The 2020 Audi A4 is an all-wheel-drive estate, diesel-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 140 kW (190 hp).

The asking price is 22,500 €. That is in line with maksimi.fi's estimated market price of 23,400 €. The estimate is based on 459 comparable cars. The chance this car sells within the next 30 days is about 68%.

A dealer typically sells this model in about 9 days and a private seller in about 10 days.

The odometer reads 138,800 km, which works out at about 23,000 km per year. The car was inspected 8/2025, and the next inspection is due an estimated 8/2027. The most common inspection failure cause in this model series is axles and suspension.

Notable equipment:

  • Tow bar
  • Fuel-operated parking heater
  • Adaptive cruise control
  • LED headlights
  • Reversing camera
  • Power tailgate
  • Parking sensors

Running the car costs an estimated:

Vehicle tax and insurance come to about 1,500 € per year.

The original tyre size is 245/40 R18. The listing says 2 sets of tyres are included: summer and winter.

The seller is a private individual, Loviisa.

The car has been for sale for 2 days since 15/08/2026.

Basic information

Registration number
XRH-431
Mileage
138,800 km
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Engine
2.0 l, Diesel
Model year
2020
Gearbox
Automatic
Drivetrain
All-wheel drive
Body type
Estate
Vehicle type
Passenger car
Colour
Black
Tyre size
245/40 R18
Wheel size
18″
Tyre sets
2 (summer and winter)
Owners
2
In traffic use in Finland
115 cars
Steering position
Left-hand
Imported car
No
VIN number
WAUZZZF49LA070314
maksimi.fi ID
174809
Nettiauto ID
15924753

Technical details

Power
140 kW / 190 hp
Torque
400 Nm
Acceleration (0–100)
7.6 s
Fuel consumption
5 l/100 km (extra-urban)
Seats
5
Doors
5
Number of gears
7
Cylinders
4
Turbocharger
Yes
CO2 emissions
131 g/km
Kerb weight
1,700 kg
Gross weight
2,230 kg
Max towing weight
1,800 kg
Towing weight (unbraked)
750 kg
Dimensions (L × W × H)
4,871 × 1,847 × 1,395 mm
First registration
22/06/2020
Last inspection
8/2025
Last service
2/2026
Type approval number
e1*2001/116*0430*69

Gearbox
Automatic

Equipment

  • Adaptive cruise control
  • Fuel-operated parking heater
  • LED headlights
  • Parking sensors
  • Power tailgate
  • Reversing camera
  • Tow bar

Equipment rating

Asking price: 22,500 €

At market price

Market price estimate 23,400 €

Based on asking prices

Compared to 459 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Audi A4, 2020) 21,740 €
  • Reversing camera +870 €
  • All-wheel drive +740 €
  • Tow bar +580 €
  • Adaptive cruise control +560 €
  • Automatic transmission +40 €
  • Sold by a private seller −1,130 €
  • Market price estimate 23,400 €

Without a statistically distinct effect in this group: power tailgate.

No price changes during the tracked period.

Next inspection due around 8/2027

About 12 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 8/2025.

Check with Traficom

Failures in the same model series

180 cars of the Audi A4 model series (first registered in 2020) were inspected in 2025. They recorded 12 defects leading to a failure, or 6.7 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is clearly fewer defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Axles and suspension 5.6

    10 defects, All cars 8.5

    Front and rear axles, springs and dampers, tyres and wheels

  2. Road test and visibility 0.6

    1 defects, All cars 0.5

    Windscreen and wipers, mirrors, field of view, controls, road test

  3. Emissions and leaks 0.6

    1 defects, All cars 1.3

    Exhaust measurement, OBD system, oil, fluid and fuel leaks

Most advisories concerned road test and visibility (4). Median mileage 109,000 km.

Sale periods

Private seller, Loviisa, Uusimaa 2 days for sale
15/8/202616/8/202617/8/2026

Sales

No previous sales.

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
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When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 253 €/mo
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Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 131 €/yr
  • Driving power tax 462 €/yr
  • Total vehicle tax 593 €/yr

Base tax is based on CO₂ emissions (WLTP), 131 g/km. Driving power tax is based on gross weight (2230 kg).

The average CO₂ of diesel passenger cars first registered in 2020 was 171.8 g/km (WLTP). This car is 41 g/km below that average, which comes to 77 € less a year in base tax.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance250 €/yr
  • Comprehensive660 €/yr
  • Total insurance910 €/yr

≈ 76 €/mo

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The final price depends on factors such as claims history and place of residence, and is set in the quote.

The listing says 2 sets of tyres are included: summer and winter.

Remember to check tyre condition with the seller.

Audi A4 (2016–2025) · 40 2.0 TDI Avant Quattro (B9) (140kW)

Tyre sizes for this car

  • 245/40 R18 Original
  • 245/30 R20 Recommended
  • 245/35 R19 Recommended
  • 225/50 R17 Recommended
  • 205/60 R16 Recommended

Wheel sizes for this car

16″
17″
18″
19″
20″

Original wheel size: 18″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (XRH-431).

Order tyres See wheels too →

Frequently asked questions about this car

Which car has the registration XRH-431?

XRH-431 is a 2020 Audi A4 with 138,800 km on the odometer. It is for sale at 22,500 €.

How much does Audi A4 cost?

Audi A4 is for sale at 22,500 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is at market price (estimated market price 23,400 €).

How long has this car been for sale?

The car has been for sale for at least 2 days. The listing entered maksimi.fi's tracking on 15/08/2026.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2020 and was first registered on 22/06/2020.

How many kilometres has the car covered?

The car's mileage is 138,800 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 8/2027. A car under 10 years old is inspected every two years.

How often does this model fail its inspection?

6.1 % of Audi A4 cars first registered in 2020 failed their periodic inspection in 2025 (180 inspections, median mileage 109,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2020 Audi in Finland?

On 30/06/2026 there were 5,010 Audi passenger cars first used in 2020 in traffic use in Finland. That is 4.2 % of all cars first used that year, making it the 9th most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (32.7 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What causes inspection failures for this model year?

For Audi A4 cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: axles and suspension, road test and visibility, emissions and leaks. That is 6.7 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is diesel and the gearbox is automatic.

What features does the car have?

Notable features include Tow bar, Fuel-operated parking heater, Adaptive cruise control, LED headlights, Reversing camera. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 593 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 245/40 R18.

Where is Audi A4 located?

The car is located in Uusimaa (Loviisa, Uusimaa).

How many owners has the car had?

According to the listing, the car has had 2 owners.

When was the car last serviced?

According to the listing, the last service was 2/2026.

How much does the car cost to keep per year?

The estimate is 1,503 € per year: vehicle tax 593 €, insurance 910 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Private seller (Loviisa).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.