On sale 20 daysOn sale 20 d
2,990 €
Private seller, Tohmajärvi, Pohjois-Karjala
1 / 10 Image source: Private seller, Nettiauto
The 2004 Volvo XC70 is an all-wheel-drive estate, diesel-powered with an automatic gearbox. It has an engine displacement of 2.4 litres and an output of 120 kW (163 hp).
The asking price is 2,900 €. That is 600 € (26%) above maksimi.fi's estimated market price of 2,300 €. The estimate is based on 71 comparable cars. The chance this car sells within the next 30 days is about 69%.
A dealer typically sells this model in about 16 days and a private seller in about 13 days. At this asking price, the car will sell in an estimated 14 days.
The odometer reads 640,000 km, which works out at about 29,000 km per year. The car was inspected 9/2025, and the next inspection is due an estimated 9/2026.
Running the car costs an estimated:
- Vehicle tax 834 € per year
- Insurance 520 € per year
- Financing instalment 61 € per month
Vehicle tax and insurance come to about 1,350 € per year.
The seller is a private individual, Muhos.
The car has been for sale since 18/08/2026.
Basic information
- Registration number
- KOZ-821
- Mileage
- 640,000 km
Verify mileage authenticity 20% off
- Engine
- 2.4 l, Diesel
- Model year
- 2004
- Gearbox
- Automatic
- Drivetrain
- All-wheel drive
- Body type
- Estate
- Vehicle type
- Passenger car
- Colour
- Grey
- In traffic use in Finland
- 158 cars
- Steering position
- Left-hand
- VIN number
- YV1SZ799741169855
- maksimi.fi ID
- 180300
- Nettiauto ID
- 15931370
Technical details
- Power
- 120 kW / 163 hp
- Seats
- 5
- Doors
- 5
- Number of gears
- 5
- Cylinders
- 5
- Turbocharger
- Yes
- CO2 emissions
- 226 g/km (NEDC)
- Kerb weight
- 1,814 kg
- Gross weight
- 2,220 kg
- Dimensions (L × W × H)
- 4,730 × 1,860 × 1,530 mm
- Last inspection
- 9/2025
- Type approval number
- e4*2001/116*0040*10
- Gearbox
- Automatic
Equipment
No notable equipment was identified from the listing.
Equipment rating
Asking price: 2,900 €
At this asking price, the car will sell in an estimated 14 days.
No price changes during the tracked period.
Next inspection due around 9/2026
About a month left. A car over 10 years old is inspected every year. According to the listing, the car was inspected in 9/2025.
Check with TraficomThe interval is derived from the model year, because the listing has no first registration date.
Failure rate among cars of the same age
Of 21-year-old diesel passenger cars, 48% failed their periodic inspection in 2025 (13,514 inspections, median mileage 392,000 km).
Sale periods
Private seller, Muhos, Pohjois-Pohjanmaa 1 day for sale
18/8/202619/8/2026
Sales
No previous sales.
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
5 years
1 year 5 years
Estimated monthly instalment approx. 61 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 372 €/yr
- Driving power tax 462 €/yr
- Total vehicle tax 834 €/yr
Base tax is based on CO₂ emissions (NEDC), 226 g/km. Driving power tax is based on gross weight (approx. 2220 kg).
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance240 €/yr
- Comprehensive280 €/yr
- Total insurance520 €/yr
≈ 43 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
Tyre sizes for this model
- 245/35 R20
- 245/40 R19
- 245/45 R18
- 225/55 R17
- 215/65 R16
- 235/55 R17
Wheel sizes for this model
16″
17″
18″
19″
20″
What do the sizes mean?
Find tyres Similar cars on sale
On sale 43 daysOn sale 43 d
3,300 €
Private seller, Akaa, Pirkanmaa
On sale 2 daysOn sale 2 d
3,600 €
Private seller, Huittinen, Satakunta
On sale 6 daysOn sale 6 d
2,200 €
Private seller, Helsinki, Uusimaa
On sale 5 daysOn sale 5 d
3,700 €
Private seller, Joensuu, Pohjois-Karjala
On sale 22 daysOn sale 22 d
2,100 €
Private seller, Lempäälä, Pirkanmaa
On sale 3 daysOn sale 3 d
1,950 €
Private seller, Laihia, Pohjanmaa
On sale 42 daysOn sale 42 d
3,900 €
Private seller, Helsinki, Uusimaa
Frequently asked questions about this car
Which car has the registration KOZ-821?
KOZ-821 is a 2004 Volvo XC70 with 640,000 km on the odometer. It is for sale at 2,900 €.
How much does Volvo XC70 cost?
Volvo XC70 is for sale at 2,900 €.
Is this car well priced?
According to maksimi.fi's price estimate, the asking price is well above market price (estimated market price 2,300 €).
How long has this car been for sale?
The listing entered maksimi.fi's tracking on 18/08/2026.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2004.
How many kilometres has the car covered?
The car's mileage is 640,000 km.
When is the car due for its next inspection?
Based on the listing data, the next inspection is due around 9/2026. A car over 10 years old is inspected every year.
How common is a 2004 Volvo in Finland?
On 30/06/2026 there were 8,398 Volvo passenger cars first used in 2004 in traffic use in Finland. That is 10.9 % of all cars first used that year, making it the second most common brand of that year among 34 brands. The most common fuel type among them is petrol (81.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What fuel type and gearbox does the car have?
The fuel type is diesel and the gearbox is automatic.
How much is the car's vehicle tax?
Vehicle tax is 834 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
Where is Volvo XC70 located?
The car is located in Pohjois-Pohjanmaa (Muhos, Pohjois-Pohjanmaa).
How much does the car cost to keep per year?
The estimate is 1,354 € per year: vehicle tax 834 €, insurance 520 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Private seller (Muhos).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.