The 2004 BMW 520 is a rear-wheel-drive sedan, petrol-powered with a manual gearbox. It has an engine displacement of 2.2 litres and an output of 92 kW (125 hp). The car is imported from Spain. Used imports of this make totalled 11,234 cars in 2023–2025, 39 of them 2004 cars.

The asking price is 2,700 €. That is 1,700 € (39%) below maksimi.fi's estimated market price of 4,400 €. The estimate is based on 86 comparable cars. The chance this car sells within the next 30 days is about 89%.

A dealer typically sells this model in about 11 days and a private seller in about 9 days. As the asking price is clearly below the market price, this particular car will likely sell faster than average, in an estimated 8 days.

The odometer reads 250,000 km, which works out at about 11,000 km per year. The car was inspected 5/2026, and the next inspection is due an estimated 5/2027.

Notable equipment:

  • Leather upholstery

Running the car costs an estimated:

Vehicle tax and insurance come to about 850 € per year.

The original tyre size is 225/55 R16.

The seller is a private individual, Pihtipudas.

The car has been for sale for 1 day since 16/08/2026.

Basic information

Registration number
NJG-398
Mileage
250,000 km
carVertical Verify mileage authenticity
20% off
Engine
2.2 l, Petrol
Model year
2004
Gearbox
Manual
Drivetrain
Rear-wheel drive
Body type
Sedan
Vehicle type
Passenger car
Colour
Blue
Tyre size
225/55 R16
Wheel size
16″
In traffic use in Finland
26 cars
Steering position
Left-hand
Imported car
Yes, from Spain
VIN number
WBANA31010B018821
maksimi.fi ID
176273
Nettiauto ID
15926491

Technical details

Power
92 kW / 125 hp
Acceleration (0–100)
9 s
Seats
5
Doors
4
CO2 emissions
219 g/km
Kerb weight
1,560 kg
Gross weight
1,730 kg
Max towing weight
1,400 kg
Dimensions (L × W × H)
4,840 × 1,850 × 1,470 mm
Last inspection
5/2026

Gearbox
Manual

Equipment

  • Leather upholstery

Equipment rating

Asking price: 2,700 €

Well below market price

Market price estimate 4,400 €

Based on asking prices

Compared to 86 cars of the same model and similar model years (currently listed and recently delisted).

As the asking price is clearly below the market price, this particular car will likely sell faster than average, in an estimated 8 days.

No price changes during the tracked period.

Next inspection due around 5/2027

About 9 months left. A car over 10 years old is inspected every year. According to the listing, the car was inspected in 5/2026.

Check with Traficom

The interval is derived from the model year, because the listing has no first registration date.

Failure rate among cars of the same age

Of 21-year-old petrol passenger cars, 45.6% failed their periodic inspection in 2025 (74,373 inspections, median mileage 251,000 km).

Sale periods

Private seller, Pihtipudas, Keski-Suomi 1 day for sale
16/8/202617/8/2026

Sales

No previous sales.

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
MAKSIMI −20% off the report
Service provided by carVertical

CountryPeriodAsking priceOdometer
1Spainnot knownnot knownnot known
2Finland8/20262,700 €250,000 km

When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

500 € 70,000 €
5 years
1 year 5 years
Estimated monthly instalment approx. 57 €/mo
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Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 357 €/yr
  • Driving power tax 0 €/yr
  • Total vehicle tax 357 €/yr

Base tax is based on CO₂ emissions (NEDC), 219 g/km.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance220 €/yr
  • Comprehensive270 €/yr
  • Total insurance490 €/yr

≈ 41 €/mo

Request a quote
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The final price depends on factors such as claims history and place of residence, and is set in the quote.

Remember to check tyre condition with the seller.

BMW 5-serie (2003–2010) · 520i. E60 sedan (125kW)

Tyre sizes for this car

  • 225/55 R16 Original
  • 245/45 R21 Fits
  • 235/45 R21 Fits
  • 295/25 R20 Recommended
  • 245/30 R20 Recommended
  • 285/30 R19 Recommended
  • 245/35 R19 Recommended
  • 275/35 R18 Recommended
  • 245/40 R18 Recommended
  • 245/45 R17 Recommended
  • 225/50 R17 Recommended
  • 205/60 R16 Recommended

Wheel sizes for this car

16″
17″
18″
19″
20″
21″

Original wheel size: 16″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (NJG-398).

Order tyres See wheels too →

Frequently asked questions about this car

Which car has the registration NJG-398?

NJG-398 is a 2004 BMW 520 with 250,000 km on the odometer. It is for sale at 2,700 €.

How much does BMW 520 cost?

BMW 520 is for sale at 2,700 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is well below market price (estimated market price 4,400 €).

How long has this car been for sale?

The car has been for sale for at least 1 days. The listing entered maksimi.fi's tracking on 16/08/2026.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2004. It was imported to Finland as a used car.

How many kilometres has the car covered?

The car's mileage is 250,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 5/2027. A car over 10 years old is inspected every year.

How common is a 2004 BMW in Finland?

On 30/06/2026 there were 2,667 BMW passenger cars first used in 2004 in traffic use in Finland. That is 3.5 % of all cars first used that year, making it the 10th most common brand of that year among 34 brands. The most common fuel type among them is petrol (58.6 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

How common are used imports of this make?

11,234 used BMW passenger cars were imported into Finland in 2023–2025, 9.2% of all used passenger-car imports; 39 of them were 2004 cars. The most common source countries for used passenger-car imports are Sweden (52%) and Germany (30%).

What fuel type and gearbox does the car have?

The fuel type is petrol and the gearbox is manual.

What features does the car have?

Notable features include Leather upholstery. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 357 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 225/55 R16.

Where is BMW 520 located?

The car is located in Keski-Suomi (Pihtipudas, Keski-Suomi).

How much does the car cost to keep per year?

The estimate is 847 € per year: vehicle tax 357 €, insurance 490 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Private seller (Pihtipudas).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.