The 2016 BMW 520 is an all-wheel-drive estate, diesel-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 140 kW (190 hp).

The asking price is 11,900 €. That is 1,900 € (19%) above maksimi.fi's estimated market price of 10,000 €. The estimate is based on 481 comparable cars. The chance this car sells within the next 30 days is about 57%.

A dealer typically sells this model in about 11 days and a private seller in about 9 days.

The odometer reads 365,000 km, which works out at about 36,000 km per year. The car was inspected 4/2026, and the next inspection is due an estimated 4/2027.

Notable equipment:

  • Fuel-operated parking heater
  • LED headlights
  • Keyless entry and start
  • Power tailgate
  • Parking sensors
  • Leather upholstery

Running the car costs an estimated:

Vehicle tax and insurance come to about 1,350 € per year.

The original tyre size is 225/55 R17. The listing says 2 sets of tyres are included.

The seller is a private individual, Orimattila.

The car has been for sale for 3 days since 14/08/2026.

Basic information

Registration number
OVK-850
Mileage
365,000 km
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20% off
Engine
2.0 l, Diesel
Model year
2016
Gearbox
Automatic
Drivetrain
All-wheel drive
Body type
Estate
Vehicle type
Passenger car
Colour
Black
Tyre size
225/55 R17
Wheel size
17″
Tyre sets
2
Keys
2
Steering position
Left-hand
maksimi.fi ID
174704
Nettiauto ID
15924628

Technical details

Power
140 kW / 190 hp
Torque
400 Nm
Acceleration (0–100)
8.2 s
Seats
5
Doors
4
CO2 emissions
127 g/km
Last inspection
4/2026
Last service
8/2025, 329,600 km

Gearbox
Automatic

Equipment

  • Fuel-operated parking heater
  • Keyless entry and start
  • Leather upholstery
  • LED headlights
  • Parking sensors
  • Power tailgate

Equipment rating

Asking price: 11,900 €

Above market price

Market price estimate 10,000 €

Based on asking prices

Compared to 481 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (BMW 520, 2016) 14,230 €
  • LED headlights +660 €
  • Sold by a private seller −760 €
  • High mileage −4,130 €
  • Market price estimate 10,000 €

Without a statistically distinct effect in this group: automatic transmission, all-wheel drive, parking sensors.

No price changes during the tracked period.

Next inspection due around 4/2027

About 8 months left. A car over 10 years old is inspected every year. According to the listing, the car was inspected in 4/2026.

Check with Traficom

The interval is derived from the model year, because the listing has no first registration date.

Failures in the same model series

1,332 cars of the BMW 5-sarja model series (first registered in 2016) were inspected in 2025. They recorded 375 defects leading to a failure, or 28.2 defects per 100 inspections. For cars of the same age nationwide the figure is 24.4. That is more defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Axles and suspension 11.6

    154 defects, All cars 12.7

    Front and rear axles, springs and dampers, tyres and wheels

  2. Emissions and leaks 6.2

    83 defects, All cars 1.8

    Exhaust measurement, OBD system, oil, fluid and fuel leaks

  3. Steering 4.2

    56 defects, All cars 1.7

    Steering joints and rods, steering gear

The remaining 21.9 % of defects fall under other items. Most advisories concerned engine and other equipment (96). Median mileage 205,000 km.

Sale periods

Private seller, Orimattila, Päijät-Häme 3 days for sale
14/8/202615/8/202616/8/202618/8/2026

Sales

No previous sales.

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
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When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 136 €/mo
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The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 155 €/yr
  • Driving power tax 482 €/yr
  • Total vehicle tax 637 €/yr

Base tax is based on CO₂ emissions (NEDC), 127 g/km. Driving power tax is based on gross weight (approx. 2385 kg).

The average CO₂ of diesel passenger cars first registered in 2016 was 124.5 g/km (NEDC). This car is 3 g/km above that average.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance250 €/yr
  • Comprehensive460 €/yr
  • Total insurance710 €/yr

≈ 59 €/mo

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The final price depends on factors such as claims history and place of residence, and is set in the quote.

The listing says 2 sets of tyres are included.

Remember to check tyre condition with the seller.

BMW 5-Serie (2010–2017) · 520d xDrive. F11 touring (exkl M-sport) (140kW)

Tyre sizes for this car

  • 225/55 R17 Original
  • 295/25 R21 Recommended
  • 255/30 R21 Recommended
  • 285/30 R20 Recommended
  • 275/30 R20 Recommended
  • 245/35 R20 Recommended
  • 275/35 R19 Recommended
  • 245/40 R19 Recommended
  • 275/40 R18 Recommended
  • 245/45 R18 Recommended

Wheel sizes for this car

17″
18″
19″
20″
21″

Original wheel size: 17″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (OVK-850).

Order tyres See wheels too →

Frequently asked questions about this car

Which car has the registration OVK-850?

OVK-850 is a 2016 BMW 520 with 365,000 km on the odometer. It is for sale at 11,900 €.

How much does BMW 520 cost?

BMW 520 is for sale at 11,900 €.

Is this car well priced?

According to maksimi.fi's price estimate, the asking price is above market price (estimated market price 10,000 €).

How long has this car been for sale?

The car has been for sale for at least 3 days. The listing entered maksimi.fi's tracking on 14/08/2026.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2016.

How many kilometres has the car covered?

The car's mileage is 365,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 4/2027. A car over 10 years old is inspected every year.

How often does this model fail its inspection?

21 % of BMW 5-sarja cars first registered in 2016 failed their periodic inspection in 2025 (1,332 inspections, median mileage 205,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2016 BMW in Finland?

On 30/06/2026 there were 7,854 BMW passenger cars first used in 2016 in traffic use in Finland. That is 5.8 % of all cars first used that year, making it the 7th most common brand of that year among 33 brands. The most common fuel type among them is diesel (59.3 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What causes inspection failures for this model year?

For BMW 5-sarja cars first registered in 2016, defects leading to a failure in 2025 inspections came most often from: axles and suspension, emissions and leaks, steering. That is 28.2 defects per 100 inspections, against 24.4 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is diesel and the gearbox is automatic.

What features does the car have?

Notable features include Fuel-operated parking heater, LED headlights, Keyless entry and start, Power tailgate, Parking sensors. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 637 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 225/55 R17.

Where is BMW 520 located?

The car is located in Päijät-Häme (Orimattila, Päijät-Häme).

When was the car last serviced?

According to the listing, the last service was 8/2025, 329,600 km.

How much does the car cost to keep per year?

The estimate is 1,347 € per year: vehicle tax 637 €, insurance 710 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Private seller (Orimattila).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.