The 2020 Volvo XC90 T8 TwE AWD Inscription aut is an all-wheel-drive SUV, plug-in hybrid-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 223 kW (303 hp). The battery is 11.6 kWh and the range is 46 km as stated by the manufacturer. AC charging power is 3.7 kW and the connector is Type 2.

The asking price is 36,900 € (plus a 349 € handling fee). That is in line with maksimi.fi's estimated market price of 38,400 €. The estimate is based on 316 comparable cars. The chance this car sells within the next 30 days is about 62%.

A dealer typically sells this model in about 10 days and a private seller in about 11 days.

The odometer reads 119,000 km, which works out at about 19,000 km per year.

Notable equipment:

  • Fuel-operated parking heater
  • Adaptive cruise control
  • LED headlights
  • Reversing camera
  • Keyless entry and start
  • Power tailgate
  • Parking sensors
  • Leather upholstery

Running the car costs an estimated:

Vehicle tax, insurance and electricity come to about 1,970 € per year.

The seller is Saka (Espoo).

The car has been for sale since 17/08/2026.

Basic information

Registration number
XSP-672
Mileage
119,000 km
carVertical Verify mileage authenticity
20% off
Engine
2.0 l, Plug-in hybrid
Model year
2020
Gearbox
Automatic
Drivetrain
All-wheel drive
Office fee
349 €
Body type
SUV
Vehicle type
Passenger car
Colour
Black
In traffic use in Finland
164 cars
Steering position
Left-hand
VIN number
YV1LFBMTDL1577166
maksimi.fi ID
177809
Nettiauto ID
15928632

Technical details

Power
223 kW / 303 hp
Acceleration (0–100)
5.8 s
Top speed
230 km/h
Battery capacity
11.6 kWh
Electric range
46 km
Fuel consumption
3.2 l/100 km (combined)
Electricity consumption
16.6 kWh/100 km (combined)
Charging type
Type 2
AC charging power
3.7 kW
Battery warranty
60 kk / 100 000 km
Seats
7
Doors
5
Number of gears
8
Cylinders
4
Turbocharger
Yes
CO2 emissions
71 g/km
Kerb weight
2,329 kg
Gross weight
2,980 kg
Max towing weight
2,400 kg
Towing weight (unbraked)
750 kg
Dimensions (L × W × H)
4,953 × 1,958 × 1,762 mm
Type approval number
e4*2007/46*0929*12

46 km Range WLTP
11.6 kWh Battery capacity
Expired Battery warranty 5 yr or 100,000 km from new

Charging time

  • Home charging (AC 3.7 kW) approx. 3.1 h empty to full

Charging connectors

Alternating current (AC)
  • Type 2
Slow charging

Range

  • WLTP46 km
  • In summerapprox. 39 km
  • In winterapprox. 30 km

Battery sizes in this model range

  • 11.6 kWh this car
  • 18.8 kWh

Gearbox
Automatic

Equipment

  • Adaptive cruise control
  • Fuel-operated parking heater
  • Keyless entry and start
  • Leather upholstery
  • LED headlights
  • Parking sensors
  • Power tailgate
  • Reversing camera

Equipment rating

Asking price: 36,900 €

At market price

Market price estimate 38,400 €

Based on asking prices

Compared to 316 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volvo XC90, 2020) 38,340 €
  • Sold by a dealer +60 €
  • Market price estimate 38,400 €

Without a statistically distinct effect in this group: parking sensors.

No price changes during the tracked period.

Next inspection

A car under 10 years old is inspected every two years. The listing has no inspection date, so the due date cannot be estimated.

Check with Traficom

The interval is derived from the model year, because the listing has no first registration date.

Failures in the same model series

156 cars of the Volvo XC90 model series (first registered in 2020) were inspected in 2025. They recorded 13 defects leading to a failure, or 8.3 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is clearly fewer defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Axles and suspension 5.1

    8 defects, All cars 8.5

    Front and rear axles, springs and dampers, tyres and wheels

  2. Emissions and leaks 2.6

    4 defects, All cars 1.3

    Exhaust measurement, OBD system, oil, fluid and fuel leaks

  3. Engine and other equipment 0.6

    1 defects, All cars 0.3

    Engine and transmission, seat belts and safety systems, tow equipment

Most advisories concerned road test and visibility (13). Median mileage 104,000 km.

Sale periods

Saka Finland Oy Koskelo, Espoo, Uusimaa 1 day for sale
17/8/2026

Sales

No previous sales.

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
MAKSIMI −20% off the report
Service provided by carVertical

When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 411 €/mo
See offers
Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 106 €/yr
  • Driving power tax 104 €/yr
  • Total vehicle tax 210 €/yr

Base tax is based on CO₂ emissions (WLTP), 71 g/km. Driving power tax is based on gross weight (approx. 2980 kg).

The average CO₂ of plug-in hybrids first registered in 2020 was 42.5 g/km (WLTP). This car is 29 g/km above that average.

An estimate of this car’s charging costs and the whole household’s electricity bill. Adjust the annual mileage, charging split and home type to match your own.

Annual mileage 15,000 km
Share charged at home 80 %
  • Home charging· 1,245 kWh 249 €/yr
  • Public charging· 295 kWh 162 €/yr
  • Other consumption· 6,000 kWh 1,200 €/yr
  • Standing charges 120 €/yr
  • Total electricity bill 1,731 €/yr

≈ 144 €/month · of which car charging approx. 411 €/yr

The kWh figure for charging includes conversion losses: more is drawn from the grid than reaches the battery (home charging ~12%, rapid charging ~7%).

  • Electricity consumption 16.6 kWh/100 km
  • Comparison: equivalent petrol car approx. 1,943 €/yr

For a plug-in hybrid, the estimate assumes approx. 55% electric driving; the rest is driven on petrol (approx. 874 €/yr).

Recommendation

Spot price or fixed rate?

Electric cars are usually charged overnight, and charging can be scheduled. If you take advantage of the cheapest hours (for example with scheduled charging), a spot-price contract is typically the cheapest option. If you can't or don't want to track electricity prices and time your charging, a fixed-price contract is safer: the price is predictable and price spikes won't catch you out.

Electricity contracts

  • Nordic Green Energy · Ilmasto pörssisähkö Cheapest

    Margin and monthly fee −50% for 12 months

    • Margin 0.68 c/kWh 49 €/yr
    • Standing charge 5.98 €/month 72 €/yr
    • Supplier's share 121 €/yr
    • Electricity price (spot average ~8 c/kWh) 580 €/yr
    • Total cost (ongoing) 701 €/yr
    • First year −61 € 640 €/yr

    Includes a Tallink Silja gift card

    View offer
  • Vihreä Älyenergia · Verraton

    Margin 0.34 c/kWh and standing charge €2.99/month for 12 months

    • Margin 0.59 c/kWh 43 €/yr
    • Standing charge 4.99 €/month 60 €/yr
    • Supplier's share 103 €/yr
    • Electricity price (spot average ~8 c/kWh) 580 €/yr
    • Total cost (ongoing) 682 €/yr
    • First year −42 € 640 €/yr

    Open-ended contract, two weeks’ notice period

    View offer
  • Vihreä Älyenergia · Vire Tuuli

    2 months €0, reduced margin for 12 months

    • Margin 0.99 c/kWh 72 €/yr
    • Standing charge 5.99 €/month 72 €/yr
    • Supplier's share 144 €/yr
    • Electricity price (spot average ~8 c/kWh) 580 €/yr
    • Total cost (ongoing) 723 €/yr
    • First year −75 € 648 €/yr

    100% wind power

    View offer
  • Hehku Energia · Hehku Pörssi

    Standing charge €0 for 3 months

    • Margin 0.39 c/kWh 28 €/yr
    • Standing charge 4.5 €/month 54 €/yr
    • Supplier's share 82 €/yr
    • Electricity price (spot average ~8 c/kWh) 580 €/yr
    • Total cost (ongoing) 662 €/yr
    • First year −14 € 648 €/yr
    View offer
  • Cheap Energy · Pörssisähkö

    Margin and standing charge reduced for 6 months

    • Margin 0.78 c/kWh 57 €/yr
    • Standing charge 4.9 €/month 59 €/yr
    • Supplier's share 115 €/yr
    • Electricity price (spot average ~8 c/kWh) 580 €/yr
    • Total cost (ongoing) 695 €/yr
    • First year −44 € 651 €/yr
    View offer
  • Vattenfall · Optimi Pörssisähkö

    Standing charge €0 for 6 months

    • Margin 0.5 c/kWh 36 €/yr
    • Standing charge 5.95 €/month 71 €/yr
    • Supplier's share 108 €/yr
    • Electricity price (spot average ~8 c/kWh) 580 €/yr
    • Total cost (ongoing) 687 €/yr
    • First year −36 € 652 €/yr

    Fossil-free

    View offer
  • Fortum · Fortum Tarkka

    Standing charge €0 for 3 months

    • Margin 0.59 c/kWh 43 €/yr
    • Standing charge 5.99 €/month 72 €/yr
    • Supplier's share 115 €/yr
    • Electricity price (spot average ~8 c/kWh) 580 €/yr
    • Total cost (ongoing) 694 €/yr
    • First year −18 € 676 €/yr
    View offer
  • Vihreä Älyenergia · Hintalukko
    • Margin 0.59 c/kWh 43 €/yr
    • Standing charge 4.99 €/month 60 €/yr
    • Supplier's share 103 €/yr
    • Electricity price (spot average ~8 c/kWh) 580 €/yr
    • Total cost 682 €/yr

    You can lock in the margin

    View offer
  • Fortum · Fortum Latauspaketti

    2 c/kWh cashback on home charging

    • Margin 0.59 c/kWh 43 €/yr
    • Standing charge 9.99 €/month 120 €/yr
    • Supplier's share 163 €/yr
    • Electricity price (spot average ~8 c/kWh) 580 €/yr
    • Home charging cashback 2 c/kWh −25 €/yr
    • Total cost 717 €/yr

    20% off rapid charging (Charge & Drive) or €0.10/kWh at Tesla chargers

    View offer
  • Aalto Energia · Luotsi Pörssisähkö

    Margin 0.34 c/kWh + standing charge €0 for 4 months

    • Margin 1.99 c/kWh 144 €/yr
    • Standing charge 5.95 €/month 71 €/yr
    • Supplier's share 216 €/yr
    • Electricity price (spot average ~8 c/kWh) 580 €/yr
    • Total cost (ongoing) 795 €/yr
    • First year −64 € 732 €/yr

    After 4 months 0.54 c/kWh until 31 Dec 2026, then 1.99 c/kWh

    View offer
  • Nordic Green Energy · Uusiutuva pörssisähkö

    Monthly fee −50% for 6 months

    • Margin 0.99 c/kWh 72 €/yr
    • Standing charge 9.99 €/month 120 €/yr
    • Supplier's share 192 €/yr
    • Electricity price (spot average ~8 c/kWh) 580 €/yr
    • Total cost (ongoing) 771 €/yr
    • First year −30 € 741 €/yr

    100% renewable; includes a Tallink Silja gift card

    View offer

Ranked by total cost in the first year at this consumption (7,245 kWh/yr), discounts included. Total costs shown are the ongoing price after the discount period. The electricity price is an assumed spot average, which you can adjust above. Spot electricity itself costs the same everywhere, contracts differ in margin and standing charge. Grid transfer charges and taxes are billed separately by the grid operator. Prices can change, so check the current price on the partner’s site.

Figures are estimates based on the prices and consumption given. Actual cost depends on charging habits, the electricity price and the car's actual consumption.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance290 €/yr
  • Comprehensive1,060 €/yr
  • Total insurance1,350 €/yr

≈ 113 €/mo

Request a quote
Service provided by POP Vakuutus

The final price depends on factors such as claims history and place of residence, and is set in the quote.

Remember to check tyre condition with the seller.

Tyre sizes for this model

  • 275/35 R22
  • 275/40 R21
  • 275/45 R20
  • 235/55 R19
  • 235/60 R18

Wheel sizes for this model

18″
19″
20″
21″
22″
What do the sizes mean?
Find tyres

Frequently asked questions about this car

Which car has the registration XSP-672?

XSP-672 is a 2020 Volvo XC90 T8 TwE AWD Inscription aut with 119,000 km on the odometer. It is for sale at 36,900 €.

How much does Volvo XC90 T8 TwE AWD Inscription aut cost?

Volvo XC90 T8 TwE AWD Inscription aut is for sale at 36,900 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is at market price (estimated market price 38,400 €).

How long has this car been for sale?

The listing entered maksimi.fi's tracking on 17/08/2026.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2020.

How many kilometres has the car covered?

The car's mileage is 119,000 km.

How often does this model fail its inspection?

7.1 % of Volvo XC90 cars first registered in 2020 failed their periodic inspection in 2025 (156 inspections, median mileage 104,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2020 Volvo in Finland?

On 30/06/2026 there were 12,888 Volvo passenger cars first used in 2020 in traffic use in Finland. That is 10.7 % of all cars first used that year, making it the second most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (63.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What causes inspection failures for this model year?

For Volvo XC90 cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: axles and suspension, emissions and leaks, engine and other equipment. That is 8.3 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is plug-in hybrid and the gearbox is automatic.

What features does the car have?

Notable features include Fuel-operated parking heater, Adaptive cruise control, LED headlights, Reversing camera, Keyless entry and start. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 210 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What is the car's battery capacity and range?

The battery capacity is 11.6 kWh and the stated range is about 46 km.

Where is Volvo XC90 T8 TwE AWD Inscription aut located?

The car is located in Uusimaa (Espoo, Uusimaa).

Is any battery warranty left?

The stated battery warranty has expired.

How much does the car cost to keep per year?

The estimate is 1,971 € per year: vehicle tax 210 €, insurance 1,350 €, electricity 411 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Saka (Espoo).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.