The 2004 BMW X3 3,0d is an all-wheel-drive SUV, diesel-powered with a manual gearbox. It has an engine displacement of 3.0 litres and an output of 110 kW (150 hp).

The asking price is 4,500 €. That is 600 € (15%) above maksimi.fi's estimated market price of 3,900 €. The estimate is based on 50 comparable cars. The chance this car sells within the next 30 days is about 47%.

A dealer typically sells this model in about 12 days and a private seller in about 16 days.

The odometer reads 367,000 km. The car was inspected 2/2026, and the next inspection is due an estimated 2/2027.

Running the car costs an estimated:

Vehicle tax and insurance come to about 1,370 € per year.

The original tyre size is 235/55 R17. The listing says 2 sets of tyres are included.

The seller is a private individual, Kerava.

The car has been for sale for 2 days since 15/08/2026.

Basic information

Registration number
AVY-395
Mileage
367,000 km
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20% off
Engine
3.0 l, Diesel
Model year
2004
Gearbox
Manual
Drivetrain
All-wheel drive
Body type
SUV
Vehicle type
Passenger car
Colour
Grey
Tyre size
235/55 R17
Wheel size
17″
Tyre sets
2
In traffic use in Finland
13 cars
Steering position
Left-hand
VIN number
WBAPB51000WB42236
maksimi.fi ID
174778
Nettiauto ID
15924717

Technical details

Power
110 kW / 150 hp
Acceleration (0–100)
7.9 s
Seats
5
Doors
4
CO2 emissions
224 g/km
Kerb weight
1,820 kg
Gross weight
2,265 kg
Dimensions (L × W × H)
4,570 × 1,850 × 1,670 mm
First registration
15/08/2026
Last inspection
2/2026

Gearbox
Manual

Equipment

No notable equipment was identified from the listing.

Equipment rating

Asking price: 4,500 €

Above market price

Market price estimate 3,900 €

Based on asking prices

Compared to 50 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (BMW X3, 2004) 4,220 €
  • Sold by a private seller −320 €
  • Market price estimate 3,900 €

Without a statistically distinct effect in this group: manual transmission.

No price changes during the tracked period.

Next inspection due around 2/2027

About 6 months left. A car over 10 years old is inspected every year. According to the listing, the car was inspected in 2/2026.

Check with Traficom

The car was registered in Finland later than its model year, which is typical of an imported car. The inspection interval runs from the original date of first use, so it is derived from the model year.

Failure rate among cars of the same age

Of 21-year-old diesel passenger cars, 48% failed their periodic inspection in 2025 (13,514 inspections, median mileage 392,000 km).

Sale periods

Private seller, Kerava, Uusimaa 2 days for sale
15/8/202616/8/202617/8/202618/8/2026

Sales

No previous sales.

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
MAKSIMI −20% off the report
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When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

500 € 70,000 €
7 years
1 year 7 years
Estimated monthly instalment approx. 70 €/mo
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Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 353 €/yr
  • Driving power tax 482 €/yr
  • Total vehicle tax 835 €/yr

Base tax is based on CO₂ emissions (WLTP), 224 g/km. Driving power tax is based on gross weight (approx. 2350 kg).

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance230 €/yr
  • Comprehensive300 €/yr
  • Total insurance530 €/yr

≈ 44 €/mo

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The final price depends on factors such as claims history and place of residence, and is set in the quote.

The listing says 2 sets of tyres are included.

Remember to check tyre condition with the seller.

BMW X3 (2004–2005) · 3.0d. E83 (150kW)

Tyre sizes for this car

  • 235/55 R17 Original
  • 255/35 R20 Recommended
  • 255/40 R19 Recommended
  • 235/45 R19 Recommended
  • 255/45 R18 Recommended
  • 235/50 R18 Recommended
  • 255/50 R17 Recommended

Wheel sizes for this car

17″
18″
19″
20″

Original wheel size: 17″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (AVY-395).

Order tyres See wheels too →

Frequently asked questions about this car

Which car has the registration AVY-395?

AVY-395 is a 2004 BMW X3 3,0d with 367,000 km on the odometer. It is for sale at 4,500 €.

How much does BMW X3 3,0d cost?

BMW X3 3,0d is for sale at 4,500 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is above market price (estimated market price 3,900 €).

How long has this car been for sale?

The car has been for sale for at least 2 days. The listing entered maksimi.fi's tracking on 15/08/2026.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2004 and was first registered on 15/08/2026.

How many kilometres has the car covered?

The car's mileage is 367,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 2/2027. A car over 10 years old is inspected every year.

How common is a 2004 BMW in Finland?

On 30/06/2026 there were 2,667 BMW passenger cars first used in 2004 in traffic use in Finland. That is 3.5 % of all cars first used that year, making it the 10th most common brand of that year among 34 brands. The most common fuel type among them is petrol (58.6 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What fuel type and gearbox does the car have?

The fuel type is diesel and the gearbox is manual.

How much is the car's vehicle tax?

Vehicle tax is 835 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 235/55 R17.

Where is BMW X3 3,0d located?

The car is located in Uusimaa (Kerava, Uusimaa).

How much does the car cost to keep per year?

The estimate is 1,365 € per year: vehicle tax 835 €, insurance 530 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Private seller (Kerava).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.