
- Vehicle type
- Passenger car
- Colour
- White
- Tyre size
- 235/55 R18
- Wheel size
- 18″
- Tyre sets
- 2 (summer and winter)
- Keys
- 2
- VAT deductible
- Yes
- In traffic use in Finland
- 66 cars
- Steering position
- Left-hand
- Imported car
- Yes, from Sweden
- VIN number
- YV1XZ14V1K2148875
- maksimi.fi ID
- 182081
- Nettiauto ID
- 15933587
Technical details
- Power
- 115 kW / 156 hp
- Acceleration (0–100)
- 9.4 s
- Top speed
- 200 km/h
- Fuel consumption
- 7.7 l/100 km (combined)
- Seats
- 5
- Doors
- 5
- Number of gears
- 6
- Cylinders
- 3
- Turbocharger
- Yes
- CO2 emissions
- 162 g/km
- Kerb weight
- 1,568 kg
- Gross weight
- 2,060 kg
- Max towing weight
- 1,600 kg
- Towing weight (unbraked)
- 750 kg
- Dimensions (L × W × H)
- 4,425 × 1,873 × 1,632 mm
- Type approval number
- e9*2007/46*3146*05
- Gearbox
- Manual
Equipment
- Adaptive cruise control
- Fuel-operated parking heater
- Keyless entry and start
- Leather upholstery
- LED headlights
- Parking sensors
Equipment rating
Asking price: 27,900 €
No price changes during the tracked period.
Next inspection
A car under 10 years old is inspected every two years. The listing has no inspection date, so the due date cannot be estimated.
Check with TraficomThe interval is derived from the model year, because the listing has no first registration date.
Failures in the same model series
1,055 cars of the Volvo XC40 model series (first registered in 2019) were inspected in 2025. They recorded 46 defects leading to a failure, or 4.4 defects per 100 inspections. For cars of the same age nationwide the figure is 14.1. That is clearly fewer defects than in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Brakes 1.5
Service and parking brake, brake dynamometer tests, stability control
- Emissions and leaks 1.4
Exhaust measurement, OBD system, oil, fluid and fuel leaks
- Axles and suspension 0.9
Front and rear axles, springs and dampers, tyres and wheels
The remaining 13 % of defects fall under other items. Most advisories concerned road test and visibility (31). Median mileage 96,000 km.
Sale periods
Saka Finland Oy Tampere, Pirkanmaa 1 day for sale
19/8/2026
Sales
No previous sales.
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVertical| Country | Period | Asking price | Odometer |
|---|---|---|---|
| 1Sweden | not known | not known | not known |
| 2Finland | 8/2026 | 27,900 € | 68,000 km |
When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 312 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 185 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 185 €/yr
Base tax is based on CO₂ emissions (WLTP), 162 g/km.
The average CO₂ of petrol passenger cars first registered in 2019 was 143.9 g/km (WLTP). This car is 18 g/km above that average, which comes to 36 € more a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance240 €/yr
- Comprehensive730 €/yr
- Total insurance970 €/yr
≈ 81 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included: summer and winter.
Remember to check tyre condition with the seller.
Volvo XC40 (2017–2019) · T3 1.5. (115kW)
Tyre sizes for this car
- 235/55 R18 Original
- 245/40 R21 Recommended
- 245/45 R20 Recommended
- 235/50 R19 Recommended
- 235/60 R17 Recommended
Wheel sizes for this car
17″
18″
19″
20″
21″
Original wheel size: 18″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (JTR-450).
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Frequently asked questions about this car
Which car has the registration JTR-450?
JTR-450 is a 2019 Volvo XC40 T3 Momentum with 68,000 km on the odometer. It is for sale at 27,900 €.
How much does Volvo XC40 T3 Momentum cost?
Volvo XC40 T3 Momentum is for sale at 27,900 €.
Is this car well priced?
According to maksimi.fi's price estimate, the asking price is at market price (estimated market price 28,300 €).
How long has this car been for sale?
The listing entered maksimi.fi's tracking on 19/08/2026.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2019. It was imported to Finland as a used car.
How many kilometres has the car covered?
The car's mileage is 68,000 km.
How often does this model fail its inspection?
3.1 % of Volvo XC40 cars first registered in 2019 failed their periodic inspection in 2025 (1,055 inspections, median mileage 96,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2019 Volvo in Finland?
On 30/06/2026 there were 12,138 Volvo passenger cars first used in 2019 in traffic use in Finland. That is 9.4 % of all cars first used that year, making it the third most common brand of that year among 30 brands. The most common fuel type among them is diesel (41.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
How common are used imports of this make?
17,631 used Volvo passenger cars were imported into Finland in 2023–2025, 14.4% of all used passenger-car imports; 2,130 of them were 2019 cars. The most common source countries for used passenger-car imports are Sweden (52%) and Germany (30%).
What causes inspection failures for this model year?
For Volvo XC40 cars first registered in 2019, defects leading to a failure in 2025 inspections came most often from: brakes, emissions and leaks, axles and suspension. That is 4.4 defects per 100 inspections, against 14.1 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is petrol and the gearbox is manual.
What features does the car have?
Notable features include Fuel-operated parking heater, Adaptive cruise control, LED headlights, Keyless entry and start, Parking sensors. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 185 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 235/55 R18.
Where is Volvo XC40 T3 Momentum located?
The car is located in Pirkanmaa (Tampere, Pirkanmaa).
How much does the car cost to keep per year?
The estimate is 1,155 € per year: vehicle tax 185 €, insurance 970 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Saka (Tampere).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.