On sale 1 dayOn sale 1 d
48,880 €
LänsiAuto Helsinki, Uusimaa
1 / 10 Image source: Saka, Nettiauto
The 2020 BMW X5 G05 xDrive45e M Sport is an all-wheel-drive SUV, plug-in hybrid-powered with an automatic gearbox. It has an engine displacement of 3.0 litres and an output of 290 kW (394 hp). The battery is 24 kWh and the range is 83 km as stated by the manufacturer. AC charging power is 3.7 kW and the connector is Type 2.
The asking price is 48,800 € (plus a 349 € handling fee). The chance this car sells within the next 30 days is about 59%.
A dealer typically sells this model in about 11 days and a private seller in about 12 days.
The odometer reads 138,000 km, which works out at about 22,000 km per year. The next inspection is due 07/01/2028.
Running the car costs an estimated:
- Vehicle tax 217 € per year
- Insurance 1,740 € per year
- Electricity 602 € per year, at 15,000 km a year
- Financing instalment 542 € per month
Vehicle tax, insurance and electricity come to about 2,560 € per year.
The listing says 2 sets of tyres are included: summer and winter.
The seller is Saka (Järvenpää).
The car has been for sale since 19/08/2026.
Basic information
- Registration number
- COB-161
- Mileage
- 138,000 km
Verify mileage authenticity 20% off
- Engine
- 3.0 l, Plug-in hybrid
- Model year
- 2020
- Gearbox
- Automatic
- Drivetrain
- All-wheel drive
- Office fee
- 349 €
- Body type
- SUV
- Vehicle type
- Passenger car
- Colour
- White
- Tyre sets
- 2 (summer and winter)
- Owners
- 2
- In traffic use in Finland
- 56 cars
- Steering position
- Left-hand
- Imported car
- No
- VIN number
- WBATA6100LLE46972
- maksimi.fi ID
- 182040
- Nettiauto ID
- 15933526
Technical details
- Power
- 290 kW / 394 hp
- Acceleration (0–100)
- 5.6 s
- Top speed
- 235 km/h
- Battery capacity
- 24 kWh
- Battery health
- 91.2 %
- Electric range
- 83 km
- Fuel consumption
- 1.5 l/100 km (combined)
- Electricity consumption
- 24.3 kWh/100 km (combined)
- Charging type
- Type 2
- AC charging power
- 3.7 kW
- Battery warranty
- 72 kk / 100 000 km
- Seats
- 5
- Doors
- 4
- CO2 emissions
- 33 g/km
- Kerb weight
- 2,510 kg
- Max towing weight
- 2,700 kg
- Towing weight (unbraked)
- 750 kg
- Dimensions (L × W × H)
- 4,922 × 2,004 × 1,745 mm
- Last service
- 2/2026, 127,000 km
83 km Range WLTP
24 kWh Battery capacity
91.2 % Battery health of the capacity promised when new
Expired Battery warranty 6 yr or 100,000 km from new
Charging time
- Home charging (AC 3.7 kW) approx. 6.5 h empty to full
Charging connectors
Alternating current (AC)
- Type 2
Range
- WLTP83 km
- In summerapprox. 71 km
- In winterapprox. 54 km
Battery sizes in this model range
- 24 kWh this car
- 29.5 kWh
- Gearbox
- Automatic
Equipment
No notable equipment was identified from the listing.
Equipment rating
Asking price: 48,800 €
No price changes during the tracked period.
Next inspection due 07/01/2028
About 16 months left. A car under 10 years old is inspected every two years.
Check with TraficomThe due date comes from the listing description, not from the inspection interval. The interval is derived from the model year, because the listing has no first registration date.
Failures in the same model series
184 cars of the BMW X5 model series (first registered in 2020) were inspected in 2025. They recorded 15 defects leading to a failure, or 8.2 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is clearly fewer defects than in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Axles and suspension 4.3
Front and rear axles, springs and dampers, tyres and wheels
- Road test and visibility 3.3
Windscreen and wipers, mirrors, field of view, controls, road test
- Vehicle identification 0.5
Plates and register entries, VIN, documents
Most advisories concerned lights and electrics (9). Median mileage 98,000 km.
Sale periods
Saka Finland Oy Järvenpää, Uusimaa 1 day for sale
19/8/2026
Sales
No previous sales.
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 542 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 106 €/yr
- Driving power tax 111 €/yr
- Total vehicle tax 217 €/yr
Base tax is based on CO₂ emissions (WLTP), 33 g/km. Driving power tax is based on gross weight (approx. 3150 kg).
The average CO₂ of plug-in hybrids first registered in 2020 was 42.5 g/km (WLTP). This car is 9 g/km below that average.
An estimate of this car’s charging costs and the whole household’s electricity bill. Adjust the annual mileage, charging split and home type to match your own.
Annual mileage 15,000 km
Share charged at home 80 %
- Home charging· 1,823 kWh 365 €/yr
- Public charging· 431 kWh 237 €/yr
- Other consumption· 6,000 kWh 1,200 €/yr
- Standing charges 120 €/yr
- Total electricity bill 1,922 €/yr
≈ 160 €/month · of which car charging approx. 602 €/yr
The kWh figure for charging includes conversion losses: more is drawn from the grid than reaches the battery (home charging ~12%, rapid charging ~7%).
- Electricity consumption 24.3 kWh/100 km
- Comparison: equivalent petrol car approx. 1,943 €/yr
For a plug-in hybrid, the estimate assumes approx. 55% electric driving; the rest is driven on petrol (approx. 874 €/yr).
Recommendation
Spot price or fixed rate?
Electric cars are usually charged overnight, and charging can be scheduled. If you take advantage of the cheapest hours (for example with scheduled charging), a spot-price contract is typically the cheapest option. If you can't or don't want to track electricity prices and time your charging, a fixed-price contract is safer: the price is predictable and price spikes won't catch you out.
Electricity contracts
- Nordic Green Energy · Ilmasto pörssisähkö Cheapest
Margin and monthly fee −50% for 12 months
- Margin 0.68 c/kWh 53 €/yr
- Standing charge 5.98 €/month 72 €/yr
- Supplier's share 125 €/yr
- Electricity price (spot average ~8 c/kWh) 626 €/yr
- Total cost (ongoing) 751 €/yr
- First year −62 € 688 €/yr
Includes a Tallink Silja gift card
View offer - Vihreä Älyenergia · Verraton
Margin 0.34 c/kWh and standing charge €2.99/month for 12 months
- Margin 0.59 c/kWh 46 €/yr
- Standing charge 4.99 €/month 60 €/yr
- Supplier's share 106 €/yr
- Electricity price (spot average ~8 c/kWh) 626 €/yr
- Total cost (ongoing) 732 €/yr
- First year −44 € 688 €/yr
Open-ended contract, two weeks’ notice period
View offer - Hehku Energia · Hehku Pörssi
Standing charge €0 for 3 months
- Margin 0.39 c/kWh 31 €/yr
- Standing charge 4.5 €/month 54 €/yr
- Supplier's share 85 €/yr
- Electricity price (spot average ~8 c/kWh) 626 €/yr
- Total cost (ongoing) 710 €/yr
- First year −14 € 697 €/yr
- Vihreä Älyenergia · Vire Tuuli
2 months €0, reduced margin for 12 months
- Margin 0.99 c/kWh 77 €/yr
- Standing charge 5.99 €/month 72 €/yr
- Supplier's share 149 €/yr
- Electricity price (spot average ~8 c/kWh) 626 €/yr
- Total cost (ongoing) 775 €/yr
- First year −78 € 697 €/yr
100% wind power
View offer - Vattenfall · Optimi Pörssisähkö
Standing charge €0 for 6 months
- Margin 0.5 c/kWh 39 €/yr
- Standing charge 5.95 €/month 71 €/yr
- Supplier's share 111 €/yr
- Electricity price (spot average ~8 c/kWh) 626 €/yr
- Total cost (ongoing) 736 €/yr
- First year −36 € 701 €/yr
Fossil-free
View offer - Cheap Energy · Pörssisähkö
Margin and standing charge reduced for 6 months
- Margin 0.78 c/kWh 61 €/yr
- Standing charge 4.9 €/month 59 €/yr
- Supplier's share 120 €/yr
- Electricity price (spot average ~8 c/kWh) 626 €/yr
- Total cost (ongoing) 746 €/yr
- First year −45 € 701 €/yr
- Fortum · Fortum Tarkka
Standing charge €0 for 3 months
- Margin 0.59 c/kWh 46 €/yr
- Standing charge 5.99 €/month 72 €/yr
- Supplier's share 118 €/yr
- Electricity price (spot average ~8 c/kWh) 626 €/yr
- Total cost (ongoing) 744 €/yr
- First year −18 € 726 €/yr
- Vihreä Älyenergia · Hintalukko
- Margin 0.59 c/kWh 46 €/yr
- Standing charge 4.99 €/month 60 €/yr
- Supplier's share 106 €/yr
- Electricity price (spot average ~8 c/kWh) 626 €/yr
- Total cost 732 €/yr
You can lock in the margin
View offer - Fortum · Fortum Latauspaketti
2 c/kWh cashback on home charging
- Margin 0.59 c/kWh 46 €/yr
- Standing charge 9.99 €/month 120 €/yr
- Supplier's share 166 €/yr
- Electricity price (spot average ~8 c/kWh) 626 €/yr
- Home charging cashback 2 c/kWh −36 €/yr
- Total cost 755 €/yr
20% off rapid charging (Charge & Drive) or €0.10/kWh at Tesla chargers
View offer - Aalto Energia · Luotsi Pörssisähkö
Margin 0.34 c/kWh + standing charge €0 for 4 months
- Margin 1.99 c/kWh 156 €/yr
- Standing charge 5.95 €/month 71 €/yr
- Supplier's share 227 €/yr
- Electricity price (spot average ~8 c/kWh) 626 €/yr
- Total cost (ongoing) 853 €/yr
- First year −67 € 786 €/yr
After 4 months 0.54 c/kWh until 31 Dec 2026, then 1.99 c/kWh
View offer - Nordic Green Energy · Uusiutuva pörssisähkö
Monthly fee −50% for 6 months
- Margin 0.99 c/kWh 77 €/yr
- Standing charge 9.99 €/month 120 €/yr
- Supplier's share 197 €/yr
- Electricity price (spot average ~8 c/kWh) 626 €/yr
- Total cost (ongoing) 823 €/yr
- First year −30 € 793 €/yr
100% renewable; includes a Tallink Silja gift card
View offer
Ranked by total cost in the first year at this consumption (7,823 kWh/yr), discounts included. Total costs shown are the ongoing price after the discount period. The electricity price is an assumed spot average, which you can adjust above. Spot electricity itself costs the same everywhere, contracts differ in margin and standing charge. Grid transfer charges and taxes are billed separately by the grid operator. Prices can change, so check the current price on the partner’s site.
Figures are estimates based on the prices and consumption given. Actual cost depends on charging habits, the electricity price and the car's actual consumption.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance330 €/yr
- Comprehensive1,410 €/yr
- Total insurance1,740 €/yr
≈ 145 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included: summer and winter.
Remember to check tyre condition with the seller.
Tyre sizes for this model
- 275/35 R22
- 315/30 R22
- 275/40 R21
- 315/35 R21
- 275/45 R20
- 305/40 R20
- 265/50 R19
- 225/55 R18
Wheel sizes for this model
18″
19″
20″
21″
22″
What do the sizes mean?
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Frequently asked questions about this car
Which car has the registration COB-161?
COB-161 is a 2020 BMW X5 G05 xDrive45e M Sport with 138,000 km on the odometer. It is for sale at 48,800 €.
How much does BMW X5 G05 xDrive45e M Sport cost?
BMW X5 G05 xDrive45e M Sport is for sale at 48,800 €.
How long has this car been for sale?
The listing entered maksimi.fi's tracking on 19/08/2026.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2020.
How many kilometres has the car covered?
The car's mileage is 138,000 km.
When is the car due for its next inspection?
According to the listing, the next inspection is due 07/01/2028. A car under 10 years old is inspected every two years.
How often does this model fail its inspection?
6.5 % of BMW X5 cars first registered in 2020 failed their periodic inspection in 2025 (184 inspections, median mileage 98,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2020 BMW in Finland?
On 30/06/2026 there were 6,815 BMW passenger cars first used in 2020 in traffic use in Finland. That is 5.7 % of all cars first used that year, making it the 7th most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (65.6 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What causes inspection failures for this model year?
For BMW X5 cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: axles and suspension, road test and visibility, vehicle identification. That is 8.2 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is plug-in hybrid and the gearbox is automatic.
How much is the car's vehicle tax?
Vehicle tax is 217 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What is the car's battery capacity and range?
The battery capacity is 24 kWh and the stated range is about 83 km.
Where is BMW X5 G05 xDrive45e M Sport located?
The car is located in Uusimaa (Järvenpää, Uusimaa).
How many owners has the car had?
According to the listing, the car has had 2 owners.
When was the car last serviced?
According to the listing, the last service was 2/2026, 127,000 km.
Is any battery warranty left?
The stated battery warranty has expired.
How much does the car cost to keep per year?
The estimate is 2,559 € per year: vehicle tax 217 €, insurance 1,740 €, electricity 602 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Saka (Järvenpää).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.