On sale 45 daysOn sale 45 d
20,990 €
Bilar99 - Lempäälä, Pirkanmaa
1 / 4 Image source: Autokeskus, Nettiauto
The 2021 Kia Optima is a front-wheel-drive estate, plug-in hybrid-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 113 kW (154 hp). The battery is 11.3 kWh and the range is 53 km as stated by the manufacturer. AC charging power is 3.3 kW and the connector is Type 2.
The asking price is 20,990 € (plus a 269 € handling fee). That is in line with maksimi.fi's estimated market price of 20,600 €. The estimate is based on 133 comparable cars. The chance this car sells within the next 14 days is about 43%.
A dealer typically sells this model in about 9 days and a private seller in about 6 days.
The odometer reads 81,000 km, which works out at about 16,000 km per year. The car was inspected 5/2025, and the next inspection is due an estimated 5/2027.
- Premium audio
- Tow bar
- Adaptive cruise control
- LED headlights
- Reversing camera
- Keyless entry and start
- Power tailgate
- Parking sensors
- Leather upholstery
Running the car costs an estimated:
- Vehicle tax 186 € per year
- Insurance 930 € per year
- Electricity 305 € per year, at 15,000 km a year
- Financing instalment 236 € per month
Vehicle tax, insurance and electricity come to about 1,420 € per year.
The listing says 2 sets of tyres are included: summer and winter.
The seller is Autokeskus (Vantaa).
The car has been for sale since 17/08/2026.
Basic information
- Registration number
- ESB-724
- Mileage
- 81,000 km
Verify mileage authenticity 20% off
- Engine
- 2.0 l, Plug-in hybrid
- Model year
- 2021
- Gearbox
- Automatic
- Drivetrain
- Front-wheel drive
- Office fee
- 269 €
- Body type
- Estate
- Vehicle type
- Passenger car
- Colour
- Red
- Tyre sets
- 2 (summer and winter)
- In traffic use in Finland
- 577 cars
- Steering position
- Left-hand
- VIN number
- KNAGV81FBL5044791
- maksimi.fi ID
- 177454
- Nettiauto ID
- 15927792
Technical details
- Power
- 113 kW / 154 hp
- Acceleration (0–100)
- 9.7 s
- Top speed
- 192 km/h
- Battery capacity
- 11.3 kWh
- Electric range
- 53 km
- Fuel consumption
- 1.5 l/100 km (combined)
- Electricity consumption
- 12.3 kWh/100 km (combined)
- Charging type
- Type 2
- AC charging power
- 3.3 kW
- Battery warranty
- 84 kk / 150 000 km
- Seats
- 5
- Doors
- 5
- Number of gears
- 6
- Cylinders
- 4
- Turbocharger
- No
- CO2 emissions
- 34 g/km
- Kerb weight
- 1,815 kg
- Gross weight
- 2,270 kg
- Max towing weight
- 1,500 kg
- Towing weight (unbraked)
- 750 kg
- Dimensions (L × W × H)
- 4,855 × 1,860 × 1,480 mm
- First registration
- 29/06/2021
- Last inspection
- 5/2025
- Last service
- 5/2026, 79,195 km
- Type approval number
- e4*2007/46*1018*11
53 km Range WLTP
11.3 kWh Battery capacity
1 yr 10 mo or 69,000 km Warranty remaining 7 yr or 150,000 km from new
Charging time
- Home charging (AC 3.3 kW) approx. 3.4 h empty to full
Charging connectors
Alternating current (AC)
- Type 2
Range
- WLTP53 km
- In summerapprox. 45 km
- In winterapprox. 34 km
- Gearbox
- Automatic
Equipment
- Adaptive cruise control
- Keyless entry and start
- Leather upholstery
- LED headlights
- Parking sensors
- Power tailgate
- Premium audio
- Reversing camera
- Tow bar
Equipment rating
Asking price: 20,990 €
No price changes during the tracked period.
Next inspection due around 5/2027
About 9 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 5/2025.
Check with Traficom
Failure rate among cars of the same age
Of 4-year-old plug-in hybrid passenger cars, 5.7% failed their periodic inspection in 2025 (26,034 inspections, median mileage 71,000 km).
Sale periods
Autokeskus Oy, Airport, Vantaa, Uusimaa 1 day for sale
17/8/2026
Sales
No previous sales.
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 236 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 106 €/yr
- Driving power tax 80 €/yr
- Total vehicle tax 186 €/yr
Base tax is based on CO₂ emissions (WLTP), 34 g/km. Driving power tax is based on gross weight (2270 kg).
The average CO₂ of plug-in hybrids first registered in 2021 was 38.7 g/km (WLTP). This car is 5 g/km below that average.
An estimate of this car’s charging costs and the whole household’s electricity bill. Adjust the annual mileage, charging split and home type to match your own.
Annual mileage 15,000 km
Share charged at home 80 %
- Home charging· 923 kWh 185 €/yr
- Public charging· 218 kWh 120 €/yr
- Other consumption· 6,000 kWh 1,200 €/yr
- Standing charges 120 €/yr
- Total electricity bill 1,625 €/yr
≈ 135 €/month · of which car charging approx. 305 €/yr
The kWh figure for charging includes conversion losses: more is drawn from the grid than reaches the battery (home charging ~12%, rapid charging ~7%).
- Electricity consumption 12.3 kWh/100 km
- Comparison: equivalent petrol car approx. 1,943 €/yr
For a plug-in hybrid, the estimate assumes approx. 55% electric driving; the rest is driven on petrol (approx. 874 €/yr).
Recommendation
Spot price or fixed rate?
Electric cars are usually charged overnight, and charging can be scheduled. If you take advantage of the cheapest hours (for example with scheduled charging), a spot-price contract is typically the cheapest option. If you can't or don't want to track electricity prices and time your charging, a fixed-price contract is safer: the price is predictable and price spikes won't catch you out.
Electricity contracts
- Nordic Green Energy · Ilmasto pörssisähkö Cheapest
Margin and monthly fee −50% for 12 months
- Margin 0.68 c/kWh 47 €/yr
- Standing charge 5.98 €/month 72 €/yr
- Supplier's share 119 €/yr
- Electricity price (spot average ~8 c/kWh) 554 €/yr
- Total cost (ongoing) 673 €/yr
- First year −59 € 613 €/yr
Includes a Tallink Silja gift card
View offer - Vihreä Älyenergia · Verraton
Margin 0.34 c/kWh and standing charge €2.99/month for 12 months
- Margin 0.59 c/kWh 41 €/yr
- Standing charge 4.99 €/month 60 €/yr
- Supplier's share 101 €/yr
- Electricity price (spot average ~8 c/kWh) 554 €/yr
- Total cost (ongoing) 655 €/yr
- First year −41 € 613 €/yr
Open-ended contract, two weeks’ notice period
View offer - Vihreä Älyenergia · Vire Tuuli
2 months €0, reduced margin for 12 months
- Margin 0.99 c/kWh 69 €/yr
- Standing charge 5.99 €/month 72 €/yr
- Supplier's share 140 €/yr
- Electricity price (spot average ~8 c/kWh) 554 €/yr
- Total cost (ongoing) 694 €/yr
- First year −73 € 621 €/yr
100% wind power
View offer - Hehku Energia · Hehku Pörssi
Standing charge €0 for 3 months
- Margin 0.39 c/kWh 27 €/yr
- Standing charge 4.5 €/month 54 €/yr
- Supplier's share 81 €/yr
- Electricity price (spot average ~8 c/kWh) 554 €/yr
- Total cost (ongoing) 635 €/yr
- First year −14 € 621 €/yr
- Cheap Energy · Pörssisähkö
Margin and standing charge reduced for 6 months
- Margin 0.78 c/kWh 54 €/yr
- Standing charge 4.9 €/month 59 €/yr
- Supplier's share 113 €/yr
- Electricity price (spot average ~8 c/kWh) 554 €/yr
- Total cost (ongoing) 667 €/yr
- First year −43 € 624 €/yr
- Vattenfall · Optimi Pörssisähkö
Standing charge €0 for 6 months
- Margin 0.5 c/kWh 35 €/yr
- Standing charge 5.95 €/month 71 €/yr
- Supplier's share 106 €/yr
- Electricity price (spot average ~8 c/kWh) 554 €/yr
- Total cost (ongoing) 660 €/yr
- First year −36 € 624 €/yr
Fossil-free
View offer - Fortum · Fortum Tarkka
Standing charge €0 for 3 months
- Margin 0.59 c/kWh 41 €/yr
- Standing charge 5.99 €/month 72 €/yr
- Supplier's share 113 €/yr
- Electricity price (spot average ~8 c/kWh) 554 €/yr
- Total cost (ongoing) 667 €/yr
- First year −18 € 649 €/yr
- Vihreä Älyenergia · Hintalukko
- Margin 0.59 c/kWh 41 €/yr
- Standing charge 4.99 €/month 60 €/yr
- Supplier's share 101 €/yr
- Electricity price (spot average ~8 c/kWh) 554 €/yr
- Total cost 655 €/yr
You can lock in the margin
View offer - Fortum · Fortum Latauspaketti
2 c/kWh cashback on home charging
- Margin 0.59 c/kWh 41 €/yr
- Standing charge 9.99 €/month 120 €/yr
- Supplier's share 161 €/yr
- Electricity price (spot average ~8 c/kWh) 554 €/yr
- Home charging cashback 2 c/kWh −18 €/yr
- Total cost 696 €/yr
20% off rapid charging (Charge & Drive) or €0.10/kWh at Tesla chargers
View offer - Aalto Energia · Luotsi Pörssisähkö
Margin 0.34 c/kWh + standing charge €0 for 4 months
- Margin 1.99 c/kWh 138 €/yr
- Standing charge 5.95 €/month 71 €/yr
- Supplier's share 209 €/yr
- Electricity price (spot average ~8 c/kWh) 554 €/yr
- Total cost (ongoing) 763 €/yr
- First year −62 € 701 €/yr
After 4 months 0.54 c/kWh until 31 Dec 2026, then 1.99 c/kWh
View offer - Nordic Green Energy · Uusiutuva pörssisähkö
Monthly fee −50% for 6 months
- Margin 0.99 c/kWh 69 €/yr
- Standing charge 9.99 €/month 120 €/yr
- Supplier's share 188 €/yr
- Electricity price (spot average ~8 c/kWh) 554 €/yr
- Total cost (ongoing) 742 €/yr
- First year −30 € 712 €/yr
100% renewable; includes a Tallink Silja gift card
View offer
Ranked by total cost in the first year at this consumption (6,923 kWh/yr), discounts included. Total costs shown are the ongoing price after the discount period. The electricity price is an assumed spot average, which you can adjust above. Spot electricity itself costs the same everywhere, contracts differ in margin and standing charge. Grid transfer charges and taxes are billed separately by the grid operator. Prices can change, so check the current price on the partner’s site.
Figures are estimates based on the prices and consumption given. Actual cost depends on charging habits, the electricity price and the car's actual consumption.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance240 €/yr
- Comprehensive690 €/yr
- Total insurance930 €/yr
≈ 78 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included: summer and winter.
Remember to check tyre condition with the seller.
Tyre sizes for this model
- 235/35 R20
- 235/40 R19
- 235/45 R18
- 215/55 R17
- 205/65 R16
- 215/60 R16
Wheel sizes for this model
16″
17″
18″
19″
20″
What do the sizes mean?
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Frequently asked questions about this car
Which car has the registration ESB-724?
ESB-724 is a 2021 Kia Optima with 81,000 km on the odometer. It is for sale at 20,990 €.
How much does Kia Optima cost?
Kia Optima is for sale at 20,990 €.
Is this car well priced?
According to maksimi.fi's price estimate, the asking price is at market price (estimated market price 20,600 €).
How long has this car been for sale?
The listing entered maksimi.fi's tracking on 17/08/2026.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2021 and was first registered on 29/06/2021.
How many kilometres has the car covered?
The car's mileage is 81,000 km.
When is the car due for its next inspection?
Based on the listing data, the next inspection is due around 5/2027. A car under 10 years old is inspected every two years.
How common is a 2021 Kia in Finland?
On 30/06/2026 there were 9,060 Kia passenger cars first used in 2021 in traffic use in Finland. That is 7.3 % of all cars first used that year, making it the 5th most common brand of that year among 34 brands. The most common fuel type among them is petrol (69.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What fuel type and gearbox does the car have?
The fuel type is plug-in hybrid and the gearbox is automatic.
What features does the car have?
Notable features include Premium audio, Tow bar, Adaptive cruise control, LED headlights, Reversing camera. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 186 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What is the car's battery capacity and range?
The battery capacity is 11.3 kWh and the stated range is about 53 km.
Where is Kia Optima located?
The car is located in Uusimaa (Vantaa, Uusimaa).
When was the car last serviced?
According to the listing, the last service was 5/2026, 79,195 km.
Is any battery warranty left?
1 yr 10 mo or 69,000 km of battery warranty remains.
How much does the car cost to keep per year?
The estimate is 1,421 € per year: vehicle tax 186 €, insurance 930 €, electricity 305 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Autokeskus (Vantaa).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.