The 2020 Volkswagen Golf is a front-wheel-drive hatchback, hybrid-powered with an automatic gearbox. It has an engine displacement of 1.5 litres and an output of 110 kW (150 hp).

The asking price is 19,690 € (plus a 349 € handling fee). That is in line with maksimi.fi's estimated market price of 20,000 €. The estimate is based on 969 comparable cars. The chance this car sells within the next 30 days is about 70%.

A dealer typically sells this model in about 10 days and a private seller in about 8 days.

The odometer reads 89,000 km, which works out at about 14,000 km per year. The car was inspected 8/2026, and the next inspection is due an estimated 8/2028. The most common inspection failure cause in this model series is axles and suspension.

Notable equipment:

  • Tow bar
  • Fuel-operated parking heater
  • Adaptive cruise control
  • LED headlights
  • Parking sensors

Running the car costs an estimated:

Vehicle tax and insurance come to about 960 € per year.

The original tyre size is 195/65 R15. The listing says 2 sets of tyres are included.

The seller is J. Rinta-Jouppi (Porvoo).

The car has been for sale for 2 days since 15/08/2026.

Basic information

Registration number
ZMX-386
Mileage
89,000 km
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Engine
1.5 l, Hybrid
Model year
2020
Gearbox
Automatic
Drivetrain
Front-wheel drive
Office fee
349 €
Body type
Hatchback
Vehicle type
Passenger car
Colour
Yellow
Tyre size
195/65 R15
Wheel size
15″
Tyre sets
2
In traffic use in Finland
508 cars
Steering position
Left-hand
Imported car
No
VIN number
WVWZZZCDZLW803289
maksimi.fi ID
175644
Nettiauto ID
15925741

Technical details

Power
110 kW / 150 hp
Top speed
224 km/h
Fuel consumption
6 l/100 km (combined)
Seats
5
Doors
5
Number of gears
7
Cylinders
4
Turbocharger
Yes
CO2 emissions
133 g/km
Kerb weight
1,380 kg
Gross weight
1,880 kg
Max towing weight
1,500 kg
Towing weight (unbraked)
690 kg
Dimensions (L × W × H)
4,396 × 1,789 × 1,491 mm
First registration
08/06/2020
Last inspection
8/2026
Last service
8/2026, 89,000 km
Type approval number
e1*2007/46*2014*02

Gearbox
Automatic

Equipment

  • Adaptive cruise control
  • Fuel-operated parking heater
  • LED headlights
  • Parking sensors
  • Tow bar

Equipment rating

Asking price: 19,690 €

At market price

Market price estimate 20,000 €

Based on asking prices

Compared to 969 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volkswagen Golf, 2020) 20,610 €
  • Automatic transmission +320 €
  • Sold by a dealer +50 €
  • Front-wheel drive −290 €
  • Body type: Hatchback −690 €
  • Market price estimate 20,000 €

Without a statistically distinct effect in this group: fuel type: hybrid, tow bar, fuel-operated parking heater, led headlights, parking sensors.

No price changes during the tracked period.

Next inspection due around 8/2028

About 2 years left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 8/2026.

Check with Traficom

Failures in the same model series

360 cars of the Volkswagen GOLF model series (first registered in 2020) were inspected in 2025. They recorded 21 defects leading to a failure, or 5.8 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is clearly fewer defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Axles and suspension 4.4

    16 defects, All cars 8.5

    Front and rear axles, springs and dampers, tyres and wheels

  2. Brakes 0.6

    2 defects, All cars 2.9

    Service and parking brake, brake dynamometer tests, stability control

  3. Vehicle identification 0.3

    1 defects, All cars 0.6

    Plates and register entries, VIN, documents

The remaining 9.5 % of defects fall under other items. Most advisories concerned road test and visibility (18). Median mileage 75,000 km.

Sale periods

J. Rinta-Jouppi Porvoo, Uusimaa 2 days for sale
15/8/202616/8/202617/8/2026

Sales

No previous sales.

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
MAKSIMI −20% off the report
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When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 222 €/mo
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The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 133 €/yr
  • Driving power tax 0 €/yr
  • Total vehicle tax 133 €/yr

Base tax is based on CO₂ emissions (WLTP), 133 g/km.

The average CO₂ of petrol passenger cars first registered in 2020 was 137.8 g/km (WLTP). This car is 5 g/km below that average.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance230 €/yr
  • Comprehensive600 €/yr
  • Total insurance830 €/yr

≈ 69 €/mo

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The final price depends on factors such as claims history and place of residence, and is set in the quote.

The listing says 2 sets of tyres are included.

Remember to check tyre condition with the seller.

Volkswagen Golf (2020–2024) · 1.5 BlueMotion Hybrid (CD) (110kW)

Tyre sizes for this car

  • 205/55 R16 Original
  • 195/65 R15 Original
  • 235/30 R20 Recommended
  • 235/35 R19 Recommended
  • 225/35 R19 Recommended
  • 225/40 R18 Recommended
  • 225/45 R17 Recommended
  • 205/50 R17 Recommended

Wheel sizes for this car

15″
16″
17″
18″
19″
20″

Original wheel size: 16″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (ZMX-386).

Order tyres See wheels too →

Frequently asked questions about this car

Which car has the registration ZMX-386?

ZMX-386 is a 2020 Volkswagen Golf with 89,000 km on the odometer. It is for sale at 19,690 €.

How much does Volkswagen Golf cost?

Volkswagen Golf is for sale at 19,690 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is at market price (estimated market price 20,000 €).

How long has this car been for sale?

The car has been for sale for at least 2 days. The listing entered maksimi.fi's tracking on 15/08/2026.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2020 and was first registered on 08/06/2020.

How many kilometres has the car covered?

The car's mileage is 89,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 8/2028. A car under 10 years old is inspected every two years.

How often does this model fail its inspection?

4.7 % of Volkswagen GOLF cars first registered in 2020 failed their periodic inspection in 2025 (360 inspections, median mileage 75,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2020 Volkswagen in Finland?

On 30/06/2026 there were 12,618 Volkswagen passenger cars first used in 2020 in traffic use in Finland. That is 10.5 % of all cars first used that year, making it the third most common brand of that year among 33 brands. The most common fuel type among them is petrol (50.2 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What causes inspection failures for this model year?

For Volkswagen GOLF cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: axles and suspension, brakes, vehicle identification. That is 5.8 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is hybrid and the gearbox is automatic.

What features does the car have?

Notable features include Tow bar, Fuel-operated parking heater, Adaptive cruise control, LED headlights, Parking sensors. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 133 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 195/65 R15.

Where is Volkswagen Golf located?

The car is located in Uusimaa (Porvoo, Uusimaa).

When was the car last serviced?

According to the listing, the last service was 8/2026, 89,000 km.

How much does the car cost to keep per year?

The estimate is 963 € per year: vehicle tax 133 €, insurance 830 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is J. Rinta-Jouppi (Porvoo).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.