On sale 11 daysOn sale 11 d
37,900 €
Autosalpa Kerava, Uusimaa
1 / 11 Image source: SAKA, Nettiauto
The 2023 Volvo XC40 is a front-wheel-drive SUV, hybrid-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 120 kW (163 hp).
The asking price is 37,900 € (plus a 349 € handling fee). That is in line with maksimi.fi's estimated market price of 37,200 €. The estimate is based on 806 comparable cars. The chance this car sells within the next 30 days is about 68%.
A dealer typically sells this model in about 11 days and a private seller in about 12 days.
The odometer reads 42,000 km, which works out at about 13,000 km per year.
- Fuel-operated parking heater
- Adaptive cruise control
- Reversing camera
- Keyless entry and start
- Power tailgate
- Parking sensors
Running the car costs an estimated:
- Vehicle tax 167 € per year
- Insurance 1,220 € per year
- Financing instalment 422 € per month
Vehicle tax and insurance come to about 1,390 € per year.
The seller is SAKA (Vantaa).
The car has been for sale since 17/08/2026.
Basic information
- Registration number
- MOS-945
- Mileage
- 42,000 km
Verify mileage authenticity 20% off
- Engine
- 2.0 l, Hybrid
- Model year
- 2023
- Gearbox
- Automatic
- Drivetrain
- Front-wheel drive
- Office fee
- 349 €
- Body type
- SUV
- Vehicle type
- Passenger car
- Colour
- Blue
- In traffic use in Finland
- 15 cars
- Steering position
- Left-hand
- VIN number
- YV1XZK7V3P2006529
- maksimi.fi ID
- 178172
- Nettiauto ID
- 15928709
Technical details
- Power
- 120 kW / 163 hp
- Acceleration (0–100)
- 8.6 s
- Top speed
- 180 km/h
- Fuel consumption
- 7.3 l/100 km (combined)
- Seats
- 5
- Doors
- 5
- Number of gears
- 7
- Cylinders
- 4
- Turbocharger
- Yes
- CO2 emissions
- 153 g/km
- Kerb weight
- 1,688 kg
- Gross weight
- 2,220 kg
- Max towing weight
- 1,600 kg
- Towing weight (unbraked)
- 750 kg
- Dimensions (L × W × H)
- 4,425 × 1,873 × 1,632 mm
- Type approval number
- e9*2007/46*3146*15
- Gearbox
- Automatic
Equipment
- Adaptive cruise control
- Fuel-operated parking heater
- Keyless entry and start
- Parking sensors
- Power tailgate
- Reversing camera
Equipment rating
Asking price: 37,900 €
No price changes during the tracked period.
Next inspection
A car under 10 years old is inspected every two years. The listing has no inspection date, so the due date cannot be estimated.
Check with TraficomThe interval is derived from the model year, because the listing has no first registration date.
Sale periods
SAKA Finland Oy Pakkala, Vantaa, Uusimaa 1 day for sale
17/8/2026
Sales
No previous sales.
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 422 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 167 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 167 €/yr
Base tax is based on CO₂ emissions (WLTP), 153 g/km.
The average CO₂ of petrol passenger cars first registered in 2023 was 122.6 g/km (WLTP). This car is 30 g/km above that average, which comes to 43 € more a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance240 €/yr
- Comprehensive980 €/yr
- Total insurance1,220 €/yr
≈ 102 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
Tyre sizes for this model
- 235/30 R22
- 235/60 R22
- 245/30 R22
- 255/25 R22
- 255/30 R22
- 255/35 R22
- 245/40 R21
- 245/45 R20
Wheel sizes for this model
20″
21″
22″
What do the sizes mean?
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Frequently asked questions about this car
Which car has the registration MOS-945?
MOS-945 is a 2023 Volvo XC40 with 42,000 km on the odometer. It is for sale at 37,900 €.
How much does Volvo XC40 cost?
Volvo XC40 is for sale at 37,900 €.
Is this car well priced?
According to maksimi.fi's price estimate, the asking price is at market price (estimated market price 37,200 €).
How long has this car been for sale?
The listing entered maksimi.fi's tracking on 17/08/2026.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2023.
How many kilometres has the car covered?
The car's mileage is 42,000 km.
How common is a 2023 Volvo in Finland?
On 30/06/2026 there were 8,328 Volvo passenger cars first used in 2023 in traffic use in Finland. That is 8.4 % of all cars first used that year, making it the third most common brand of that year among 37 brands. The most common fuel type among them is plug-in hybrid (54.3 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What fuel type and gearbox does the car have?
The fuel type is hybrid and the gearbox is automatic.
What features does the car have?
Notable features include Fuel-operated parking heater, Adaptive cruise control, Reversing camera, Keyless entry and start, Power tailgate. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 167 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
Where is Volvo XC40 located?
The car is located in Uusimaa (Vantaa, Uusimaa).
How much does the car cost to keep per year?
The estimate is 1,387 € per year: vehicle tax 167 €, insurance 1,220 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is SAKA (Vantaa).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.