38,900 €
Kamux Kuopio, Pohjois-Savo
The 2020 BMW X3 G01 xDrive30d A Business M Sport is an all-wheel-drive SUV, diesel-powered with an automatic gearbox. It has an engine displacement of 3.0 litres and an output of 195 kW (265 hp). The car is imported. Used imports of this make totalled 11,234 cars in 2023–2025, 1,963 of them 2020 cars.
The asking price is 38,880 € (plus a 299 € handling fee). That is 6,280 € (19%) above maksimi.fi's estimated market price of 32,600 €. The estimate is based on 342 comparable cars. The chance this car sells within the next 14 days is about 29%.
A dealer typically sells this model in about 13 days and a private seller in about 18 days.
The odometer reads 170,000 km, which works out at about 29,000 km per year. The car was inspected 1/2026, and the next inspection is due an estimated 1/2028. The most common inspection failure cause in this model series is vehicle identification.
This car has been sold before within maksimi.fi's tracking: it sold on 23/06/2026 for 36,990 €, at 166,000 km. It is now listed for 1,890 € more than in that sale. It has covered about 4,000 km more since.
Running the car costs an estimated:
Vehicle tax and insurance come to about 2,050 € per year.
The listing says 2 sets of tyres are included.
The seller is K-Auto (Hyvinkää).
The car has been for sale for 26 days since 05/08/2026.
Asking price: 38,880 €
| Date | Price | Change | Listing |
|---|---|---|---|
| 22/06/2026 | 36,990 € | – | Kamux |
| 05/08/2026 | 39,900 € | – | K-Auto Hyvinkää |
| 08/08/2026 | 39,890 € | −10 € | K-Auto Hyvinkää |
| 19/08/2026 | 39,880 € | −10 € | K-Auto Hyvinkää |
| 26/08/2026 | 38,880 € | −1,000 € | K-Auto Hyvinkää |
210 cars of the BMW X3 model series (first registered in 2020) were inspected in 2025. They recorded 17 defects leading to a failure, or 8.1 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is clearly fewer defects than in cars of the same age on average.
Plates and register entries, VIN, documents
Front and rear axles, springs and dampers, tyres and wheels
Service and parking brake, brake dynamometer tests, stability control
Most advisories concerned road test and visibility (3). Median mileage 98,000 km.
sale
| Sold | Price | Mileage | Time on market | Seller |
|---|---|---|---|---|
| 23/06/2026 | 36,990 € | 166,000 km | 1 day | Kamux, Tampere Lakalaiva |
| Date | What | Change |
|---|---|---|
| 26/08/2026 | Asking price K-Auto Hyvinkää | 39,880 € → 38,880 € |
| 19/08/2026 | Asking price K-Auto Hyvinkää | 39,890 € → 39,880 € |
| 08/08/2026 | Asking price K-Auto Hyvinkää | 39,900 € → 39,890 € |
| 06/08/2026 | Mileage K-Auto Hyvinkää | 169,000 km → 170,000 km |
| 05/08/2026 | Seller changed | Kamux → K-Auto Hyvinkää |
| 05/08/2026 | Asking price K-Auto Hyvinkää | 36,990 € → 39,900 € |
| 05/08/2026 | Mileage K-Auto Hyvinkää | 166,000 km → 169,000 km |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
Base tax is based on CO₂ emissions (WLTP), 185 g/km. Driving power tax is based on gross weight (2545 kg).
The average CO₂ of diesel passenger cars first registered in 2020 was 171.8 g/km (WLTP). This car is 13 g/km above that average, which comes to 34 € more a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
≈ 108 €/mo
Request a quoteThe final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included.
Remember to check tyre condition with the seller.
38,900 €
Kamux Kuopio, Pohjois-Savo
38,990 €
KIESI Helsinki Konala, Helsinki, Uusimaa
38,690 €
Autokeskus Oy, Hämeenlinna, Kanta-Häme
39,490 €
LänsiAuto Hyvinkää, Uusimaa
37,990 €
Kamux Hyvinkää, Uusimaa
39,890 €
K-Auto Hyvinkää, Uusimaa
39,900 €
Kamux Kuopio, Pohjois-Savo
39,900 €
Ayvens Tampere, Lielahti, Tampere, Pirkanmaa
NOM-384 is a 2020 BMW X3 G01 xDrive30d A Business M Sport with 170,000 km on the odometer. It is for sale at 38,880 €.
BMW X3 G01 xDrive30d A Business M Sport is for sale at 38,880 €.
According to maksimi.fi's price estimate, the asking price is well above market price (estimated market price 32,600 €).
The car has been for sale for at least 26 days. The listing entered maksimi.fi's tracking on 05/08/2026.
Yes: this car has one earlier completed sale on record. It was last sold on 23/06/2026 for 36,990 €, and it has been driven about 4,000 km more since then.
The car is model year 2020 and was first registered on 01/10/2020. It was imported to Finland as a used car.
The car's mileage is 170,000 km.
Based on the listing data, the next inspection is due around 1/2028. A car under 10 years old is inspected every two years.
7.1 % of BMW X3 cars first registered in 2020 failed their periodic inspection in 2025 (210 inspections, median mileage 98,000 km). Failure rates are not directly comparable between models because typical mileage differs.
On 30/06/2026 there were 6,815 BMW passenger cars first used in 2020 in traffic use in Finland. That is 5.7 % of all cars first used that year, making it the 7th most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (65.6 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
11,234 used BMW passenger cars were imported into Finland in 2023–2025, 9.2% of all used passenger-car imports; 1,963 of them were 2020 cars. The most common source countries for used passenger-car imports are Sweden (52%) and Germany (30%).
For BMW X3 cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: vehicle identification, axles and suspension, brakes. That is 8.1 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
The fuel type is diesel and the gearbox is automatic.
Notable features include Tow bar, Adaptive cruise control, LED headlights, Reversing camera, Keyless entry and start. The full feature list is on this page.
Vehicle tax is 764 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
The car is located in Uusimaa (Hyvinkää, Uusimaa).
The estimate is 2,054 € per year: vehicle tax 764 €, insurance 1,290 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
The seller is K-Auto (Hyvinkää).
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.